Liquidity & Accounts - PSS & Commercialization Associate

Location: Mumbai, Maharashtra, India

Job Family: Client Solutions

About the Role

At JP Morgan Chase, we are a leading global financial services firm with a proud history of innovation and client focus. The Liquidity & Accounts - PSS & Commercialization Associate role within our Client Solutions team in Mumbai offers an exciting opportunity to contribute to the dynamic world of treasury and liquidity management. In this position, you will partner closely with clients to deliver customized solutions that enhance their liquidity positions through advanced payment settlement systems (PSS) and innovative commercialization strategies. Embracing a collaborative environment, you will solve complex problems, drive product adoption, and make a tangible impact on our clients' financial operations in the fast-evolving Indian and global markets. Your day-to-day responsibilities will involve analyzing client needs, managing accounts to optimize liquidity, and supporting the rollout of new products that align with regulatory standards and market demands. Working alongside cross-functional teams, you will leverage JP Morgan's cutting-edge technology platforms to monitor risks, generate insightful reports, and foster long-term client relationships. This role demands a blend of analytical prowess and interpersonal skills, as you navigate the intricacies of commercial banking to ensure seamless transactions and strategic growth for our clients. Joining JP Morgan Chase means becoming part of a world-class organization committed to excellence, integrity, and professional growth. In Mumbai's vibrant financial hub, you will benefit from exposure to high-impact projects, mentorship from industry leaders, and opportunities to advance your career globally. If you are passionate about financial services and thrive in a client-centric, innovative setting, this associate position is your gateway to shaping the future of liquidity solutions at one of the world's most respected banks.

Key Responsibilities

• Collaborate with clients to understand and address liquidity needs, providing tailored solutions for payment settlement systems (PSS)
• Support the commercialization of liquidity products, including market analysis and product positioning
• Monitor and manage client accounts to ensure optimal liquidity positions and compliance with regulatory requirements
• Analyze financial data to identify trends, risks, and opportunities for process improvements
• Develop and maintain strong relationships with internal teams and external clients to drive business growth
• Assist in the implementation of new liquidity tools and technologies, ensuring seamless integration
• Prepare reports and presentations on account performance, liquidity metrics, and commercialization strategies
• Contribute to risk assessment and mitigation strategies in a dynamic global banking environment
• Support ad-hoc projects related to product innovation and client problem-solving
• Ensure adherence to JP Morgan Chase's high standards of ethics, compliance, and client service

Required Qualifications

• Bachelor's degree in Finance, Economics, Business Administration, or a related field
• Minimum of 2-3 years of experience in liquidity management, treasury operations, or financial services
• Strong understanding of payment systems and commercialization processes in banking
• Proficiency in financial regulations and compliance standards relevant to liquidity and accounts
• Excellent analytical skills with experience in data analysis and reporting
• Ability to work collaboratively in a fast-paced, client-facing environment
• Fluency in English; knowledge of local Indian financial markets is advantageous

Preferred Qualifications

• Advanced degree (MBA or Master's in Finance) or relevant certifications like CFA or FRM
• Experience with JP Morgan Chase systems or similar global banking platforms
• Prior exposure to PSS (Payment Settlement Systems) and cross-border payment solutions
• Demonstrated success in client relationship management within financial services
• Familiarity with liquidity risk management and balance sheet optimization

Required Skills

• Liquidity management and forecasting
• Knowledge of payment settlement systems (PSS)
• Financial analysis and modeling
• Client relationship management
• Regulatory compliance in banking
• Data analytics using tools like Excel, SQL, or Python
• Problem-solving and critical thinking
• Communication and presentation skills
• Project management methodologies
• Understanding of commercial banking products
• Risk assessment and mitigation
• Team collaboration and adaptability
• Attention to detail in financial reporting
• Proficiency in Microsoft Office Suite
• Cross-cultural sensitivity for global client interactions

Benefits

• Competitive base salary and performance-based bonuses aligned with JP Morgan's global compensation structure
• Comprehensive health insurance coverage including medical, dental, and wellness programs for employees and families
• Retirement savings plan with employer matching contributions to support long-term financial security
• Generous paid time off, including vacation, sick leave, and parental leave policies
• Professional development opportunities through JP Morgan's learning academy and tuition reimbursement
• Employee stock purchase plan and other financial wellness benefits
• Flexible work arrangements, including hybrid options in Mumbai, with modern office facilities
• Access to global mobility programs and career advancement within JP Morgan Chase

JP Morgan Chase is an equal opportunity employer.