Credit Risk Director - Government Risk, Executive Director

Location: Denver, CO, United States

Job Family: Credit Risk

About the Role

At JP Morgan Chase, we are a leading global financial services firm with operations serving millions of customers, institutions, and governments worldwide. As the Credit Risk Director - Government Risk, Executive Director, you will play a pivotal role in our Corporate & Investment Bank division, leading a team dedicated to managing credit risks associated with government exposures. Based in our Denver, CO office, this position involves overseeing the assessment, monitoring, and mitigation of risks from sovereign debt, municipal bonds, and other government-backed securities. You will ensure that our portfolios remain resilient against economic volatility, regulatory changes, and geopolitical uncertainties, contributing to the firm's overall risk management framework. In this executive leadership role, you will direct strategic initiatives to enhance credit risk methodologies tailored to government obligors, including the development of advanced models for default forecasting and portfolio stress testing. Collaborating closely with cross-functional teams in trading, compliance, and senior management, you will provide actionable insights that inform investment decisions and risk appetite settings. Your expertise will be crucial in navigating complex regulatory landscapes, such as those governed by the Federal Reserve and international bodies, while fostering a culture of innovation and excellence within your team. This position demands a blend of technical acumen and strategic vision to safeguard JP Morgan Chase's interests in one of the most stable yet evolving segments of the financial markets. We value professionals who thrive in dynamic environments and are committed to upholding the highest standards of integrity and client service. Joining JP Morgan Chase means becoming part of a collaborative community that offers unparalleled opportunities for growth and impact. If you have a passion for government risk and a track record of driving results in financial services, this role provides a platform to lead transformative work in credit risk management.

Key Responsibilities

• Lead a team of credit risk analysts focused on assessing and monitoring government risk exposures across JP Morgan Chase's global portfolios
• Develop and implement credit risk strategies, policies, and procedures specific to government entities, sovereign debt, and related instruments
• Conduct in-depth credit analysis, including rating migrations, default probability modeling, and recovery rate assessments for government obligors
• Oversee stress testing and scenario analysis to evaluate the impact of macroeconomic events on government risk portfolios
• Collaborate with trading, investment banking, and compliance teams to ensure alignment on risk limits and exposure management
• Provide executive-level reporting and recommendations on government risk trends to senior leadership at JP Morgan Chase
• Drive regulatory compliance and internal audits related to government risk, staying abreast of evolving standards like those from the OCC and Federal Reserve
• Mentor and develop team members, fostering a culture of risk awareness and innovation in credit practices
• Identify emerging risks in government financing, such as geopolitical events or fiscal policy changes, and propose mitigation strategies
• Support portfolio optimization efforts by integrating government risk insights into broader asset allocation decisions

Required Qualifications

• Bachelor's degree in Finance, Economics, Business Administration, or a related field; advanced degree (MBA, Master's in Finance) preferred
• 10+ years of experience in credit risk management, with at least 5 years in government or sovereign risk analysis within the financial services industry
• Proven leadership experience managing teams in risk assessment and mitigation for large financial institutions
• Deep knowledge of regulatory frameworks such as Basel III, Dodd-Frank, and international standards for government debt exposure
• Strong analytical skills with experience in credit modeling, portfolio analysis, and stress testing for government-backed securities
• Excellent communication and stakeholder management abilities, including experience presenting to senior executives and regulators
• Professional certifications such as CFA, FRM, or equivalent in risk management

Preferred Qualifications

• Experience working at a major global bank like JP Morgan Chase in the Corporate & Investment Bank division
• Familiarity with U.S. government securities, municipal bonds, and international sovereign debt markets
• Background in quantitative risk modeling using tools like SAS, Python, or R for government risk scenarios
• Prior involvement in cross-functional projects related to ESG factors in government risk assessment
• Demonstrated success in leading risk policy development for high-stakes financial portfolios

Required Skills

• Advanced credit risk analysis and modeling
• Proficiency in financial statement analysis for government entities
• Expertise in regulatory compliance and risk frameworks
• Quantitative skills in stress testing and scenario modeling
• Leadership and team management
• Strategic thinking and decision-making
• Excellent verbal and written communication
• Stakeholder engagement and relationship building
• Knowledge of macroeconomic indicators and geopolitical analysis
• Proficiency in data analytics tools (e.g., Excel, SQL)
• Familiarity with risk management software (e.g., Moody's Analytics, Bloomberg)
• Problem-solving in complex financial environments
• Adaptability to fast-paced, high-stakes settings
• Attention to detail in risk reporting
• Ethical judgment in confidential financial matters

Benefits

• Competitive base salary and performance-based annual bonus
• Comprehensive health, dental, and vision insurance plans
• 401(k) retirement savings plan with generous company matching
• Paid time off including vacation, sick days, and parental leave
• Professional development opportunities through JP Morgan's internal training programs and tuition reimbursement
• Employee stock purchase plan and financial wellness resources
• On-site fitness centers and wellness programs at select locations
• Relocation assistance for eligible roles in Denver, CO

JP Morgan Chase is an equal opportunity employer.