Payments - Liquidity Account Solutions - Product Manager- Vice President

Location: Ciudad De Mexico, Mexico

Job Family: Product Management

About the Role

At JP Morgan Chase, we are a leading global financial services firm with a proud history of innovation and client focus. The Payments - Liquidity Account Solutions team is at the forefront of transforming how corporate clients manage their liquidity and working capital. As a Product Manager - Vice President in Ciudad de Mexico, you will play a pivotal role in designing and delivering advanced Account Solutions (AS) that leverage virtual accounts, virtual references, cash concentration structures, and earn credits. These solutions empower clients to achieve greater efficiency, visibility, and control over their funds in a dynamic global economy. Reporting to the Head of Liquidity Products for Latin America, you will drive product strategy in a fast-paced environment, collaborating with diverse teams to meet the evolving needs of multinational corporations operating in Mexico and beyond. Your core responsibilities will include leading the end-to-end product development process, from ideation and market validation to launch and ongoing optimization. You will analyze client pain points in liquidity management, such as real-time cash positioning and reconciliation, and translate them into innovative features that integrate seamlessly with JP Morgan's robust payments infrastructure. Working closely with technology partners, you will incorporate cutting-edge capabilities like API-driven virtual accounts to enhance automation and reduce operational costs. Additionally, you will ensure all solutions adhere to stringent regulatory standards, including those from the Banco de México (Banxico) and international bodies, while contributing to revenue growth through targeted product enhancements and client adoption strategies. This role offers a unique opportunity to influence JP Morgan Chase's position as a market leader in payments innovation within the financial services industry. You will engage directly with high-profile clients, such as Fortune 500 companies, to co-create tailored liquidity solutions that drive business value. In Mexico City, you will benefit from a vibrant, collaborative culture supported by JP Morgan's global resources, including access to advanced analytics tools and cross-regional expertise. If you are passionate about financial technology and eager to make an impact on client success, join us in shaping the future of treasury management.

Key Responsibilities

• Lead the development and enhancement of Account Solutions products, including virtual accounts, cash concentration structures, and earn credits to optimize client working capital
• Collaborate with sales, technology, and operations teams to define product roadmaps and ensure seamless integration with JP Morgan's global payments platform
• Conduct market analysis and client consultations to identify needs for liquidity efficiency, visibility, and control in the Mexican and Latin American markets
• Drive product innovation by incorporating emerging technologies like real-time payments and blockchain for advanced treasury solutions
• Monitor product performance metrics, such as adoption rates and client satisfaction, and recommend iterative improvements
• Ensure compliance with local and international regulations, including anti-money laundering (AML) and data privacy standards
• Support go-to-market strategies, including pricing models and marketing collateral for Account Solutions offerings
• Foster partnerships with fintech providers to expand JP Morgan's liquidity ecosystem
• Mentor junior product managers and contribute to the broader Payments organization strategy
• Represent the product in client meetings and industry forums to promote JP Morgan's leadership in payments innovation

Required Qualifications

• Bachelor's degree in Finance, Business Administration, or a related field; advanced degree (MBA or equivalent) preferred
• Minimum of 7-10 years of experience in product management, payments, or liquidity solutions within the financial services industry
• Proven track record in developing and launching financial products, particularly in cash management, virtual accounts, or treasury services
• Strong understanding of global payments ecosystems, regulatory requirements, and liquidity management practices
• Experience working with cross-functional teams in a large financial institution, with exposure to client-facing roles
• Fluency in English and Spanish, with excellent communication skills for international stakeholder engagement
• Ability to travel as needed for client meetings and regional collaborations

Preferred Qualifications

• Experience at a tier-1 bank like JP Morgan Chase in payments or treasury product development
• Knowledge of Latin American financial markets and regulatory frameworks, including Banxico guidelines
• Certification in product management (e.g., PMP) or treasury (e.g., CTP)
• Prior involvement in digital transformation projects involving API integrations or fintech partnerships
• Demonstrated success in driving revenue growth through innovative liquidity solutions

Required Skills

• Product lifecycle management
• Financial modeling and analytics
• Knowledge of payments protocols (e.g., SWIFT, SEPA, SPEI)
• Treasury and cash management expertise
• Regulatory compliance in banking
• Agile methodologies and project management tools (e.g., Jira)
• Data analysis and visualization (e.g., SQL, Tableau)
• Client relationship management
• Strategic thinking and problem-solving
• Cross-cultural communication
• Innovation in fintech solutions
• Risk assessment and mitigation
• Stakeholder engagement
• Market research and competitive analysis
• Leadership and team collaboration

Benefits

• Competitive base salary and performance-based annual bonus
• Comprehensive health, dental, and vision insurance coverage
• Retirement savings plan with generous company matching contributions
• Paid time off, including vacation, sick leave, and parental leave
• Professional development opportunities, such as tuition reimbursement and access to JP Morgan's internal training programs
• Employee stock purchase plan and financial wellness resources
• Wellness programs including gym memberships and mental health support
• Flexible work arrangements and relocation assistance for eligible roles

JP Morgan Chase is an equal opportunity employer.