Lead Credit Risk - Vice President

Location: Sydney, NSW, Australia

Job Family: Credit Risk

About the Role

At JP Morgan Chase, we are a leading global financial services firm with a proud history of innovation and client-focused solutions. As a Lead Credit Risk - Vice President in our Sydney office, you will play a pivotal role in our Corporate & Investment Bank division, driving responsible growth by managing credit risk for institutional and corporate clients across the Asia-Pacific region. This position offers the opportunity to join a dynamic team that values integrity, collaboration, and forward-thinking risk management, contributing to the firm's commitment to sustainable financial practices in a complex global marketplace. In this leadership role, you will oversee the end-to-end credit risk process, from initial client onboarding to ongoing portfolio monitoring. You will analyze complex financial statements, assess industry-specific risks, and develop tailored risk mitigation strategies that align with JP Morgan Chase's global standards and local Australian regulations. Collaborating closely with relationship managers, you will provide strategic insights to support deal structuring and ensure that credit decisions enhance client value while safeguarding the firm's capital. Your expertise will be instrumental in navigating challenges such as economic volatility, geopolitical risks, and evolving ESG considerations in credit portfolios. We seek a seasoned professional who thrives in a fast-paced environment and is passionate about fostering a culture of risk awareness. This role not only demands technical proficiency in credit analysis but also the ability to mentor emerging talent and influence senior stakeholders. By joining JP Morgan Chase, you will have access to unparalleled resources, including cutting-edge technology platforms and a global network of experts, positioning you for long-term career growth in one of the world's most respected financial institutions.

Key Responsibilities

• Lead the credit risk assessment process for institutional and corporate clients, ensuring alignment with JP Morgan Chase's risk appetite
• Develop and implement credit risk strategies to support responsible growth in the Asia-Pacific region
• Conduct in-depth financial analysis and due diligence on client portfolios to identify potential risks
• Collaborate with cross-functional teams including sales, legal, and compliance to structure credit facilities
• Monitor ongoing credit exposures and recommend mitigation strategies for high-risk accounts
• Provide expert advice to senior management on credit policies and emerging market risks
• Mentor and develop junior team members in credit risk best practices
• Ensure compliance with internal JP Morgan policies and external regulatory standards
• Contribute to the enhancement of risk management frameworks and reporting tools

Required Qualifications

• Bachelor's degree in Finance, Economics, Business Administration, or a related field
• Minimum of 7-10 years of experience in credit risk management within the financial services industry
• Proven track record in assessing and managing credit risk for institutional and corporate clients
• Strong understanding of regulatory requirements in Australia, including APRA guidelines
• Experience with credit analysis tools and financial modeling software
• Professional certification such as CFA, FRM, or equivalent in risk management

Preferred Qualifications

• Advanced degree (Master's or MBA) in Finance or Risk Management
• Prior experience working at a major global bank like JP Morgan Chase
• Knowledge of syndicated lending and structured finance products
• Familiarity with ESG factors in credit risk assessment

Required Skills

• Advanced credit analysis and financial modeling
• Proficiency in Excel, Bloomberg, and risk assessment software
• Deep knowledge of corporate finance and lending products
• Strong regulatory compliance and risk governance skills
• Excellent analytical and problem-solving abilities
• Effective communication and stakeholder management
• Leadership and team development expertise
• Attention to detail in high-stakes financial environments
• Adaptability to dynamic market conditions
• Quantitative skills for stress testing and scenario analysis
• Interpersonal skills for client relationship building
• Project management for risk initiative implementation
• Familiarity with data analytics and visualization tools

Benefits

• Competitive base salary and performance-based bonus structure
• Comprehensive health and wellness benefits, including medical, dental, and vision coverage
• Generous retirement savings plan with employer matching contributions
• Paid time off, including vacation, sick leave, and parental leave
• Professional development opportunities through JP Morgan's internal training programs
• Employee stock purchase plan and other financial wellness perks
• Flexible work arrangements and hybrid office options in Sydney
• Access to global mobility programs and career advancement within JP Morgan Chase

JP Morgan Chase is an equal opportunity employer.