Product Controller Senior Associate

Location: Columbus, OH, United States

Job Family: Controller

About the Role

At JP Morgan Chase, we are a leading global financial services firm with a strong commitment to innovation and client service. The Product Controller Senior Associate role within the Chase Auto Controllers team is pivotal in maintaining the integrity of our auto loan and lease accounting operations. Based in Columbus, OH, this position involves overseeing the end-to-end controllership functions for consumer auto finance products, ensuring compliance with regulatory standards and supporting the broader Consumer Banking division. As part of a dynamic team, you will contribute to a sound control environment that safeguards financial accuracy and mitigates risks in one of the largest auto lending portfolios in the industry. Key responsibilities include managing daily reconciliations, preparing detailed financial reports, and performing in-depth variance analyses to identify and resolve discrepancies. You will work closely with business partners in risk, operations, and treasury to align on auto portfolio metrics and support strategic initiatives like product expansions or regulatory changes. Additionally, you will play a role in enhancing internal controls, responding to audits, and leveraging technology to automate reporting processes, all while adhering to JP Morgan Chase's high standards of governance and ethics. This role offers an opportunity to grow within a world-class institution, where your expertise in financial controls can directly impact our auto finance business. We value professionals who thrive in collaborative environments and are passionate about delivering precise, actionable insights. Join JP Morgan Chase to advance your career in financial services while contributing to innovative solutions that serve millions of customers.

Key Responsibilities

• Oversee daily accounting operations for Chase Auto loan and lease portfolios, ensuring accurate booking and reconciliation of transactions
• Prepare and review monthly, quarterly, and annual financial reports for internal and regulatory submissions
• Maintain a robust control environment by performing risk assessments and implementing mitigation strategies
• Collaborate with cross-functional teams including treasury, risk management, and operations to support auto finance initiatives
• Conduct variance analysis on financial metrics and investigate discrepancies in auto lending data
• Support audit processes by providing documentation and responding to internal and external auditor inquiries
• Develop and enhance automated reporting tools to improve efficiency in controllership functions
• Monitor compliance with federal regulations such as Dodd-Frank and ensure adherence to JP Morgan Chase's risk framework
• Mentor junior associates and contribute to team development in the Chase Auto Controllers group
• Assist in forecasting and budgeting for auto loan and lease products

Required Qualifications

• Bachelor's degree in Accounting, Finance, or a related field
• Minimum of 3-5 years of experience in financial reporting, accounting, or controllership within the financial services industry
• Strong knowledge of GAAP and regulatory reporting requirements for consumer lending products
• Proficiency in financial systems such as SAP, Oracle, or similar ERP platforms
• Experience with auto loan and lease accounting principles and controls
• Ability to analyze complex financial data and identify control deficiencies
• CPA certification or equivalent professional qualification

Preferred Qualifications

• Advanced degree (MBA or Master's in Accounting)
• Prior experience at a large financial institution like JP Morgan Chase
• Familiarity with Basel III regulations and stress testing for auto portfolios
• Knowledge of data analytics tools for financial reconciliation
• Experience in audit management and SOX compliance

Required Skills

• Financial accounting and reporting expertise
• GAAP and IFRS knowledge
• Data analysis and reconciliation skills
• Risk assessment and control management
• Proficiency in Excel and financial modeling
• Regulatory compliance understanding
• Attention to detail and accuracy
• Strong analytical thinking
• Communication and stakeholder management
• Problem-solving abilities
• Team collaboration and leadership
• Knowledge of auto finance products
• Audit and SOX compliance experience
• Technical skills in SQL or Python for data handling
• Time management in fast-paced environments

Benefits

• Comprehensive medical, dental, and vision insurance plans
• 401(k) retirement savings plan with company matching contributions
• Generous paid time off, including vacation, sick days, and parental leave
• Tuition reimbursement and professional development programs
• Employee stock purchase plan and performance-based bonuses
• Wellness programs with gym memberships and mental health support
• Flexible work arrangements, including hybrid options in Columbus, OH
• On-site childcare services and family care benefits

JP Morgan Chase is an equal opportunity employer.