KYC(Know Your Customer) - Associate

Location: Ciudad Autónoma de Buenos Aires, Argentina

Job Family: Client Service Delivery

About the Role

At JP Morgan Chase, we are a leading global financial services firm with a strong presence in Latin America, including our Commercial Banking division in Buenos Aires. The KYC Associate role within the Commercial Banking Know Your Customer team is pivotal in supporting client coverage by ensuring the fulfillment of Anti-Money Laundering (AML) requirements. This position involves working closely with relationship managers to onboard new clients and maintain ongoing compliance, safeguarding the integrity of our banking operations against financial crime risks. Based in Ciudad Autónoma de Buenos Aires, Argentina, you will contribute to a dynamic team that upholds JP Morgan's commitment to ethical banking practices in a high-growth market. As a KYC Associate, your primary focus will be conducting comprehensive due diligence on commercial clients, including verifying identities, assessing source of wealth, and identifying ultimate beneficial owners. You will navigate complex regulatory landscapes, such as those governed by the Argentine Financial Information Unit (UIF) and international standards from the Financial Action Task Force (FATF). Collaborating with cross-functional teams, you will resolve KYC hurdles efficiently to enable seamless client experiences while mitigating risks. This role demands a proactive approach to monitoring regulatory changes and integrating them into daily workflows, ensuring JP Morgan Chase remains at the forefront of compliance excellence in the financial services industry. We seek candidates who thrive in a fast-paced environment and are passionate about regulatory compliance. In this position, you will have opportunities to grow within JP Morgan's global network, gaining exposure to sophisticated financial tools and international best practices. Join us to play a key role in building trusted relationships with clients while protecting the firm's reputation as a responsible steward of the financial system.

Key Responsibilities

• Conduct thorough KYC due diligence on commercial banking clients to ensure compliance with AML requirements
• Review and verify client documentation, including identification, source of funds, and beneficial ownership
• Support client coverage teams by fulfilling regulatory onboarding and periodic review obligations
• Identify and escalate potential money laundering risks or suspicious activities to senior compliance officers
• Maintain accurate records of KYC processes in JP Morgan Chase's internal systems
• Collaborate with global teams to align on cross-border KYC standards
• Monitor regulatory updates from Argentine authorities and international bodies to update procedures
• Assist in training junior staff on KYC best practices and JP Morgan's compliance policies
• Prepare reports on KYC metrics and contribute to audit preparations
• Ensure timely resolution of KYC-related queries from clients and internal stakeholders

Required Qualifications

• Bachelor's degree in Finance, Business Administration, Law, or a related field
• Minimum of 2-3 years of experience in KYC, AML compliance, or regulatory reporting within the financial services industry
• Strong understanding of Anti-Money Laundering (AML) regulations and Know Your Customer (KYC) processes
• Proficiency in English; Spanish fluency required for the Buenos Aires location
• Experience with client onboarding and due diligence procedures in a banking environment
• Knowledge of international regulatory frameworks such as FATF and local Argentine regulations
• Ability to handle sensitive client information with strict confidentiality

Preferred Qualifications

• Advanced certification in AML/KYC, such as CAMS (Certified Anti-Money Laundering Specialist)
• Experience working in a multinational bank like JP Morgan Chase
• Familiarity with data privacy laws such as GDPR or equivalent in Latin America
• Prior exposure to commercial banking client coverage teams
• Proficiency in data analysis tools for compliance monitoring

Required Skills

• In-depth knowledge of AML/KYC regulations
• Attention to detail and analytical thinking
• Proficiency in Microsoft Office Suite and compliance software
• Strong communication skills, both written and verbal
• Risk assessment and mitigation expertise
• Data entry and record-keeping accuracy
• Team collaboration and stakeholder management
• Problem-solving in complex regulatory scenarios
• Time management for handling multiple client cases
• Ethical judgment and integrity in handling confidential data
• Adaptability to evolving financial regulations
• Basic understanding of financial products in commercial banking
• Research skills for verifying client information
• Customer service orientation for client interactions
• Technical aptitude with tools like Actimize or similar AML platforms

Benefits

• Competitive base salary and performance-based bonuses aligned with JP Morgan Chase standards
• Comprehensive health, dental, and vision insurance coverage
• Retirement savings plan with company matching contributions
• Paid time off including vacation, sick leave, and parental leave
• Professional development opportunities through JP Morgan's internal training programs
• Employee assistance programs for mental health and wellness support
• Flexible work arrangements and hybrid options in Buenos Aires
• Access to global mobility programs and career advancement within JP Morgan Chase

JP Morgan Chase is an equal opportunity employer.