J.P. Morgan Wealth Management - Executive Director, Divisional Director of Lending

Location: San Francisco, CA, United States

Job Family: Capital Advisory

About the Role

J.P. Morgan Wealth Management is seeking an Executive Director, Divisional Director of Lending, to lead our lending operations in the San Francisco market. In this pivotal role, you will drive the growth and profitability of lending within our premier wealth management division, focusing on delivering tailored capital advisory solutions to high-net-worth clients. As a key member of the leadership team, you will shape the strategic vision for lending products, leveraging J.P. Morgan's global resources to enhance client portfolios through innovative securities-based lending, mortgage solutions, and art financing. This position offers the opportunity to influence the future of wealth management in a dynamic, client-centric environment at one of the world's leading financial institutions. Reporting to the Head of Wealth Management Lending, you will oversee a team of seasoned professionals, fostering collaboration across J.P. Morgan's Private Bank, Asset Management, and Investment Banking divisions. Your responsibilities will include developing lending strategies that align with market opportunities and client needs, while ensuring robust risk management and compliance with stringent regulatory standards. You will analyze economic trends, competitive dynamics, and internal performance data to optimize lending portfolios, driving revenue growth through proactive business development and advisor partnerships. Success in this role requires a deep understanding of the financial services landscape, particularly in capital advisory for affluent clients in the Bay Area's tech and innovation-driven economy. At J.P. Morgan Chase, we value integrity, innovation, and excellence, and this role embodies those principles by empowering you to create meaningful impact for our clients and the firm. Join a supportive culture that invests in your professional growth through world-class training, mentorship, and access to cutting-edge tools. If you are a visionary leader passionate about lending in wealth management, this is your chance to elevate your career while contributing to J.P. Morgan's legacy of trusted financial stewardship.

Key Responsibilities

• Lead the strategic direction and execution of lending initiatives within J.P. Morgan Wealth Management to drive growth and profitability
• Oversee the development and implementation of lending products tailored to high-net-worth and ultra-high-net-worth clients
• Collaborate with divisional leaders, advisors, and product teams to integrate lending solutions into comprehensive wealth management strategies
• Monitor and manage credit risk, portfolio performance, and compliance with J.P. Morgan's risk management frameworks
• Build and mentor a high-performing team of lending professionals, fostering a culture of excellence and innovation
• Analyze market trends, competitive landscapes, and client needs to identify opportunities for lending expansion
• Drive business development efforts, including client acquisition and retention through targeted lending advisory services
• Ensure adherence to all regulatory standards and internal policies while optimizing operational efficiency
• Report on key performance metrics to senior leadership and contribute to the overall J.P. Morgan Wealth Management strategy

Required Qualifications

• Bachelor's degree in Finance, Business Administration, Economics, or a related field; MBA or advanced degree preferred
• 10+ years of progressive experience in lending, wealth management, or financial services, with at least 5 years in a leadership role
• Proven track record of driving revenue growth and profitability in lending products within a high-net-worth client segment
• Deep knowledge of regulatory requirements in wealth management lending, including SEC, FINRA, and banking regulations
• Strong understanding of capital markets, credit risk assessment, and portfolio management in the financial services industry
• Experience leading cross-functional teams in a large financial institution, with a focus on strategic initiatives

Preferred Qualifications

• Series 7, 63, and 65 licenses or equivalent
• Prior experience at a bulge-bracket firm like J.P. Morgan Chase in wealth management or investment banking
• Master's degree in Finance or CFA designation
• Demonstrated success in expanding lending portfolios for ultra-high-net-worth clients

Required Skills

• Strategic planning and execution
• Leadership and team management
• Financial modeling and analysis
• Credit risk assessment
• Regulatory compliance knowledge
• Client relationship management
• Business development and sales
• Portfolio optimization
• Data analytics and reporting
• Cross-functional collaboration
• Problem-solving and decision-making
• Communication and presentation skills
• Market trend analysis
• Innovation in financial products
• Risk management frameworks

Benefits

• Competitive base salary and performance-based annual bonus
• Comprehensive health, dental, and vision insurance plans
• 401(k) retirement savings plan with generous company match
• Paid time off, including vacation, sick days, and parental leave
• Professional development programs and tuition reimbursement
• Employee stock purchase plan and financial wellness resources
• Access to J.P. Morgan's global mobility and relocation support
• Wellness programs including gym memberships and mental health support

JP Morgan Chase is an equal opportunity employer.