Payments - Assistant Vice President, Legal Counsel - BACC

Location: Argentina

Job Family: Counsel

About the Role

JPMorgan Chase & Co. is a leading global financial services firm with assets of $3.9 trillion and operations worldwide. We operate in over 100 markets, providing innovative solutions in investment banking, consumer and community banking, commercial banking, and asset management. The Payments team within our Corporate & Investment Bank is at the forefront of transforming global payments infrastructure, leveraging cutting-edge technology to deliver seamless, secure, and efficient transaction services. We are seeking a Senior Legal Counsel for our Business and Consumer Credit (BACC) payments operations in Argentina to join our dynamic legal team and support the firm's growth in Latin America. As Assistant Vice President, Legal Counsel in Payments - BACC, you will play a critical role in providing expert legal guidance to ensure our payments initiatives comply with Argentine and international regulations while minimizing risks. Reporting to the Head of Legal for Latin America Payments, you will partner closely with business leaders, compliance officers, and external counsel to navigate complex regulatory environments, including those governed by the Central Bank of Argentina (BCRA) and anti-money laundering frameworks. Your responsibilities will include advising on innovative payment products, such as real-time settlements and digital wallets, while addressing emerging challenges like fintech disruptions and geopolitical influences on cross-border flows. This role demands a proactive approach to legal strategy, fostering collaboration across JPMorgan's global network to drive sustainable business outcomes. In this position, you will contribute to high-impact projects that enhance our competitive edge in the payments sector, from structuring vendor agreements to responding to regulatory audits. At JPMorgan Chase, we value diverse perspectives and offer a supportive environment for professional growth, with opportunities to engage in firm-wide initiatives and advance your career internationally. If you are a seasoned legal professional passionate about the intersection of finance and law, join us to shape the future of payments in one of the world's most innovative financial institutions.

Key Responsibilities

• Provide legal advice and support to the Business and Consumer Credit (BACC) team on payments-related transactions and operations
• Review, draft, and negotiate contracts, agreements, and legal documents for payment processing and settlement activities
• Ensure compliance with local and international regulations governing payments, including AML/KYC and data privacy laws
• Advise on risk management strategies for cross-border payments and mitigate potential legal exposures
• Collaborate with internal stakeholders, including compliance, risk, and business teams, to support product development in payments
• Conduct legal due diligence on third-party vendors and partners in the payments ecosystem
• Represent the firm in regulatory inquiries, audits, and interactions with Argentine authorities like BCRA
• Monitor regulatory changes in the payments landscape and implement updates to internal policies
• Support litigation and dispute resolution involving payment disputes or fraud
• Contribute to training programs on legal aspects of payments for business units

Required Qualifications

• Juris Doctor (JD) degree or equivalent legal qualification from an accredited institution
• Active license to practice law in Argentina or relevant jurisdiction
• Minimum of 5-7 years of relevant legal experience in payments, banking, or financial services
• Strong understanding of Argentine financial regulations, including CNV, BCRA, and anti-money laundering laws
• Experience advising on cross-border payments and regulatory compliance in a multinational environment
• Fluency in English and Spanish, with excellent written and verbal communication skills
• Proven ability to manage complex legal issues in a fast-paced corporate setting

Preferred Qualifications

• Experience working in a global financial institution, preferably with exposure to JPMorgan Chase or similar firms
• Knowledge of international payment systems such as SWIFT, SEPA, or ISO 20022 standards
• Prior role involving litigation or dispute resolution in payments-related matters
• Advanced degree or certification in financial law or compliance (e.g., CAMS or equivalent)
• Familiarity with emerging fintech regulations and digital payment innovations

Required Skills

• Expertise in financial regulations and payments law
• Contract drafting and negotiation
• Regulatory compliance and risk assessment
• Cross-border legal analysis
• AML/KYC knowledge
• Data privacy and cybersecurity awareness
• Strong analytical and problem-solving abilities
• Excellent communication and stakeholder management
• Attention to detail and organizational skills
• Adaptability to evolving fintech trends
• Proficiency in Microsoft Office and legal research tools
• Team collaboration and leadership
• Time management in high-pressure environments
• Ethical judgment and integrity
• Bilingual proficiency in English and Spanish

Benefits

• Competitive base salary and performance-based annual bonuses
• Comprehensive health, dental, and vision insurance coverage
• Retirement savings plan with generous company matching contributions
• Paid time off, including vacation, sick leave, and parental leave
• Professional development opportunities, including tuition reimbursement and legal certifications
• Employee stock purchase plan and financial wellness programs
• Flexible work arrangements and wellness initiatives, including gym memberships
• Global mobility support for career advancement within JPMorgan Chase

JP Morgan Chase is an equal opportunity employer.