Partner Card Finance, Vice President

Location: Wilmington, DE, United States

Job Family: Financial Analysis

About the Role

At JP Morgan Chase, we are a leading global financial services firm with a proud history of innovation and client focus. As a Vice President in Partner Card Finance, you will play a pivotal role within the Consumer Banking division, specifically supporting our co-branded credit card partnerships. Based in Wilmington, DE, this position offers the opportunity to influence high-impact decisions that drive revenue growth and profitability in one of the most dynamic segments of our business. You will work closely with senior leaders to analyze financial performance, model future scenarios, and recommend strategies that align with our commitment to sustainable growth and customer-centric solutions. Your day-to-day responsibilities will involve building sophisticated financial models to evaluate card portfolio metrics, such as acquisition costs, lifetime value, and return on investment for partner programs. You will collaborate with teams across product development, risk management, and marketing to assess the viability of new initiatives, ensuring they meet JP Morgan Chase's rigorous standards for financial health and regulatory compliance. This role demands a deep understanding of the credit card industry, including trends in consumer spending, digital payments, and competitive landscapes, allowing you to provide insights that shape our strategic direction. We value professionals who thrive in a collaborative, high-energy environment and are passionate about leveraging data to create value. Joining JP Morgan Chase means becoming part of a world-class team dedicated to excellence, with opportunities for career advancement and meaningful contributions to our global mission. If you have a proven track record in financial analysis within financial services, this position offers the platform to elevate your impact at a premier institution.

Key Responsibilities

• Develop and maintain financial models to forecast revenue, expenses, and profitability for the Partner Card portfolio
• Collaborate with cross-functional teams to drive strategic initiatives that enhance growth and operational efficiency
• Analyze key performance metrics, including cardholder acquisition, retention, and utilization trends
• Prepare executive-level reports and presentations on financial performance and market opportunities
• Support budgeting and variance analysis processes to ensure alignment with business objectives
• Identify risks and opportunities in the credit card finance landscape, providing actionable recommendations
• Partner with product and marketing teams to evaluate the financial impact of new card offerings
• Ensure compliance with internal controls, regulatory requirements, and JP Morgan Chase's risk management standards
• Contribute to long-term strategic planning for sustainable profitability in the consumer banking division

Required Qualifications

• Bachelor's degree in Finance, Accounting, Economics, or a related field
• Minimum of 7-10 years of experience in financial analysis, preferably in consumer banking or credit card finance
• Strong proficiency in financial modeling, forecasting, and budgeting
• Experience with regulatory reporting and compliance in the financial services industry
• Advanced knowledge of Microsoft Excel and financial software tools
• Proven track record of strategic financial planning and profitability analysis

Preferred Qualifications

• MBA or advanced degree in Finance or Business Administration
• Prior experience at a major financial institution like JP Morgan Chase
• Familiarity with credit card portfolio management and risk assessment
• CPA, CFA, or similar professional certification

Required Skills

• Financial modeling and forecasting
• Data analysis and interpretation
• Strategic thinking and problem-solving
• Proficiency in Excel, PowerPoint, and Tableau
• Knowledge of SQL for data querying
• Understanding of credit card metrics and consumer finance regulations
• Strong communication and presentation skills
• Project management and cross-functional collaboration
• Risk assessment and mitigation
• Attention to detail and analytical rigor
• Leadership and stakeholder management
• Adaptability in a fast-paced financial environment
• Business acumen in banking and fintech

Benefits

• Comprehensive health, dental, and vision insurance plans
• 401(k) retirement savings plan with company matching contributions
• Generous paid time off, including vacation, sick days, and parental leave
• Professional development programs and tuition reimbursement
• Employee stock purchase plan and performance-based bonuses
• Wellness programs, including gym memberships and mental health support
• Flexible work arrangements and hybrid work options in Wilmington, DE

JP Morgan Chase is an equal opportunity employer.