Finance & Business Management - Senior Associate - Consumer Affluent Banking

Location: New York, NY, United States

Job Family: Financial Analysis

About the Role

At JP Morgan Chase, we are a leading global financial services firm with a rich history of innovation and client focus. The Finance & Business Management Senior Associate in Consumer Affluent Banking plays a pivotal role in supporting our high-net-worth client segments. Based in our dynamic New York office, you will deliver sophisticated financial analysis to drive strategic initiatives, ensuring that Affluent Banking remains at the forefront of personalized wealth management and banking solutions. This position offers the opportunity to collaborate across the firm, leveraging JP Morgan's vast resources to influence decisions that impact millions of clients worldwide. In this role, you will partner closely with business leaders in Consumer Affluent Banking to provide actionable financial insights, from budgeting and forecasting to performance tracking. You will analyze complex datasets to uncover trends, optimize resource allocation, and support growth strategies tailored to affluent clients' unique needs, such as premium lending products and investment advisory services. Your work will involve preparing executive-level presentations and reports that align financial goals with JP Morgan's broader corporate objectives, all while adhering to stringent regulatory and risk management standards inherent in the financial services industry. We seek a proactive professional who thrives in a collaborative environment and is passionate about the intersection of finance and client-centric banking. As a Senior Associate, you will contribute to high-impact projects that enhance JP Morgan Chase's position as a trusted partner for affluent individuals. This role not only demands technical expertise but also the ability to foster strategic partnerships firm-wide, ultimately helping to shape the future of consumer banking at one of the world's most admired financial institutions.

Key Responsibilities

• Conduct in-depth financial analysis for Affluent Banking initiatives, including budgeting, forecasting, and variance analysis
• Collaborate with firm-wide stakeholders to develop strategic insights that inform executive decision-making
• Prepare and present financial reports, dashboards, and recommendations to senior leadership
• Support the development and monitoring of key performance indicators (KPIs) for consumer affluent segments
• Identify cost optimization opportunities and revenue enhancement strategies within Affluent Banking
• Partner with business leaders to align financial planning with overall corporate objectives
• Analyze market trends and competitive landscapes to provide actionable insights for Affluent Banking growth
• Ensure compliance with internal controls, regulatory standards, and JP Morgan's risk management policies
• Contribute to ad-hoc projects, such as mergers, acquisitions, or product launches in the consumer banking space

Required Qualifications

• Bachelor's degree in Finance, Accounting, Economics, or a related field
• Minimum of 5 years of experience in financial analysis, budgeting, or forecasting within the financial services industry
• Strong proficiency in financial modeling and data analysis tools
• Proven track record of collaborating with cross-functional teams to drive business decisions
• Experience in consumer banking or affluent client segments
• Ability to handle confidential information with discretion and integrity
• CFA, CPA, or similar professional certification

Preferred Qualifications

• Advanced degree (MBA) in Finance or Business Administration
• Prior experience at a major financial institution like JP Morgan Chase
• Knowledge of regulatory requirements in consumer banking
• Experience with affluent banking products and services
• Familiarity with JP Morgan's internal financial systems and reporting standards

Required Skills

• Financial modeling and forecasting
• Data analysis and visualization (e.g., Excel, Tableau)
• Strategic thinking and problem-solving
• Communication and presentation skills
• Collaboration and stakeholder management
• Knowledge of consumer banking regulations
• Budgeting and variance analysis
• Risk assessment and compliance
• Proficiency in SQL or Python for data querying
• Attention to detail and accuracy
• Adaptability to fast-paced environments
• Leadership and influence without authority
• Understanding of affluent client needs
• Project management
• Analytical mindset with business acumen

Benefits

• Competitive base salary and performance-based annual bonuses
• Comprehensive health, dental, and vision insurance plans
• 401(k) retirement savings plan with company matching contributions
• Generous paid time off, including vacation, sick days, and parental leave
• Professional development programs and tuition reimbursement for advanced education
• Employee stock purchase plan and access to JP Morgan's wellness initiatives
• Flexible work arrangements, including hybrid options in New York
• On-site fitness centers and subsidized commuting benefits

JP Morgan Chase is an equal opportunity employer.