Payments Advisory - Analyst

Location: Mumbai, Maharashtra, India

Job Family: Analysts

About the Role

At JP Morgan Chase, we are at the forefront of redefining the future of payments in the financial services industry. As a Payments Advisory Analyst in our fast-growing Payments organization based in Mumbai, Maharashtra, India, you will play a pivotal role in helping corporate clients transform their treasury operations. This position offers the opportunity to work with a dynamic team that delivers tailored advisory services, leveraging JP Morgan's global expertise to optimize payment strategies, enhance liquidity management, and navigate complex regulatory landscapes. You will contribute to innovative solutions that drive efficiency and growth for our clients, from multinational corporations to emerging enterprises, in an environment that values collaboration and forward-thinking. Your day-to-day responsibilities will involve conducting in-depth analyses of client payment ecosystems, identifying opportunities for automation and cost savings, and recommending best-in-class solutions from JP Morgan's suite of payment products. You will partner closely with treasury experts, product teams, and client-facing professionals to develop customized roadmaps for digital transformation, including the adoption of real-time payments and API integrations. Additionally, you will prepare insightful reports, facilitate client workshops, and stay abreast of industry trends such as open banking and sustainable finance to ensure our advisory services remain cutting-edge. Joining JP Morgan Chase means becoming part of a world-class institution committed to innovation and excellence in financial services. This Analyst role is ideal for motivated professionals passionate about payments and treasury advisory, offering exposure to high-profile clients and opportunities for career progression within our global network. With a supportive culture that emphasizes work-life balance and professional development, you will thrive in Mumbai's vibrant financial hub while contributing to the broader mission of empowering clients to succeed in a rapidly evolving payments landscape.

Key Responsibilities

• Provide customized advisory services to clients on treasury optimization and payment strategies
• Analyze client payment flows and recommend solutions to enhance efficiency and reduce costs
• Collaborate with cross-functional teams to develop innovative payment products and services
• Conduct market research on global payment trends and regulatory changes
• Prepare detailed reports and presentations for client meetings and internal stakeholders
• Support senior advisors in managing client relationships and delivering high-impact solutions
• Assist in the implementation of payment transformation initiatives for corporate treasuries
• Monitor and mitigate risks associated with payment processing and compliance
• Contribute to the growth of JP Morgan's Payments organization through proactive client engagement

Required Qualifications

• Bachelor's degree in Finance, Economics, Business Administration, or a related field
• 1-3 years of experience in treasury management, payments, or financial advisory services
• Strong understanding of global payment systems, including SWIFT, SEPA, and real-time payments
• Proficiency in financial modeling and analysis using tools like Excel
• Excellent communication skills with the ability to interact with senior clients
• Ability to work in a fast-paced, collaborative team environment
• Willingness to work in Mumbai, India, with potential for hybrid arrangements

Preferred Qualifications

• MBA or advanced certification in treasury or payments (e.g., Certified Treasury Professional)
• Experience in the financial services industry, particularly with corporate clients
• Knowledge of emerging payment technologies like blockchain or digital currencies
• Prior internship or role at a major bank such as JP Morgan Chase
• Fluency in additional languages relevant to international clients

Required Skills

• Financial analysis and modeling
• Knowledge of treasury management systems
• Understanding of international payment regulations
• Client relationship management
• Data analytics and visualization (e.g., Tableau, Power BI)
• Proficiency in Microsoft Office Suite, especially Excel
• Problem-solving and critical thinking
• Strong written and verbal communication
• Project management abilities
• Adaptability to regulatory changes
• Team collaboration and leadership
• Attention to detail in financial reporting
• Familiarity with fintech innovations
• Risk assessment and mitigation
• Multitasking in a high-pressure environment

Benefits

• Competitive base salary and performance-based bonuses
• Comprehensive health, dental, and vision insurance coverage
• Retirement savings plan with company matching contributions
• Paid time off, including vacation, sick leave, and parental leave
• Professional development programs and tuition reimbursement
• Employee wellness initiatives and gym membership discounts
• Flexible work arrangements and remote work options
• Access to JP Morgan's global mobility programs and career advancement opportunities

JP Morgan Chase is an equal opportunity employer.