KYC(Know Your Customer) - Senior Associate

Location: Ciudad Autónoma de Buenos Aires, Argentina

Job Family: Client Data

About the Role

At JP Morgan Chase, we are a leading global financial services firm with a strong presence in Latin America, including our operations in Ciudad Autónoma de Buenos Aires, Argentina. As a KYC Senior Associate in the Client Data team, you will play a critical role in safeguarding our institution by performing in-depth Know Your Customer (KYC) analysis and client documentation reviews. This position supports the approval of new customers across various banking products, ensuring adherence to international standards like FATCA, CRS, and local Argentine regulations. You will contribute to maintaining the integrity of our client base, mitigating risks associated with financial crime, and enabling secure business growth in a dynamic regulatory environment. Your day-to-day responsibilities will involve conducting due diligence on prospective and existing clients, scrutinizing documentation for accuracy and completeness, and collaborating with global teams to resolve any discrepancies. Leveraging JP Morgan's advanced compliance tools, you will assess risks related to money laundering, sanctions, and politically exposed persons (PEPs), while updating client profiles in our proprietary systems. This role demands a keen eye for detail and the ability to navigate complex financial structures, all while upholding the highest ethical standards that define JP Morgan Chase's reputation in the industry. We seek a proactive professional with a passion for compliance in financial services, ready to thrive in a collaborative, high-performance culture. In this senior associate position, you will have opportunities to mentor junior team members, drive process enhancements, and engage with senior stakeholders on KYC strategies. Joining JP Morgan Chase means becoming part of an innovative organization committed to excellence, where your expertise will directly impact our ability to serve clients responsibly and expand our footprint in Argentina and beyond.

Key Responsibilities

• Conduct thorough KYC reviews and analysis of client documentation to ensure compliance with JP Morgan Chase's global standards and local regulations
• Perform due diligence on new and existing customers, identifying potential risks related to money laundering, fraud, or sanctions
• Collaborate with cross-functional teams including legal, compliance, and sales to facilitate timely client approvals
• Maintain accurate records of KYC processes in JP Morgan's internal systems and ensure data integrity
• Monitor and update client profiles based on ongoing regulatory changes and internal audits
• Assist in the preparation of reports for senior management on KYC metrics and compliance status
• Support the training of junior associates on KYC best practices and JP Morgan's proprietary tools
• Liaise with external parties, such as notaries or regulatory bodies in Argentina, to obtain necessary documentation
• Contribute to process improvements in client data management to enhance efficiency and reduce turnaround times

Required Qualifications

• Bachelor's degree in Finance, Business Administration, Law, or a related field
• Minimum of 3-5 years of experience in KYC, AML, or client onboarding within the financial services industry
• Strong understanding of regulatory requirements such as FATCA, CRS, and local Argentine financial regulations
• Proficiency in English and Spanish, with excellent written and verbal communication skills
• Experience with client documentation review and risk assessment processes
• Knowledge of banking products and services offered by global financial institutions like JP Morgan Chase
• Ability to handle confidential information with the highest standards of integrity and compliance

Preferred Qualifications

• Advanced certification in AML/KYC (e.g., CAMS or equivalent)
• Experience working in a multinational bank environment, preferably with JP Morgan Chase
• Familiarity with data privacy laws such as GDPR and its implications for Latin American operations
• Prior exposure to automated KYC tools and systems used in high-volume client onboarding
• Bachelor's or Master's degree from a recognized university in Argentina or internationally

Required Skills

• In-depth knowledge of KYC/AML regulations and frameworks
• Proficiency in Microsoft Office Suite and financial software tools
• Experience with database management and CRM systems like those used at JP Morgan
• Strong analytical and problem-solving abilities for risk assessment
• Excellent attention to detail in reviewing complex documentation
• Effective communication skills for stakeholder interactions
• Time management and prioritization in a fast-paced environment
• Adaptability to evolving regulatory landscapes in financial services
• Team collaboration and interpersonal skills
• Ethical judgment and confidentiality handling
• Basic understanding of data analytics for compliance reporting
• Multilingual capabilities in English and Spanish
• Familiarity with sanctions screening tools
• Project management skills for onboarding initiatives
• Resilience under pressure in high-stakes compliance roles

Benefits

• Competitive base salary and performance-based bonuses aligned with JP Morgan Chase's global compensation structure
• Comprehensive health, dental, and vision insurance coverage for employees and eligible dependents
• Retirement savings plan with company matching contributions to support long-term financial security
• Paid time off including vacation, sick leave, and parental leave policies
• Professional development opportunities through JP Morgan's internal training programs and tuition reimbursement
• Employee wellness programs, including gym memberships and mental health support services
• Flexible work arrangements, including hybrid options in the Buenos Aires office
• Access to JP Morgan's global employee discounts and perks, such as travel and financial planning services

JP Morgan Chase is an equal opportunity employer.