International Private Bank, Executive Director, Lending Advisor, UK Team

Location: LONDON, LONDON, United Kingdom

Job Family: Capital Advisory

About the Role

JPMorgan Chase & Co. is a leading global financial services firm with assets of $3.7 trillion and operations worldwide, committed to helping clients achieve their ambitions through innovative lending and advisory solutions. The International Private Bank within JPMorgan Chase serves ultra-high-net-worth individuals and families, offering bespoke wealth management services that include sophisticated lending strategies. We are seeking an Executive Director, Lending Advisor, to join our UK team in London. In this senior role, you will play a pivotal part in delivering customized lending advice to our discerning international clientele, leveraging JPMorgan Chase's unparalleled resources to structure financing solutions that align with their global financial goals. As a Lending Advisor, you will work closely with HNWIs and UHNWIs to assess their borrowing needs, from real estate acquisitions to securities-backed loans and private equity financings. Your responsibilities will include performing in-depth credit evaluations, collaborating with global teams to mitigate risks, and ensuring all transactions comply with stringent UK and international regulations. You will also contribute to portfolio growth by identifying new lending opportunities and fostering long-term client relationships, all while embodying JPMorgan Chase's commitment to integrity, innovation, and client-centric service in the competitive private banking landscape. This position offers the chance to thrive in a dynamic environment at the heart of London's financial district, with exposure to high-profile deals and cross-border initiatives. At JPMorgan Chase, we invest in our people through robust professional development, competitive compensation, and a culture that values diversity and inclusion. If you are a seasoned lending professional with a passion for international private banking, join us to advance your career while helping shape the future of wealth management.

Key Responsibilities

• Advise HNWIs and UHNWIs on tailored lending solutions, including mortgages, securities-based lending, and acquisition finance, to support their wealth management objectives
• Conduct comprehensive credit assessments and risk analyses for international clients, ensuring compliance with JP Morgan Chase's risk management frameworks
• Collaborate with cross-functional teams, including investment advisors, compliance officers, and legal experts, to structure complex financing deals
• Develop and maintain strong relationships with UK and international clients, identifying opportunities to expand lending portfolios
• Monitor market trends, interest rate environments, and regulatory changes to provide proactive advice on lending strategies
• Prepare detailed lending proposals, financial models, and presentations for client meetings and internal approvals
• Ensure all lending activities adhere to UK regulatory standards, anti-money laundering (AML) protocols, and JP Morgan Chase's global policies
• Contribute to business development initiatives, targeting growth in the UK private banking lending segment
• Mentor junior team members and participate in training programs to enhance the team's lending advisory capabilities
• Analyze client portfolios to recommend optimal leverage strategies that align with overall wealth preservation and growth goals

Required Qualifications

• Bachelor's degree in Finance, Economics, Business Administration, or a related field
• Minimum of 10 years of experience in private banking, lending advisory, or credit analysis within the financial services industry
• Proven track record in advising high-net-worth individuals (HNWIs) and ultra-high-net-worth individuals (UHNWIs) on complex lending solutions
• In-depth knowledge of international lending regulations, including UK FCA requirements and cross-border financing structures
• Strong understanding of credit risk assessment, collateral valuation, and portfolio management in a private banking context
• Relevant professional certifications such as CFA, CPA, or equivalent in lending and advisory services
• Fluency in English; additional languages such as French or German are advantageous for international client interactions

Preferred Qualifications

• Advanced degree (MBA or Master's in Finance) from a top-tier institution
• Experience working in a global private banking environment, preferably with exposure to JP Morgan Chase or similar tier-1 banks
• Demonstrated success in originating and structuring bespoke lending products for international clients
• Prior leadership experience managing junior advisors or cross-functional teams in lending operations
• Familiarity with sustainable finance and ESG-integrated lending practices

Required Skills

• Expertise in financial modeling and valuation techniques for lending products
• Proficiency in credit analysis tools and software such as Bloomberg or Moody's Analytics
• Strong knowledge of international banking regulations and compliance standards
• Excellent client relationship management and communication skills
• Analytical mindset with the ability to assess complex financial risks
• Negotiation and deal-structuring abilities in high-stakes environments
• Proficiency in Microsoft Office Suite, particularly Excel for financial projections
• Understanding of wealth management principles and portfolio optimization
• Adaptability to fast-paced, dynamic market conditions
• Leadership and team collaboration skills
• Attention to detail in documentation and reporting
• Strategic thinking for business development
• Cultural sensitivity for working with diverse international clients
• Problem-solving skills in resolving lending disputes or challenges
• Time management to handle multiple client portfolios effectively

Benefits

• Competitive base salary with performance-based bonuses and incentives aligned with JP Morgan Chase's total rewards philosophy
• Comprehensive health, dental, and vision insurance coverage for employees and eligible dependents
• Generous retirement savings plan with company matching contributions to support long-term financial security
• Paid time off including vacation, sick leave, and parental leave to promote work-life balance
• Professional development opportunities through JP Morgan Chase's world-class training programs and tuition reimbursement
• Employee stock purchase plan and access to financial wellness resources
• On-site fitness centers, wellness programs, and mental health support services
• Global mobility support for international assignments and relocation assistance within the JP Morgan Chase network

JP Morgan Chase is an equal opportunity employer.