Private Client Banker - Arroyo Grande Branch - Arroyo Grande, CA

Location: Arroyo Grande, CA, United States

Job Family: Private Client Bankers

About the Role

As a Private Client Banker at JP Morgan Chase's Arroyo Grande Branch in Arroyo Grande, CA, you will play a pivotal role in delivering exceptional wealth management services to high-net-worth individuals and families. Embodying our commitment to hospitality and client care, you will serve as a trusted advisor, helping clients navigate complex financial landscapes with personalized solutions tailored to their unique goals. In this client-facing position within the Private Banking category, you will leverage JP Morgan Chase's global resources to offer a full suite of services, including customized banking, investment strategies, lending options, and philanthropic advice, all while fostering long-term relationships in the vibrant Central Coast community. Your day-to-day responsibilities will involve conducting in-depth consultations to assess client needs, recommending optimal products like Chase Sapphire Reserve benefits or J.P. Morgan Wealth Management portfolios, and ensuring seamless integration of services across our ecosystem. You will collaborate with a team of specialists, including financial advisors and mortgage experts, to provide holistic support, while driving branch success through targeted sales initiatives and community engagement. Compliance and ethical standards are paramount, as you maintain accurate documentation and adhere to all regulatory requirements in a dynamic financial services environment. JP Morgan Chase values innovation and excellence, offering robust professional development to help you grow in your career. This role demands a passion for client success, strong financial acumen, and the ability to thrive in a fast-paced branch setting. Join us to make a meaningful impact on clients' financial futures while advancing your own in one of the world's leading financial institutions.

Key Responsibilities

• Engage high-net-worth clients in the Arroyo Grande branch to understand their financial goals and deliver personalized banking, investment, and lending solutions
• Build and deepen relationships with clients through proactive outreach, consultations, and tailored advice on JP Morgan Chase products
• Identify opportunities for cross-selling services such as Chase Private Client checking, wealth management, and mortgage options
• Conduct financial planning discussions, including retirement strategies, estate planning, and investment portfolio reviews
• Collaborate with branch teams and specialists to ensure seamless client experiences and resolve complex inquiries
• Maintain compliance with regulatory standards, including KYC, AML, and securities regulations
• Drive branch performance by achieving sales goals and contributing to community events in Arroyo Grande
• Provide exceptional hospitality, embodying JP Morgan Chase's client-first culture
• Monitor client portfolios and market trends to offer timely recommendations
• Document client interactions and maintain accurate records in JP Morgan's CRM systems

Required Qualifications

• Bachelor's degree or equivalent experience in finance, business, or a related field
• At least 2 years of experience in client-facing roles within financial services or retail banking
• Active Series 6 and 66 (or 7 and 66) securities licenses, or willingness to obtain within 120 days of hire
• Valid NMLS registration and ability to meet ongoing compliance requirements
• Proven track record of building and maintaining client relationships in a high-net-worth environment
• Strong understanding of banking products, investment solutions, and credit services
• Ability to work in a branch setting in Arroyo Grande, CA, with flexible hours including evenings and weekends

Preferred Qualifications

• Advanced certifications such as CFP (Certified Financial Planner) or CFA (Chartered Financial Analyst)
• Experience with JP Morgan Chase's wealth management platforms or similar systems
• Bilingual proficiency in English and Spanish to serve the diverse Arroyo Grande community
• Previous success in sales targets for investment and lending products
• Knowledge of local market dynamics in California's Central Coast region

Required Skills

• Client relationship management
• Financial planning and analysis
• Investment product knowledge
• Sales and negotiation techniques
• Regulatory compliance (FINRA, SEC)
• CRM software proficiency (e.g., Salesforce or equivalent)
• Risk assessment and credit analysis
• Communication and presentation skills
• Problem-solving and decision-making
• Time management and organization
• Empathy and active listening
• Data analysis for portfolio management
• Digital banking tools expertise
• Team collaboration
• Adaptability to market changes

Benefits

• Competitive base salary plus uncapped incentive compensation based on performance
• Comprehensive medical, dental, and vision insurance with multiple plan options
• 401(k) retirement savings plan with company match up to 5% of eligible compensation
• Generous paid time off, including vacation, sick days, and parental leave
• Access to JP Morgan Chase's employee stock purchase plan and financial wellness programs
• Professional development opportunities, including tuition reimbursement and leadership training
• Exclusive perks for Chase Private Client associates, such as priority banking services and travel discounts
• Health and wellness benefits, including gym memberships, mental health support, and onsite fitness centers at select locations

JP Morgan Chase is an equal opportunity employer.