EMEA AML/KYC Internal Auditor – Senior Associate

Location: Paris, France

Job Family: Auditing

About the Role

At JP Morgan Chase, we are a leading global financial services firm with a strong commitment to integrity and compliance. We are seeking a highly skilled EMEA AML/KYC Internal Auditor – Senior Associate to join our Internal Audit team in Paris, France. In this role, you will play a critical part in safeguarding our operations against financial crime by independently evaluating the design and effectiveness of anti-money laundering (AML) and know-your-customer (KYC) controls across our EMEA businesses, including investment banking, commercial banking, and asset management. Reporting to the EMEA Audit Director, you will contribute to a dynamic team focused on mitigating risks in a complex regulatory landscape, ensuring JP Morgan Chase remains at the forefront of ethical banking practices. Your primary focus will be on planning and executing audits that assess compliance with key regulations such as the EU's 5th and 6th AML Directives, French ACPR guidelines, and FATF recommendations. You will perform detailed testing of customer onboarding processes, ongoing monitoring systems, and reporting mechanisms, identifying potential vulnerabilities and recommending enhancements to strengthen our global framework. Collaboration with cross-functional teams in Paris and other EMEA hubs will be essential, as you gather evidence, interview stakeholders, and leverage data analytics to support your findings. This position offers the opportunity to influence risk management strategies at one of the world's largest banks, with exposure to cutting-edge technologies like AI-driven transaction monitoring. We value professionals who thrive in a fast-paced environment and are passionate about combating financial crime. As a Senior Associate, you will also mentor junior auditors, contribute to continuous audit improvements, and stay abreast of emerging threats and regulatory shifts. Joining JP Morgan Chase means being part of a supportive culture that invests in your growth through world-class training and career development programs. If you have a proven track record in AML/KYC auditing and a dedication to excellence, we invite you to bring your expertise to our Paris team and help shape the future of secure financial services.

Key Responsibilities

• Conduct independent audits of AML/KYC programs across EMEA operations to ensure compliance with internal policies and external regulations
• Assess the effectiveness of controls related to customer due diligence, transaction monitoring, and suspicious activity reporting
• Identify and evaluate risks associated with AML/KYC processes in JP Morgan Chase's wholesale and investment banking divisions
• Prepare detailed audit reports with findings, recommendations, and action plans for senior management
• Collaborate with business units in Paris and other EMEA locations to perform walkthroughs and testing of AML/KYC systems
• Monitor implementation of audit recommendations and track remediation progress
• Stay updated on evolving AML/KYC regulations and advise on potential impacts to JP Morgan Chase's operations
• Support internal audit projects involving data analytics and technology-driven AML solutions
• Contribute to the development of audit programs tailored to EMEA-specific risks

Required Qualifications

• Bachelor's degree in Finance, Accounting, Law, or a related field
• Minimum of 5 years of experience in AML/KYC auditing or compliance within the financial services industry
• Professional certification such as CAMS (Certified Anti-Money Laundering Specialist) or equivalent
• Strong knowledge of EMEA regulatory frameworks including EU AML Directives, FATF standards, and local French regulations
• Proficiency in audit methodologies and risk assessment techniques
• Fluency in English and French, both written and spoken
• Experience working in a multinational banking environment

Preferred Qualifications

• Advanced degree (Master's or MBA) in a relevant discipline
• Prior experience auditing AML/KYC processes at a global financial institution like JP Morgan Chase
• Knowledge of data analytics tools for audit testing
• Familiarity with Paris-based regulatory bodies such as ACPR
• Experience in leading cross-functional audit teams

Required Skills

• Expertise in AML/KYC regulatory compliance
• Proficiency in audit planning and execution
• Strong analytical and problem-solving abilities
• Excellent report writing and communication skills
• Knowledge of financial crime detection techniques
• Familiarity with banking systems and transaction monitoring tools
• Risk assessment and control evaluation
• Data analysis using tools like Excel or SQL
• Project management and stakeholder collaboration
• Attention to detail and ethical judgment
• Adaptability to regulatory changes
• Team leadership and mentoring
• French and English language proficiency
• Understanding of EMEA financial markets

Benefits

• Competitive base salary and performance-based annual bonus
• Comprehensive health, dental, and vision insurance coverage
• Retirement savings plan with generous company matching contributions
• Paid time off including vacation, sick leave, and parental leave
• Professional development opportunities through JP Morgan's internal training programs and tuition reimbursement
• Employee wellness programs including gym memberships and mental health support
• Flexible working arrangements with hybrid options in Paris
• Global mobility support for career advancement within JP Morgan Chase

JP Morgan Chase is an equal opportunity employer.