Intraday Liquidity Management, Senior Associate

Location: New York, NY, United States

Job Family: Treasury

About the Role

At JP Morgan Chase, we are a leading global financial services firm with operations serving millions of customers, institutions, and governments worldwide. The Intraday Liquidity Management team within Corporate Treasury plays a critical role in safeguarding the firm's liquidity position, ensuring operational resilience, and complying with stringent regulatory requirements. As a Senior Associate in Intraday Liquidity Management, you will be at the forefront of managing firmwide IDL risks, owning the IDL Playbook, and driving enhancements to our cutting-edge applications. This role is based in our New York headquarters, where you'll contribute to the stability of one of the world's largest banks by optimizing intraday cash flows and mitigating liquidity disruptions in real-time. Your primary responsibilities will include actively monitoring and managing intraday liquidity across JP Morgan Chase's diverse business lines, from investment banking to asset management. You will develop and refine the IDL Playbook, a comprehensive guide that outlines risk identification, mitigation strategies, and contingency measures tailored to our global footprint. Collaborating closely with technology and data teams, you'll lead initiatives to enhance IDL tools, incorporating AI-driven analytics and automation to improve accuracy and efficiency. This position demands a proactive approach to forecasting intraday exposures, analyzing regulatory changes like those from the Federal Reserve, and providing strategic recommendations to senior leadership to maintain JP Morgan's competitive edge in liquidity management. In this role, you will thrive in a collaborative, innovative environment that values analytical rigor and forward-thinking solutions. You'll partner with risk, operations, and front-office teams to align IDL strategies with business objectives, while ensuring adherence to Basel III and other liquidity frameworks. Opportunities for growth abound at JP Morgan Chase, with exposure to high-impact projects that shape the future of financial services. If you have a passion for treasury operations and a commitment to excellence, join us in building a more secure financial ecosystem.

Key Responsibilities

• Actively manage firmwide intraday liquidity (IDL) risk by monitoring real-time cash positions and forecasting intraday flows across JP Morgan Chase's global operations
• Own and maintain the IDL Playbook, including updating procedures, stress scenarios, and contingency plans to ensure compliance with regulatory standards
• Collaborate with technology teams to enhance applications for IDL monitoring, such as integrating real-time data analytics and automation tools
• Conduct daily IDL risk assessments and provide actionable insights to senior treasury leadership
• Develop and execute intraday liquidity optimization strategies to minimize funding costs and maximize efficiency
• Partner with business lines, including investment banking and commercial banking, to align IDL management with operational needs
• Analyze regulatory impacts on IDL and recommend adjustments to policies and controls
• Prepare reports and presentations on IDL metrics for internal stakeholders and regulatory submissions
• Support audit and regulatory examinations related to liquidity risk management
• Mentor junior associates in IDL best practices and contribute to training programs

Required Qualifications

• Bachelor's degree in Finance, Economics, Business Administration, or a related field
• Minimum of 5 years of experience in liquidity management, treasury operations, or risk management within the financial services industry
• Strong understanding of intraday liquidity regulations such as Basel III and liquidity coverage ratio (LCR) requirements
• Proven track record in managing firmwide liquidity risks in a large-scale banking environment
• Experience with financial modeling and liquidity forecasting tools
• Ability to work in a fast-paced, high-stakes environment with cross-functional teams
• Relevant certifications such as Chartered Financial Analyst (CFA) or Certified Treasury Professional (CTP)

Preferred Qualifications

• Advanced degree (Master's or MBA) in Finance or a quantitative field
• Prior experience at a major global bank like JP Morgan Chase in treasury or middle office roles
• Familiarity with JP Morgan's proprietary systems for liquidity monitoring and reporting
• Knowledge of intraday liquidity stress testing and scenario analysis
• Experience leading playbook development for risk management processes

Required Skills

• Proficiency in financial modeling and Excel for liquidity forecasting
• Knowledge of SQL and data analytics tools for real-time reporting
• Understanding of treasury management systems like Kyriba or FIS
• Strong analytical skills for risk assessment and scenario modeling
• Excellent communication skills for stakeholder collaboration
• Attention to detail in regulatory compliance and playbook maintenance
• Problem-solving abilities in high-pressure liquidity events
• Project management skills for application enhancement initiatives
• Familiarity with Python or R for advanced data analysis
• Team leadership and mentoring capabilities
• Adaptability to evolving financial regulations
• Quantitative skills in stress testing and variance analysis
• Interpersonal skills for cross-functional partnerships
• Time management in a dynamic trading environment
• Ethical judgment in risk management decisions

Benefits

• Competitive base salary and performance-based annual bonus
• Comprehensive health, dental, and vision insurance plans
• 401(k) retirement savings plan with generous company matching
• Paid time off including vacation, sick days, and parental leave
• Professional development opportunities through JP Morgan's internal training programs and tuition reimbursement
• Employee stock purchase plan and other financial wellness benefits
• Wellness programs including gym memberships and mental health support
• Flexible work arrangements and commuter benefits for New York-based employees

JP Morgan Chase is an equal opportunity employer.