Deposit Product Controller Associate

Location: Plano, TX, United States

Job Family: Financial Analysis

About the Role

At JP Morgan Chase, we are a leading global financial services firm with a rich history of innovation and client-focused solutions. As a Deposit Product Controller Associate in our Wealth Management division, you will play a pivotal role in managing and optimizing deposit products that empower high-net-worth clients to grow and protect their wealth. Based in our state-of-the-art facility in Plano, Texas, this position offers the opportunity to contribute to a dynamic team that drives the firm's commitment to excellence in financial services. You will ensure that our deposit offerings, including checking, savings, and money market accounts, operate efficiently while adhering to the highest standards of compliance and risk management. In this role, you will conduct in-depth financial analyses to monitor product performance, identify optimization opportunities, and mitigate potential risks. Collaborating with experts across operations, compliance, and technology teams, you will help refine processes that support seamless client experiences and regulatory adherence. Your work will directly impact key metrics such as deposit growth, yield optimization, and cost efficiency, all while leveraging JP Morgan Chase's robust infrastructure and global resources to deliver superior results. We value professionals who thrive in a collaborative, innovative environment and are passionate about the financial services industry. This associate-level position provides exposure to senior leadership and opportunities for career advancement within one of the world's most admired financial institutions. Join us in Plano, TX, to help shape the future of wealth management at JP Morgan Chase.

Key Responsibilities

• Oversee the management of deposit products within JP Morgan Chase's Wealth Management division, ensuring seamless integration and performance
• Monitor and ensure compliance with all applicable financial regulations, including anti-money laundering (AML) and know-your-customer (KYC) standards
• Conduct regular financial analysis and performance optimization for deposit accounts to maximize client value and profitability
• Collaborate with cross-functional teams, including risk management, operations, and product development, to enhance product offerings
• Develop and maintain accurate reporting on deposit product metrics, variances, and forecasts for senior leadership
• Identify and mitigate operational risks associated with deposit products, implementing controls as needed
• Support product innovation initiatives by analyzing market trends and client feedback
• Assist in budgeting and forecasting processes for the deposit product portfolio
• Ensure data integrity and accuracy in all deposit-related systems and processes

Required Qualifications

• Bachelor's degree in Finance, Accounting, Business Administration, or a related field
• Minimum of 2-3 years of experience in financial services, particularly in product control, deposit operations, or wealth management
• Strong understanding of regulatory compliance requirements for deposit products, including FDIC regulations and SEC guidelines
• Proficiency in financial modeling and analysis tools
• Experience with risk management and performance optimization in banking products
• Ability to work collaboratively in a fast-paced, high-stakes environment

Preferred Qualifications

• Advanced degree (MBA or Master's in Finance) or relevant certifications (e.g., CFA, CPA)
• Prior experience at a major financial institution like JP Morgan Chase
• Knowledge of wealth management platforms and deposit product ecosystems
• Familiarity with data analytics and reporting in a banking context

Required Skills

• Financial modeling and forecasting
• Regulatory compliance knowledge (FDIC, SEC)
• Data analysis and interpretation
• Risk assessment and management
• Proficiency in Microsoft Excel and financial software (e.g., Alteryx, Tableau)
• Strong analytical thinking
• Attention to detail
• Communication and presentation skills
• Problem-solving abilities
• Team collaboration
• Project management
• Understanding of wealth management products
• Quantitative analysis
• Adaptability to changing regulations
• Stakeholder management

Benefits

• Competitive base salary and performance-based annual bonuses
• Comprehensive health, dental, and vision insurance plans
• 401(k) retirement savings plan with company matching contributions
• Generous paid time off, including vacation, sick days, and parental leave
• Professional development opportunities, including tuition reimbursement and access to internal training programs
• Employee stock purchase plan and financial wellness resources
• On-site fitness centers and wellness programs at select locations
• Flexible work arrangements, including hybrid options in Plano, TX

JP Morgan Chase is an equal opportunity employer.