Country Risk - Analyst

Location: Mumbai, Maharashtra, India

Job Family: Analysts

About the Role

At JPMorgan Chase, we are at the forefront of financial services innovation, and our Risk Management and Compliance teams play a pivotal role in safeguarding the firm's global operations. As a Country Risk Analyst in our Mumbai office, you will join a dynamic team dedicated to evaluating and mitigating risks associated with international exposures. This position is ideal for analytical professionals passionate about the intersection of global economics, geopolitics, and finance. Reporting to the Country Risk Manager, you will contribute to maintaining the resilience of JPMorgan Chase's portfolio in emerging and developed markets, ensuring informed decision-making that supports our clients and the firm's long-term stability. Your core responsibilities will involve conducting thorough assessments of country-specific risks, including sovereign debt, currency fluctuations, and political developments. You will leverage advanced analytical tools to model potential scenarios and provide actionable insights to senior leaders across Investment Banking, Commercial Banking, and Asset Management divisions. In this role, you will monitor real-time global events, collaborate with international teams, and help shape risk strategies that align with JPMorgan Chase's commitment to ethical and compliant practices. The position offers exposure to high-impact projects in the Asia-Pacific region, with opportunities to influence decisions that affect billions in assets. We value professionals who thrive in a collaborative, fast-paced environment and are eager to grow within one of the world's leading financial institutions. This role not only demands strong technical expertise but also the ability to communicate complex risk concepts clearly to diverse stakeholders. By joining JPMorgan Chase in Mumbai, you will be part of a supportive culture that fosters innovation and professional development, contributing to our mission of powering the progress of individuals and communities worldwide.

Key Responsibilities

• Conduct in-depth analysis of country-specific risks, including economic indicators, political stability, and regulatory changes
• Develop and maintain risk assessment models for sovereign and corporate exposures in various countries
• Monitor global events and their potential impact on JPMorgan Chase's international portfolio
• Collaborate with cross-functional teams to provide risk insights for lending, investment, and treasury decisions
• Prepare detailed reports and presentations on country risk profiles for senior management
• Support the identification and mitigation of emerging risks in high-growth markets like India and Asia-Pacific
• Assist in stress testing and scenario analysis for country-level risk exposures
• Ensure compliance with internal risk policies and external regulatory requirements
• Contribute to the ongoing enhancement of risk management frameworks and tools
• Engage with external data providers and stakeholders to refine risk intelligence

Required Qualifications

• Bachelor's degree in Finance, Economics, Business Administration, or a related field
• At least 2-3 years of experience in risk management, credit analysis, or financial services
• Strong understanding of country risk factors including geopolitical, economic, and regulatory environments
• Proficiency in financial modeling and data analysis tools
• Excellent analytical and problem-solving skills
• Ability to work in a fast-paced, global team environment
• Fluency in English; knowledge of additional languages is advantageous

Preferred Qualifications

• Advanced degree (MBA or Master's in Finance/Risk Management)
• Experience in emerging markets risk assessment, particularly in Asia or India
• Familiarity with regulatory frameworks such as Basel III or local Indian regulations
• Certification in risk management (e.g., FRM or CFA Level 1)
• Prior internship or role at a major financial institution

Required Skills

• Financial analysis and modeling
• Risk assessment and mitigation
• Data interpretation and visualization
• Proficiency in Excel, SQL, and Python or R for analytics
• Knowledge of macroeconomic indicators and forecasting
• Strong written and verbal communication
• Attention to detail and accuracy
• Team collaboration and stakeholder management
• Adaptability to changing global markets
• Critical thinking and problem-solving
• Research skills for geopolitical and regulatory analysis
• Time management in high-pressure environments
• Familiarity with Bloomberg or similar financial databases
• Ethical judgment in compliance-sensitive roles
• Interpersonal skills for cross-cultural interactions

Benefits

• Competitive base salary and performance-based bonuses
• Comprehensive health, dental, and vision insurance coverage
• Retirement savings plan with generous company matching
• Paid time off, including vacation, sick leave, and parental leave
• Professional development programs and tuition reimbursement
• Employee wellness initiatives and gym membership subsidies
• Flexible work arrangements and hybrid office options in Mumbai
• Global mobility opportunities within JPMorgan Chase

JP Morgan Chase is an equal opportunity employer.