Payments Regulatory Reporting Operations – Regulatory Engagements - Associate

Location: Madrid, Spain

Job Family: Specialty Operations

About the Role

At JP Morgan Chase, we are a leading global financial services firm with a proud history of innovation and client service. The Payments Regulatory Reporting Operations – Regulatory Engagements - Associate role in our Specialty Operations team in Madrid, Spain, is pivotal in ensuring our payments business adheres to complex global regulatory standards. This position involves executing intricate regulatory reporting processes for payment transactions across multiple jurisdictions, collaborating with regulatory authorities, and supporting the firm's commitment to transparency and compliance in the financial services industry. As an Associate, you will play a key role in mitigating regulatory risks while contributing to the efficiency of our operations in a dynamic, technology-driven environment. In this role, you will be responsible for preparing and validating regulatory reports under frameworks like EMIR and PSD2, engaging directly with supervisors to address inquiries, and driving continuous improvements in reporting accuracy and timeliness. Working within JP Morgan Chase's robust infrastructure, you will leverage advanced tools and data analytics to handle high-volume payment data, ensuring submissions meet stringent deadlines and quality standards. This opportunity allows you to gain deep insights into global payments ecosystems and regulatory landscapes, while interacting with diverse teams across Europe and beyond. We seek a detail-oriented professional with a strong foundation in financial regulations and a passion for operational excellence. At JP Morgan Chase, you will benefit from world-class training, career growth opportunities, and a supportive culture that values work-life balance. Join us in Madrid to advance your career in one of the most influential financial institutions, where your expertise will directly impact our ability to serve clients and navigate the evolving regulatory environment.

Key Responsibilities

• Execute and oversee the preparation and submission of global regulatory reports related to payments operations
• Engage with regulatory bodies and internal stakeholders to ensure compliance with evolving reporting requirements
• Analyze complex payment data to identify discrepancies and ensure accuracy in regulatory filings
• Collaborate with cross-functional teams including compliance, risk management, and technology to enhance reporting processes
• Monitor regulatory changes and implement updates to reporting procedures and controls
• Conduct quality assurance reviews on regulatory submissions to mitigate risks of non-compliance
• Support ad-hoc regulatory inquiries and audits, providing detailed documentation and explanations
• Develop and maintain documentation for regulatory reporting workflows and processes
• Contribute to process improvements and automation initiatives to streamline operations
• Ensure adherence to JP Morgan Chase's internal policies and global standards in all reporting activities

Required Qualifications

• Bachelor's degree in Finance, Accounting, Business Administration, or a related field
• Minimum of 3-5 years of experience in regulatory reporting, compliance, or payments operations within the financial services industry
• Strong understanding of global regulatory frameworks such as EMIR, MiFID II, PSD2, and Basel III
• Proficiency in data analysis and reporting tools, with experience in handling large datasets
• Excellent command of English; additional languages such as Spanish or other European languages are advantageous
• Ability to work in a fast-paced, high-stakes environment with strict deadlines
• Relevant certifications such as FRM, CFA, or regulatory compliance qualifications

Preferred Qualifications

• Experience working at a global financial institution like JP Morgan Chase
• Knowledge of payments systems and transaction reporting requirements
• Prior involvement in regulatory engagements or audits with supervisory authorities
• Advanced degree (Master's or MBA) in Finance or related discipline
• Familiarity with JP Morgan's internal reporting systems and tools

Required Skills

• Regulatory compliance knowledge
• Data analysis and interpretation
• Attention to detail
• Analytical thinking
• Proficiency in Excel and SQL
• Report writing and documentation
• Stakeholder management
• Time management and prioritization
• Problem-solving abilities
• Communication skills (verbal and written)
• Knowledge of financial regulations
• Project management
• Adaptability to regulatory changes
• Team collaboration
• Risk assessment

Benefits

• Competitive base salary and performance-based annual bonuses
• Comprehensive health, dental, and vision insurance coverage
• Retirement savings plan with generous company matching contributions
• Paid time off including vacation, sick leave, and parental leave
• Professional development opportunities through JP Morgan's learning programs and tuition reimbursement
• Employee wellness programs including gym memberships and mental health support
• Flexible working arrangements with hybrid options in Madrid
• Global mobility opportunities within JP Morgan Chase's international network

JP Morgan Chase is an equal opportunity employer.