Credit Documentation Associate

Location: Ho Chi Minh City, Viet Nam

Job Family: Lending Services

About the Role

At JP Morgan Chase, we are a leading global financial services firm with a proud history of innovation and client focus. The Credit Documentation Associate role within our Lending Services team in Ho Chi Minh City, Vietnam, offers an exciting opportunity to contribute to the backbone of our commercial banking operations. As part of this dynamic team, you will play a crucial role in ensuring that credit facilities are documented accurately and efficiently, supporting clients across Asia-Pacific and beyond. This position is ideal for detail-oriented professionals passionate about the financial services industry, where precision in documentation directly impacts risk management and business growth. In this role, you will collaborate with legal, credit risk, and client-facing teams to draft, review, and execute a wide range of credit-related documents, including loan agreements, security instruments, and amendments. You will navigate complex regulatory landscapes, ensuring all documentation complies with JP Morgan Chase's stringent standards and international guidelines such as those from the International Swaps and Derivatives Association (ISDA). Daily responsibilities will involve leveraging advanced document management tools to streamline workflows, mitigating potential errors that could affect multimillion-dollar transactions. This position demands a proactive approach to problem-solving, as you identify issues early and coordinate resolutions to keep deals moving forward seamlessly. Joining JP Morgan Chase means becoming part of a supportive, high-performing culture that values diversity and professional development. In Ho Chi Minh City, our state-of-the-art operations center provides a vibrant work environment with opportunities for cross-functional exposure and career progression within our global network. We offer competitive compensation, comprehensive benefits, and ongoing training to help you thrive in the fast-evolving world of financial services. If you have a keen eye for detail and a commitment to excellence, this role will allow you to make a meaningful impact on our lending portfolio while advancing your expertise in credit documentation.

Key Responsibilities

• Review and prepare credit documentation for loans, including term sheets, credit agreements, and collateral pledges
• Ensure compliance with JP Morgan Chase's internal policies and international regulatory standards such as Basel III
• Coordinate with legal teams, clients, and internal stakeholders to finalize documentation accurately and timely
• Manage document execution processes, including signatures, notarizations, and electronic filing
• Identify and mitigate risks in documentation to support risk management in lending services
• Maintain accurate records in JP Morgan's document management systems and update databases
• Assist in training junior team members on documentation best practices
• Monitor and report on documentation workflows to improve efficiency in the Ho Chi Minh City operations center
• Collaborate with global teams to handle cross-border credit documentation for Asia-Pacific clients
• Conduct quality checks and audits on completed documentation to ensure error-free delivery

Required Qualifications

• Bachelor's degree in Finance, Business Administration, Law, or a related field
• At least 1-2 years of experience in credit documentation, legal support, or banking operations
• Proficiency in English (both written and spoken) for international communication
• Strong understanding of credit agreements, loan documentation, and regulatory requirements in financial services
• Familiarity with Microsoft Office Suite, particularly Excel and Word for document management
• Ability to work in a fast-paced, high-volume environment with attention to detail
• Eligibility to work in Vietnam without sponsorship

Preferred Qualifications

• Experience in international banking or with global financial institutions like JP Morgan Chase
• Knowledge of Vietnamese financial regulations and ISDA documentation standards
• Certification in legal or financial documentation (e.g., Paralegal or Credit Risk certification)
• Prior exposure to syndicated loans or derivatives documentation
• Fluency in Vietnamese to support local operations

Required Skills

• Attention to detail for accurate document review
• Strong analytical skills for interpreting complex credit terms
• Excellent communication skills for stakeholder coordination
• Proficiency in legal drafting and contract negotiation
• Knowledge of financial regulations and compliance frameworks
• Technical expertise in document management software (e.g., Adobe Acrobat, DocuSign)
• Time management to handle multiple deadlines
• Problem-solving abilities for resolving documentation discrepancies
• Team collaboration in a multicultural environment
• Adaptability to evolving banking technologies and processes
• Basic understanding of risk assessment in lending
• Organizational skills for record-keeping
• Interpersonal skills for client interactions
• Proficiency in Excel for data tracking
• Ethical judgment in handling sensitive financial information

Benefits

• Competitive base salary with performance-based bonuses aligned with JP Morgan Chase's global standards
• Comprehensive health, dental, and vision insurance coverage for employees and dependents
• Retirement savings plan with company matching contributions
• Paid time off including vacation, sick leave, and public holidays
• Professional development opportunities through JP Morgan's internal training programs and tuition reimbursement
• Employee assistance programs for wellness and financial counseling
• Flexible work arrangements and modern office facilities in Ho Chi Minh City
• Access to JP Morgan's global mobility programs for career advancement

JP Morgan Chase is an equal opportunity employer.