Lending Attorney - Vice President, Assistant General Counsel

Location: Chicago, IL, United States

Job Family: Counsel

About the Role

JPMorgan Chase & Co. is a leading global financial services firm with assets of $3.9 trillion and operations worldwide. We operate in over 100 markets, providing innovative solutions in investment banking, consumer and commercial banking, treasury services, and asset management. Our U.S. Private Bank division serves high-net-worth individuals and families with tailored wealth management and lending solutions. As a Lending Attorney - Vice President, Assistant General Counsel, you will join a dynamic legal team dedicated to supporting the Private Bank's lending activities, ensuring seamless and compliant transactions that drive client success and firm growth. In this role, you will provide expert legal counsel on a wide range of lending transactions, from syndicated loans to bespoke private banking facilities. You will partner closely with business leaders in Chicago to structure deals that align with client needs while adhering to stringent regulatory standards. Your responsibilities will include drafting sophisticated loan agreements, conducting thorough due diligence, and advising on risk mitigation strategies in the context of evolving financial regulations. This position offers the opportunity to influence high-impact decisions in one of the world's premier private banking practices. At JPMorgan Chase, we value integrity, innovation, and collaboration. As part of our Legal & Compliance team, you will contribute to a culture that fosters professional growth and work-life balance. This Vice President-level role is ideal for a seasoned attorney passionate about the intersection of law and finance, with the chance to work on complex matters that shape the future of private lending. If you thrive in a collaborative environment and are committed to excellence, join us in Chicago to advance your career at a firm renowned for its leadership in financial services.

Key Responsibilities

• Provide legal advice and support for U.S. Private Bank lending transactions, including loan origination and structuring
• Draft, review, and negotiate complex loan documents, security agreements, and intercreditor arrangements
• Advise on regulatory compliance for lending activities under U.S. federal and state laws
• Collaborate with business teams, including credit officers and relationship managers, to mitigate legal risks
• Conduct due diligence on borrowers, collateral, and transaction structures
• Assist in resolving disputes related to lending agreements and workouts
• Stay abreast of evolving regulations in financial services and implement changes in lending practices
• Support internal training on lending legal matters for non-legal staff
• Manage external counsel relationships for specialized lending matters

Required Qualifications

• J.D. degree from an accredited law school and active membership in good standing with at least one state bar
• Minimum of 7-10 years of relevant legal experience in lending, commercial banking, or financial services
• Proven track record advising on complex lending transactions, including secured and unsecured loans
• Strong understanding of U.S. banking regulations, such as those under the OCC, FDIC, and relevant federal laws
• Experience in drafting and negotiating loan agreements, credit facilities, and related documentation
• Ability to manage multiple high-priority matters in a fast-paced environment

Preferred Qualifications

• Prior experience in private banking or wealth management lending at a major financial institution
• Knowledge of international lending structures and cross-border transactions
• Familiarity with ESG considerations in lending practices
• Advanced degree or certification in finance or banking law

Required Skills

• Expertise in commercial lending law and documentation
• Proficiency in regulatory compliance for banking and finance
• Strong analytical and problem-solving abilities
• Excellent written and verbal communication skills
• Attention to detail in reviewing complex legal documents
• Ability to negotiate effectively with internal and external stakeholders
• Project management skills for handling multiple transactions
• Knowledge of financial instruments and credit analysis
• Adaptability to fast-paced, deadline-driven environments
• Team collaboration and interpersonal skills
• Proficiency in Microsoft Office Suite and legal research tools like Westlaw
• Understanding of risk assessment in lending scenarios
• Ethical judgment in high-stakes financial decisions
• Time management and prioritization under pressure

Benefits

• Competitive base salary and performance-based annual bonus
• Comprehensive health, dental, and vision insurance plans
• 401(k) retirement savings plan with generous company match
• Paid time off, including vacation, sick days, and parental leave
• Professional development opportunities, including tuition reimbursement and legal training programs
• Wellness programs with gym memberships and mental health support
• Employee stock purchase plan and financial planning services
• Flexible work arrangements and hybrid office options in Chicago

JP Morgan Chase is an equal opportunity employer.