Payments- Liquidity Product Solutions Specialist - Vice President

Location: Jersey City, NJ, United States

Job Family: Client Solutions

About the Role

At JP Morgan Chase, we are at the forefront of redefining the future of financial services, and our Payments and Liquidity teams play a pivotal role in empowering clients with cutting-edge solutions. As a Payments - Liquidity Product Solutions Specialist - Vice President in our Client Solutions group, you will lead the charge in crafting bespoke product strategies that optimize liquidity and streamline payments for corporate and institutional clients worldwide. Based in Jersey City, NJ, this role offers the opportunity to collaborate with elite sales professionals and leverage JP Morgan's unparalleled global network to deliver transformative value in a high-stakes, innovative environment. In this client-centric position, you will spearhead solutioning efforts by deeply analyzing client needs in areas such as real-time payments, cash pooling, and investment optimization. Working hand-in-hand with sales teams, you will translate complex requirements into tailored offerings using JP Morgan's robust platforms, including our advanced liquidity management tools and SWIFT-integrated systems. Your expertise will ensure that solutions not only meet immediate client demands but also anticipate future trends like digital currencies and automated treasury operations, all while adhering to stringent regulatory standards in the financial services landscape. This Vice President-level role demands a blend of strategic vision and hands-on execution, where you will mentor teams, influence product roadmaps, and contribute to business growth through compelling client engagements. Join JP Morgan Chase to harness your passion for financial innovation in a supportive culture that values diversity, inclusion, and professional excellence, driving real impact for our clients and the broader economy.

Key Responsibilities

• Lead the design and solutioning of innovative payments and liquidity products tailored to client needs in collaboration with sales and product teams
• Act as a subject matter expert, providing strategic advice on liquidity optimization and cash flow management to high-value clients
• Collaborate closely with global sales teams to identify client requirements and translate them into actionable product solutions
• Develop and deliver client-centric presentations, proposals, and demonstrations showcasing JP Morgan's payments capabilities
• Monitor market trends, regulatory changes, and competitive landscapes to recommend enhancements to existing liquidity products
• Facilitate cross-functional partnerships with technology, risk, and compliance teams to ensure seamless product implementation
• Drive the adoption of advanced tools such as JP Morgan's Liquidity Management Suite and real-time analytics platforms
• Support business development initiatives by contributing to RFPs and client pitches focused on payments innovation
• Mentor junior team members and contribute to the continuous improvement of product solution processes
• Ensure all solutions align with JP Morgan's risk management standards and global compliance requirements

Required Qualifications

• Bachelor's degree in Finance, Business Administration, or a related field; advanced degree preferred
• Minimum of 7-10 years of experience in payments, liquidity management, or treasury services within the financial services industry
• Proven track record in product solutioning and client-facing roles at a major financial institution
• Deep knowledge of global payment systems, liquidity optimization tools, and regulatory frameworks such as ISO 20022 and Basel III
• Strong understanding of corporate treasury operations and cash management solutions
• Experience collaborating with sales teams to deliver customized client solutions
• Ability to thrive in a fast-paced, dynamic environment with a focus on innovation in financial products

Preferred Qualifications

• MBA or CFA certification
• Prior experience at JP Morgan Chase or a similar global bank in payments or liquidity products
• Familiarity with emerging technologies like blockchain and real-time payments (e.g., RTP, SWIFT GPI)
• International exposure, including cross-border payment solutions
• Demonstrated leadership in cross-functional teams within asset management or corporate banking

Required Skills

• Expertise in payments processing and liquidity management systems
• Proficiency in financial modeling and cash flow forecasting tools
• Strong analytical skills for assessing client liquidity needs
• Excellent communication and presentation abilities for client interactions
• Knowledge of regulatory compliance in payments (e.g., AML, KYC)
• Project management skills for leading solution implementation
• Technical familiarity with APIs, fintech integrations, and data analytics platforms
• Collaborative mindset for cross-team partnerships
• Problem-solving acumen in dynamic financial environments
• Strategic thinking for product innovation and market adaptation
• Client relationship management and negotiation skills
• Understanding of global treasury and foreign exchange operations
• Proficiency in Microsoft Office Suite and financial software like Bloomberg or Reuters
• Adaptability to evolving technologies in the payments industry
• Leadership skills for guiding solution development initiatives

Benefits

• Competitive base salary and performance-based annual bonus
• Comprehensive health, dental, and vision insurance plans
• 401(k) retirement savings plan with generous company match
• Paid time off including vacation, sick days, and parental leave
• Professional development opportunities through JP Morgan's internal training programs and tuition reimbursement
• Employee stock purchase plan and financial wellness resources
• On-site fitness centers, wellness programs, and mental health support
• Flexible work arrangements and commuter benefits for Jersey City location

JP Morgan Chase is an equal opportunity employer.