Consumer Banking Attorney - Vice President Assistant General Counsel

Location: Columbus, OH, United States

Job Family: Counsel

About the Role

JPMorgan Chase & Co. is a leading global financial services firm with assets of $3.7 trillion and operations worldwide. As a Consumer Banking Attorney - Vice President Assistant General Counsel, you will play a pivotal role in supporting the Consumer Banking line of business, which serves millions of customers through innovative products and services. Based in Columbus, OH, this position focuses on driving legal strategies that enable product innovation, branch expansion, and advanced customer segmentation to deliver exceptional banking experiences while ensuring compliance with a complex regulatory environment. In this role, you will provide expert counsel on a wide range of consumer banking initiatives, from developing new credit and deposit products to optimizing branch operations and leveraging data for personalized customer engagement. You will collaborate closely with business leaders, compliance teams, and external regulators to identify and mitigate legal risks, draft key documents, and navigate challenges posed by laws such as the Fair Credit Reporting Act (FCRA), Truth in Lending Act (TILA), and Equal Credit Opportunity Act (ECOA). Your work will directly contribute to JPMorgan Chase's commitment to responsible banking and customer-centric innovation in a competitive financial services landscape. The ideal candidate thrives in a dynamic, high-stakes environment and brings a proactive approach to legal advisory services. You will have opportunities to influence strategic decisions that shape the future of consumer banking at one of the world's most admired financial institutions. Join JPMorgan Chase to advance your career while helping build a more inclusive and innovative banking ecosystem.

Key Responsibilities

• Provide legal advice on consumer banking product development, including credit cards, deposits, and lending innovations
• Support branch operations by ensuring compliance with federal and state regulations for retail banking activities
• Advise on customer segmentation strategies to enhance personalized banking experiences while mitigating legal risks
• Collaborate with business teams to review and draft contracts, policies, and disclosures for consumer products
• Conduct legal risk assessments for new initiatives in consumer banking strategy
• Monitor regulatory changes from agencies like CFPB and FDIC, and implement necessary updates
• Represent Consumer Banking in internal legal reviews and external regulatory interactions
• Manage litigation and dispute resolution related to consumer banking matters
• Mentor junior legal staff and contribute to the development of legal training programs

Required Qualifications

• J.D. degree from an accredited law school and active membership in at least one state bar
• 7+ years of relevant legal experience in consumer banking, financial services, or related regulatory fields
• In-depth knowledge of U.S. consumer protection laws, including FCRA, TILA, and ECOA
• Proven experience advising on product innovation, branch operations, and customer segmentation strategies in a banking environment
• Strong understanding of regulatory compliance requirements for consumer banking products and services
• Ability to manage complex legal projects with cross-functional teams in a fast-paced financial institution

Preferred Qualifications

• Experience working at a major financial institution like JP Morgan Chase or similar
• Familiarity with emerging technologies in banking, such as AI-driven customer segmentation
• Prior role in supporting branch network expansions or digital transformation initiatives
• Advanced degree or certification in financial regulation or compliance

Required Skills

• Expertise in consumer financial protection regulations
• Strong analytical and problem-solving abilities
• Excellent written and verbal communication skills
• Proficiency in legal research tools like Westlaw or LexisNexis
• Knowledge of banking product structures and risk management
• Ability to negotiate complex agreements
• Project management and organizational skills
• Attention to detail in drafting legal documents
• Interpersonal skills for cross-functional collaboration
• Adaptability to evolving regulatory landscapes
• Strategic thinking for business-legal alignment
• Familiarity with data privacy laws like CCPA
• Experience with regulatory filings and examinations
• Leadership in team settings
• Technical proficiency in Microsoft Office and legal tech platforms

Benefits

• Comprehensive health, dental, and vision insurance plans
• 401(k) retirement savings plan with company matching contributions
• Generous paid time off, including vacation, sick days, and parental leave
• Professional development opportunities, including tuition reimbursement and legal certifications
• Employee stock purchase plan and performance-based bonuses
• Wellness programs with gym memberships and mental health support
• Flexible work arrangements, including hybrid options in Columbus, OH
• Access to JP Morgan's global mobility programs and career advancement resources

JP Morgan Chase is an equal opportunity employer.