J.P. Morgan Wealth Management - Vice President, Lending Specialist

Location: New York, NY, United States

Job Family: Client Advisory

About the Role

At J.P. Morgan Wealth Management, we are dedicated to helping high-net-worth individuals and families achieve their financial goals through personalized advisory services. As a Vice President, Lending Specialist in our New York office, you will play a pivotal role in delivering expert lending solutions that complement our comprehensive wealth management offerings. Acting as the primary point of contact for Financial Advisors and clients, you will leverage your deep expertise in lending to provide strategic advice on securities-based loans, lines of credit, and other financing options tailored to client needs. This position is ideal for a seasoned professional passionate about the intersection of lending and wealth preservation in a dynamic financial services environment. In this client-facing role, you will collaborate closely with Financial Advisors to integrate lending strategies into holistic wealth plans, ensuring alignment with clients' risk tolerances and objectives. Your responsibilities will include conducting thorough credit analyses, preparing customized lending proposals, and monitoring portfolio performance to mitigate risks while maximizing opportunities. You will also educate clients on evolving market conditions and regulatory landscapes, fostering trust and long-term relationships. At J.P. Morgan, you will have access to cutting-edge tools and resources, including proprietary platforms for risk assessment and portfolio management, enabling you to deliver innovative solutions that set us apart in the industry. We seek candidates who thrive in a collaborative, high-performance culture and are committed to upholding J.P. Morgan's standards of integrity and excellence. This role offers significant opportunities for professional growth within one of the world's leading financial institutions, where your contributions directly impact client success and firm-wide objectives. Join us in New York, NY, to advance your career while helping clients navigate complex financial landscapes with confidence.

Key Responsibilities

• Serve as the primary lending expert and point of contact for Financial Advisors and high-net-worth clients, providing tailored lending solutions
• Analyze client financial profiles to recommend appropriate lending products, including securities-based loans and lines of credit
• Collaborate with Financial Advisors to integrate lending strategies into comprehensive wealth management plans
• Conduct credit risk assessments and due diligence to ensure compliance with JP Morgan's risk management policies
• Develop and maintain relationships with internal stakeholders, such as credit approval teams and product specialists
• Monitor lending portfolios for performance, identifying opportunities for portfolio optimization or risk mitigation
• Educate clients and advisors on lending options, market trends, and regulatory changes impacting wealth strategies
• Prepare detailed lending proposals and presentations for client meetings and internal reviews
• Support business development efforts by identifying cross-selling opportunities for JP Morgan's wealth management services
• Ensure all lending activities adhere to federal and state regulations, as well as JP Morgan's ethical standards

Required Qualifications

• Bachelor's degree in Finance, Business Administration, Economics, or a related field
• Minimum of 7-10 years of experience in lending, credit analysis, or wealth management within the financial services industry
• Series 7 and Series 63 licenses (or equivalent FINRA registrations)
• Proven track record of managing high-net-worth client relationships and lending portfolios
• In-depth knowledge of securities-based lending, margin loans, and alternative investment financing
• Strong understanding of regulatory requirements including SEC, FINRA, and banking compliance standards
• Experience with financial modeling and risk assessment tools

Preferred Qualifications

• Advanced degree such as MBA or Master's in Finance
• Prior experience at a major financial institution like JP Morgan Chase or similar
• Certification as a Chartered Financial Analyst (CFA) or Certified Lending Professional
• Familiarity with JP Morgan's proprietary lending platforms and wealth management systems
• Bilingual proficiency in English and another major language (e.g., Spanish, Mandarin)

Required Skills

• Expertise in credit analysis and financial modeling
• Proficiency in lending software and CRM systems like Salesforce
• Strong knowledge of securities-based lending and margin requirements
• Excellent communication and presentation skills
• Analytical thinking and problem-solving abilities
• Client relationship management and consultative selling
• Regulatory compliance and risk management
• Financial planning and wealth advisory expertise
• Team collaboration and cross-functional coordination
• Attention to detail in documentation and reporting
• Adaptability to fast-paced financial market changes
• Negotiation skills for complex lending agreements
• Data interpretation from financial statements and market reports
• Ethical decision-making in high-stakes environments
• Technical proficiency in Microsoft Office Suite and financial databases

Benefits

• Competitive base salary and performance-based annual bonus
• Comprehensive health, dental, and vision insurance plans
• 401(k) retirement savings plan with generous company matching contributions
• Paid time off including vacation, sick days, and parental leave
• Professional development programs and tuition reimbursement for advanced certifications
• Employee stock purchase plan and access to JP Morgan's wealth management resources
• Wellness programs including gym memberships and mental health support
• Relocation assistance for eligible positions in New York, NY

JP Morgan Chase is an equal opportunity employer.