Credit Card Attorney - Vice President, Assistant General Counsel

Location: Wilmington, DE, United States

Job Family: Counsel

About the Role

JPMorgan Chase & Co. is a leading global financial services firm with assets of $3.9 trillion and operations worldwide. We operate in over 100 markets, providing innovative solutions in investment banking, consumer and community banking, commercial banking, and asset management. Our Card Services and Connected Commerce teams drive cutting-edge payment solutions, serving millions of customers with credit cards, digital wallets, and e-commerce platforms. As a Credit Card Attorney - Vice President, Assistant General Counsel, you will play a pivotal role in providing strategic legal guidance to ensure our offerings remain compliant, innovative, and customer-focused in a highly regulated industry. In this position, based in Wilmington, DE, you will deliver expert advice on complex legal and regulatory matters affecting credit card products and connected commerce initiatives. Your responsibilities will include analyzing federal regulations such as TILA, FCBA, and UDAAP, while advising on state-specific consumer protection laws. You will partner closely with business, compliance, and risk teams to support product launches, marketing campaigns, and operational enhancements, all while mitigating potential litigation and regulatory risks. This role demands a proactive approach to emerging challenges in fintech, including data privacy, payment security, and digital transformation. The ideal candidate thrives in a collaborative, dynamic environment at one of the world's most admired companies. You will contribute to high-impact projects that shape JPMorgan Chase's leadership in the payments space, from responding to CFPB inquiries to negotiating key vendor agreements. With opportunities for professional growth, this position offers exposure to senior leadership and involvement in firm-wide initiatives, all while upholding our commitment to ethical practices and client trust in the financial services sector.

Key Responsibilities

• Provide strategic legal advice on credit card products, marketing, and operations for Card Services and Connected Commerce divisions
• Advise on regulatory compliance with federal and state laws, including drafting policies and procedures to mitigate risks
• Support litigation and dispute resolution involving consumer credit issues, including class actions and regulatory inquiries
• Collaborate with business leaders to develop innovative payment solutions while ensuring legal and regulatory adherence
• Conduct legal research and analysis on emerging trends in fintech, digital wallets, and connected commerce
• Review and negotiate contracts with vendors, partners, and regulators in the payments ecosystem
• Assist in responding to CFPB, FTC, and other regulatory examinations and audits
• Mentor junior attorneys and contribute to firm-wide legal training on credit-related matters
• Monitor legislative changes and advise on their impact to JPMorgan Chase's card portfolio

Required Qualifications

• J.D. degree from an accredited law school and active membership in at least one U.S. state bar
• 8+ years of relevant legal experience in financial services, with a focus on consumer credit and banking regulations
• In-depth knowledge of federal and state laws governing credit cards, including Truth in Lending Act (TILA), Fair Credit Billing Act (FCBA), and Unfair, Deceptive, or Abusive Acts or Practices (UDAAP)
• Proven experience advising on regulatory compliance, litigation strategy, and risk management in a large financial institution
• Strong understanding of payment processing, connected commerce, and emerging fintech regulations
• Ability to handle complex legal issues in a fast-paced, high-stakes environment

Preferred Qualifications

• Experience working at a major bank or financial services firm like JPMorgan Chase
• Familiarity with CFPB examinations and enforcement actions related to credit products
• Background in digital payments, e-commerce, and data privacy laws such as GDPR or CCPA
• Prior role involving cross-functional collaboration with business, compliance, and risk teams

Required Skills

• Expertise in consumer financial protection laws
• Regulatory compliance and risk assessment
• Litigation strategy and dispute resolution
• Contract negotiation and drafting
• Legal research using tools like Westlaw or LexisNexis
• Analytical thinking and problem-solving
• Communication and stakeholder management
• Project management in cross-functional teams
• Knowledge of fintech and payment systems
• Attention to detail and ethical judgment
• Adaptability to evolving regulations
• Team collaboration and leadership
• Proficiency in Microsoft Office and legal tech tools
• Strategic advisory skills
• Time management in high-pressure environments

Benefits

• Comprehensive health, dental, and vision insurance plans with employer contributions
• 401(k) retirement savings plan with generous company matching
• Paid time off including vacation, sick days, and parental leave
• Professional development programs and tuition reimbursement for continuing education
• Wellness programs including gym memberships and mental health support
• Employee stock purchase plan and performance-based bonuses
• Flexible work arrangements and relocation assistance for eligible roles
• Access to on-site childcare and family support services

JP Morgan Chase is an equal opportunity employer.