Private Client Banker - Water St. - New York, NY

Location: New York, NY, United States

Job Family: Private Client Bankers

About the Role

At JP Morgan Chase, we are a leading global financial services firm with a rich history of innovation and client-centric solutions. As a Private Client Banker at our Water Street branch in New York, NY, you will play a pivotal role in delivering exceptional service to a select group of Chase Private Clients—high-net-worth individuals seeking integrated banking, investment, and lending advice. This position combines the prestige of private banking with the dynamic energy of one of the world's financial capitals, where you will act as the trusted advisor, helping clients navigate complex financial landscapes while upholding JP Morgan's commitment to integrity and excellence. Your day-to-day responsibilities will focus on fostering long-term relationships through personalized consultations, where you'll assess clients' financial goals and recommend bespoke solutions from JP Morgan's comprehensive suite of offerings, including premium checking accounts, wealth management strategies, and customized lending products. You'll collaborate with cross-functional teams, such as investment specialists and mortgage experts, to ensure a holistic approach to client needs. In this high-touch role, success is measured by your ability to deepen client loyalty, drive revenue growth, and contribute to the branch's overall performance in a competitive New York market. We value professionals who thrive in a fast-paced environment and are passionate about empowering clients' financial success. Joining JP Morgan Chase means access to world-class resources, ongoing training, and opportunities for career advancement within our global network. If you have a proven track record in financial services and a dedication to superior client experiences, this role offers the chance to make a meaningful impact while growing alongside one of the most respected names in finance.

Key Responsibilities

• Serve as the primary point of contact for a portfolio of Chase Private Clients, providing personalized banking, investment, and lending solutions
• Conduct comprehensive financial needs assessments to recommend tailored products like checking/savings accounts, mortgages, and investment portfolios
• Build and maintain deep relationships with high-net-worth clients through proactive outreach, regular reviews, and customized advice
• Collaborate with branch teams and specialists to deliver seamless experiences, including coordinating with JP Morgan advisors for wealth management
• Drive business growth by identifying cross-selling opportunities and achieving sales goals for deposits, loans, and advisory services
• Ensure compliance with all federal and state regulations, including KYC, AML, and FINRA requirements
• Educate clients on digital banking tools and JP Morgan's ecosystem, such as Chase Mobile app and online platforms
• Monitor client portfolios for opportunities to enhance financial well-being and mitigate risks
• Participate in community events and networking to expand JP Morgan Chase's client base in the New York market
• Document all client interactions and maintain accurate records in JP Morgan's CRM systems

Required Qualifications

• Bachelor's degree in finance, business administration, or a related field
• At least 3 years of experience in client-facing roles within financial services, preferably in private banking or wealth management
• Active Series 7 and Series 66 (or equivalent) securities licenses, or willingness to obtain within 120 days of hire
• Strong understanding of banking products, investment solutions, and credit services offered by JP Morgan Chase
• Proven track record of meeting sales targets and building long-term client relationships
• Excellent communication and interpersonal skills to serve high-net-worth individuals
• Ability to comply with all regulatory requirements and internal policies of JP Morgan Chase

Preferred Qualifications

• Advanced degree or certification such as CFP (Certified Financial Planner) or CFA (Chartered Financial Analyst)
• Experience working with ultra-high-net-worth clients in a premier banking environment
• Bilingual proficiency, particularly in languages spoken in diverse New York communities
• Prior experience with JP Morgan Chase systems and tools, such as client relationship management software
• Knowledge of estate planning, trust services, and alternative investments

Required Skills

• Financial analysis and portfolio management
• Client relationship building and retention
• Sales and negotiation techniques
• Knowledge of banking regulations (e.g., Dodd-Frank, SEC rules)
• Proficiency in Microsoft Office Suite and financial software
• Active listening and empathy for client needs
• Problem-solving and decision-making under pressure
• Time management and organizational skills
• Presentation and public speaking abilities
• Data analysis for financial planning
• Risk assessment and mitigation
• Digital literacy with online banking platforms
• Team collaboration and leadership
• Ethical judgment and integrity
• Adaptability to market changes in the financial services industry

Benefits

• Competitive base salary plus uncapped performance-based incentives and bonuses
• Comprehensive health, dental, and vision insurance with multiple plan options
• 401(k) retirement savings plan with generous company matching contributions
• Paid time off, including vacation, sick days, and parental leave
• Professional development programs, including tuition reimbursement and access to JP Morgan's learning academy
• Employee stock purchase plan and other financial wellness benefits
• Wellness programs with gym memberships, mental health support, and onsite fitness facilities
• Commuter benefits and relocation assistance for the New York location

JP Morgan Chase is an equal opportunity employer.