J.P. Morgan Wealth Management - Vice President, Lending Specialist

Location: Plano, TX, United States

Job Family: Client Advisory

About the Role

At J.P. Morgan Wealth Management, we are seeking a Vice President, Lending Specialist to join our dynamic team in Plano, TX. In this pivotal role, you will act as the go-to expert for lending solutions, serving as the primary point of contact for Financial Advisors and their high-net-worth clients. You will leverage your deep expertise in securities-based lending, mortgages, and other credit products to deliver customized financial strategies that align with clients' wealth preservation and growth objectives. This position is integral to our Client Advisory category, where you will collaborate closely with advisors to identify lending opportunities, structure deals, and ensure seamless execution within J.P. Morgan's robust wealth management ecosystem. Your day-to-day responsibilities will include conducting thorough credit analyses, mitigating risks in line with J.P. Morgan's stringent standards, and educating team members on evolving lending regulations and market conditions. You will play a key role in business development by uncovering new lending avenues within existing client portfolios, while maintaining the highest levels of compliance with SEC, FINRA, and internal policies. This role demands a proactive approach to client service, where you will prepare insightful reports and presentations to support strategic decision-making for both clients and internal stakeholders. J.P. Morgan Chase & Co. offers an unparalleled platform for professionals passionate about financial services, with access to cutting-edge resources and a culture of innovation. As a Lending Specialist, you will contribute to empowering clients to achieve their financial aspirations in a secure and efficient manner. If you thrive in a client-centric environment and have a proven track record in wealth management lending, this opportunity in Plano, TX, will allow you to advance your career while making a meaningful impact on the lives of affluent clients across the United States.

Key Responsibilities

• Serve as the primary lending expert and point of contact for Financial Advisors and clients in J.P. Morgan Wealth Management
• Provide tailored lending solutions, including securities-based lending and customized credit facilities, to meet client financial goals
• Conduct comprehensive credit assessments and risk analyses to ensure compliance with J.P. Morgan's risk management standards
• Collaborate with cross-functional teams, including portfolio managers and compliance officers, to structure complex lending deals
• Educate Financial Advisors on lending products and strategies to enhance client advisory services
• Monitor client lending portfolios, identifying opportunities for portfolio optimization and risk mitigation
• Drive business development by identifying lending opportunities within existing client relationships
• Ensure all lending activities adhere to federal and state regulations, as well as J.P. Morgan's internal policies
• Prepare detailed reports and presentations on lending performance for senior management and client reviews

Required Qualifications

• Bachelor's degree in Finance, Business Administration, or a related field
• Minimum of 7 years of experience in lending, credit analysis, or wealth management within the financial services industry
• Series 7 and Series 63 licenses or equivalent
• Proven track record in client-facing roles, particularly in high-net-worth advisory services
• In-depth knowledge of lending products, including securities-based lending, mortgages, and margin loans
• Strong understanding of regulatory requirements such as SEC, FINRA, and banking compliance standards

Preferred Qualifications

• Advanced degree (MBA) or certifications like CFA or CFP
• Experience working with J.P. Morgan's wealth management platforms or similar enterprise systems
• Prior role in a large financial institution with exposure to ultra-high-net-worth clients
• Bilingual proficiency, particularly in Spanish, to serve diverse client bases in Texas

Required Skills

• Expertise in credit underwriting and financial modeling
• Proficiency in lending software and CRM systems like Salesforce
• Strong analytical skills for assessing financial statements and risk profiles
• Excellent communication and presentation skills for client interactions
• Deep knowledge of wealth management lending products and market trends
• Ability to build and maintain relationships with high-net-worth individuals
• Regulatory compliance and ethical decision-making
• Project management skills for handling multiple client portfolios
• Data analysis using tools like Excel, Tableau, or Bloomberg
• Negotiation skills for structuring favorable lending terms
• Adaptability to fast-paced, dynamic financial environments
• Team collaboration and leadership in advisory settings
• Attention to detail in documentation and reporting

Benefits

• Competitive base salary with performance-based bonuses and incentives
• Comprehensive health, dental, and vision insurance plans
• 401(k) retirement savings plan with generous company matching contributions
• Paid time off, including vacation, sick days, and parental leave
• Professional development programs, including tuition reimbursement and access to J.P. Morgan's learning academy
• Employee stock purchase plan and other wealth-building opportunities
• Wellness programs with gym memberships and mental health support
• Flexible work arrangements and relocation assistance for eligible roles

JP Morgan Chase is an equal opportunity employer.