KYC - Account Activity Review Senior Analyst

Location: Warszawa, Mazowieckie, Poland

Job Family: Client Data

About the Role

At JP Morgan Chase, we are a leading global financial services firm with a commitment to integrity, innovation, and client trust. The KYC - Account Activity Review Senior Analyst role in our Warsaw office plays a critical part in our Client Data team, focusing on safeguarding our operations against financial crime. In this position, you will perform in-depth investigative reviews of transaction activity for high-value clients, ensuring that Know Your Customer (KYC) records are accurate, complete, and compliant with international standards. Your work will directly support JP Morgan Chase's robust risk management framework, helping to protect our clients and the broader financial ecosystem from money laundering and other illicit activities. Day-to-day responsibilities include analyzing complex transaction patterns using advanced tools, verifying client documentation, and updating risk profiles in line with regulatory changes such as the EU's 6th AML Directive. You will collaborate with cross-functional teams across Europe and globally, contributing to the firm's enterprise-wide KYC enhancement initiatives. This role demands a keen eye for detail and the ability to navigate intricate financial data while adhering to JP Morgan Chase's high ethical standards. Opportunities for impact are vast, as your insights could influence policy updates and training programs that strengthen our compliance posture. Joining JP Morgan Chase in Warsaw means becoming part of a dynamic, inclusive culture that values professional growth and work-life balance. We offer a hybrid work environment in the heart of Mazowieckie, with access to cutting-edge technology and mentorship from industry leaders. If you are passionate about financial integrity and ready to contribute to a firm that shapes the future of banking, this Senior Analyst position provides a platform to advance your career while making a meaningful difference in the financial services industry.

Key Responsibilities

• Conduct thorough reviews of client transaction activity to detect anomalies and ensure compliance with KYC standards
• Verify and update KYC records, including customer identification, beneficial ownership, and risk assessments
• Investigate high-risk transactions and escalate findings to senior compliance teams as needed
• Collaborate with global teams at JP Morgan Chase to maintain accurate client data across regions
• Perform periodic reviews of account activity to ensure ongoing due diligence and regulatory adherence
• Document investigative findings and prepare reports for internal audits and regulatory submissions
• Support the enhancement of KYC processes by identifying gaps and recommending improvements
• Monitor for emerging risks in client portfolios and contribute to risk rating updates
• Ensure all activities align with JP Morgan Chase's firmwide policies and ethical standards

Required Qualifications

• Bachelor's degree in Finance, Business Administration, Law, or a related field
• Minimum of 3-5 years of experience in KYC, AML, or transaction monitoring within the financial services industry
• Strong understanding of regulatory requirements such as FATF, EU AML Directives, and local Polish financial regulations
• Proficiency in analyzing complex transaction patterns and identifying potential risks
• Experience with KYC documentation and client onboarding processes in a banking environment
• Fluency in English; proficiency in Polish is highly desirable

Preferred Qualifications

• Advanced certification such as CAMS (Certified Anti-Money Laundering Specialist) or equivalent
• Prior experience working at a global financial institution like JP Morgan Chase
• Knowledge of data privacy regulations including GDPR
• Familiarity with tools like Actimize or similar surveillance systems

Required Skills

• Analytical thinking and attention to detail
• Proficiency in Microsoft Excel and data analysis tools
• Knowledge of financial transaction typologies and red flags
• Strong investigative and research skills
• Excellent written and verbal communication
• Regulatory compliance expertise in AML/KYC
• Ability to handle confidential information with integrity
• Team collaboration and stakeholder management
• Problem-solving in high-pressure environments
• Familiarity with banking systems and databases
• Risk assessment and mitigation techniques
• Time management and prioritization
• Adaptability to evolving regulatory landscapes
• Basic understanding of cybersecurity in financial data handling

Benefits

• Competitive base salary and performance-based bonuses
• Comprehensive health, dental, and vision insurance coverage
• Retirement savings plan with company matching contributions
• Generous paid time off, including vacation, sick leave, and parental leave
• Professional development opportunities through JP Morgan's internal training programs
• Employee assistance programs for wellness and financial counseling
• Hybrid work model with flexibility for work-life balance in Warsaw
• Access to global mobility programs and career advancement within JP Morgan Chase

JP Morgan Chase is an equal opportunity employer.