Payments Technology Business Manager - Associate

Location: Brooklyn, NY, United States

Job Family: Business Management

About the Role

At JP Morgan Chase, we are at the forefront of reimagining payments technology to deliver seamless, secure, and innovative solutions for our global clients. As a Payments Technology Business Manager - Associate in our Brooklyn, NY office, you will play a pivotal role in driving the financial health and strategic direction of our technology initiatives. This position within the Business Management category involves leading financial planning, analysis, and reporting to support the evolution of payment systems that power trillions in transactions annually. You will partner closely with technology leaders, product teams, and finance partners to ensure our investments align with JP Morgan's commitment to operational excellence and client-centric innovation in the financial services industry. Your core responsibilities will include owning the budgeting and forecasting processes for payments technology projects, performing in-depth variance analysis to optimize resource allocation, and delivering insightful reports that inform executive decisions. You will navigate complex regulatory landscapes, such as those governed by the Federal Reserve and international payment standards, while identifying efficiencies in areas like real-time payments and digital wallets. By leveraging advanced analytical tools, you will contribute to cost-saving measures and ROI evaluations, ensuring that JP Morgan Chase remains a leader in fintech advancements. This role demands a blend of financial acumen and technology savvy, with opportunities to influence high-impact initiatives that shape the future of global finance. Joining JP Morgan Chase means becoming part of a dynamic team that values diversity, inclusion, and professional growth. In this Associate-level position, you will have access to mentorship from seasoned professionals and exposure to cutting-edge projects in one of the world's largest financial institutions. If you thrive in a collaborative environment and are passionate about the intersection of finance and technology, this role offers a platform to advance your career while contributing to transformative payments solutions that benefit millions of customers worldwide.

Key Responsibilities

• Develop and manage annual financial plans, budgets, and forecasts for the Payments Technology team at JP Morgan Chase
• Conduct variance analysis and provide monthly/quarterly financial reporting to senior leadership
• Collaborate with technology and business stakeholders to align financial strategies with payments innovation goals
• Monitor key performance indicators (KPIs) for technology projects, including cost efficiency and ROI
• Support strategic initiatives by performing ad-hoc financial analysis and scenario modeling
• Ensure compliance with internal controls, regulatory standards, and JP Morgan's risk management frameworks
• Facilitate cross-functional meetings to drive resource allocation and investment decisions
• Identify opportunities for cost optimization in payments technology operations
• Prepare executive presentations and dashboards using tools like Tableau or Excel
• Mentor junior analysts and contribute to team development within the Business Management group

Required Qualifications

• Bachelor's degree in Finance, Business Administration, Computer Science, or a related field
• 3-5 years of experience in financial planning, analysis, or business management within the technology or financial services sector
• Strong proficiency in financial modeling, budgeting, and forecasting tools
• Experience with technology project management and stakeholder collaboration in a large-scale organization
• Knowledge of payments technology systems and regulatory requirements in the financial industry
• Ability to analyze complex data and provide actionable insights for executive decision-making
• CFA, CPA, or PMP certification (or equivalent)

Preferred Qualifications

• Advanced degree (MBA) in Finance or Technology Management
• Prior experience at a major financial institution like JP Morgan Chase
• Familiarity with Agile methodologies and cloud-based financial systems
• Proven track record in managing budgets for technology initiatives exceeding $10M
• Experience with payments processing platforms such as SWIFT or real-time payment systems

Required Skills

• Financial modeling and forecasting
• Budgeting and variance analysis
• Data visualization (e.g., Tableau, Power BI)
• Excel proficiency (advanced functions, pivot tables)
• Stakeholder management and communication
• Project management methodologies (Agile, Waterfall)
• Knowledge of financial regulations (SOX, Basel III)
• Analytical problem-solving
• Risk assessment and mitigation
• Payments technology understanding (e.g., APIs, blockchain basics)
• Leadership and team collaboration
• Attention to detail and accuracy
• Strategic thinking and business acumen
• Presentation skills for executive audiences
• Adaptability in a fast-paced financial environment

Benefits

• Competitive base salary and performance-based annual bonuses
• Comprehensive health, dental, and vision insurance plans
• 401(k) retirement savings plan with company matching contributions
• Generous paid time off, including vacation, sick days, and parental leave
• Professional development programs, including tuition reimbursement and leadership training
• Employee stock purchase plan and financial wellness resources
• On-site fitness centers and wellness programs at JP Morgan Chase facilities
• Flexible work arrangements, including hybrid options in Brooklyn, NY

JP Morgan Chase is an equal opportunity employer.