Payments-Strategic Funds Control-Senior Associate

Location: Jersey City, NJ, United States

Job Family: Product Management

About the Role

At JPMorgan Chase, we are at the forefront of reimagining the future of payments, leveraging cutting-edge innovation to deliver seamless, secure, and efficient solutions for our global clients. As a Payments-Strategic Funds Control-Senior Associate in our Product Management team, you will play a pivotal role in shaping and optimizing our payment offerings. Based in Jersey City, NJ, this position involves promoting innovation through product development, user research, and strategic analysis to enhance our funds control processes and drive business growth in the competitive financial services industry. In this role, you will collaborate closely with cross-functional teams including technology, compliance, and client-facing groups to develop robust strategic controls for payment funds. Your responsibilities will include conducting comprehensive analyses of transaction data and market dynamics to identify risks and opportunities, ensuring alignment with regulatory requirements such as those from the Federal Reserve and SEC. You will lead initiatives to integrate advanced technologies into our payment ecosystem, fostering innovation that improves efficiency and user experience for institutional clients worldwide. JPMorgan Chase values a culture of inclusion and excellence, offering you the chance to contribute to high-impact projects that influence the global payments landscape. This senior associate position provides exposure to senior leadership and opportunities for career progression within one of the world's leading financial institutions. If you are passionate about financial innovation and strategic risk management, join us to help redefine how the world pays.

Key Responsibilities

• Develop and implement strategic controls for payment funds to mitigate risks and ensure compliance with JPMorgan Chase policies and regulatory standards
• Conduct in-depth analysis of payment flows, transaction data, and market trends to optimize product offerings and drive innovation
• Collaborate with product management, technology, and compliance teams to shape user-centric payment solutions
• Perform user research and gather feedback to refine and enhance payments products for institutional clients
• Monitor and report on key performance metrics for funds control, identifying opportunities for efficiency gains
• Support the integration of new technologies into payment systems while maintaining robust risk frameworks
• Lead cross-functional initiatives to promote innovation in product development and strategic planning
• Ensure adherence to global financial regulations and internal controls in all payment-related activities
• Analyze competitive landscapes to inform strategic decisions and product roadmaps

Required Qualifications

• Bachelor's degree in Finance, Business, Economics, or a related field
• Minimum of 3-5 years of experience in funds control, payments processing, or financial operations within the banking sector
• Strong understanding of payment systems, regulatory compliance (e.g., AML, KYC), and risk management in financial services
• Proven track record in strategic analysis and process optimization for payment products
• Experience with data analysis tools and financial modeling
• Ability to collaborate across cross-functional teams in a fast-paced environment

Preferred Qualifications

• Advanced degree (MBA or Master's in Finance) or relevant certifications (e.g., CFA, FRM)
• Prior experience at a major financial institution like JPMorgan Chase or similar
• Knowledge of emerging payment technologies such as blockchain or real-time payments
• Demonstrated leadership in innovation projects within payments or treasury services

Required Skills

• Proficiency in financial analysis and modeling
• Knowledge of payment processing systems (e.g., SWIFT, Fedwire)
• Data analytics using tools like SQL, Excel, or Python
• Regulatory compliance expertise in banking and payments
• Strategic thinking and problem-solving abilities
• Strong communication and stakeholder management skills
• Project management and agile methodologies
• Risk assessment and control framework development
• User research and product optimization techniques
• Familiarity with financial software (e.g., Treasury Management Systems)
• Attention to detail and accuracy in high-volume transactions
• Adaptability to evolving fintech landscapes
• Team collaboration and leadership
• Quantitative analysis for trend forecasting

Benefits

• Comprehensive health, dental, and vision insurance plans
• 401(k) retirement savings plan with company matching contributions
• Generous paid time off, including vacation, sick days, and parental leave
• Professional development programs and tuition reimbursement for advanced education
• Employee stock purchase plan and performance-based bonuses
• Wellness programs including gym memberships and mental health support
• Flexible work arrangements and hybrid options for eligible roles
• Access to JPMorgan Chase's global mobility and career advancement opportunities

JP Morgan Chase is an equal opportunity employer.