Product Manager - Liquidity & Account Solutions – Cash Concentration Products – Associate – London

Location: LONDON, LONDON, United Kingdom

Job Family: Product Management

About the Role

At JP Morgan Chase, we are a leading global financial services firm with a proud history of innovation and client focus. Join our Liquidity & Account Solutions team as a Product Manager for Cash Concentration Products in London. This newly created Associate-level role offers the opportunity to shape the future of cash management solutions for our corporate and institutional clients. You will drive the development of products that optimize liquidity through efficient cash concentration mechanisms, such as sweeps and zero-balance accounts, helping clients maximize returns and streamline treasury operations in a dynamic global market. In this position, you will partner closely with engineering, design, and sales teams to define product strategies that align with JP Morgan Chase's commitment to digital transformation and regulatory excellence. Your responsibilities will include gathering client requirements, prioritizing features based on market needs, and ensuring seamless integration with our broader suite of treasury services. Leveraging your expertise in financial services, you will analyze emerging trends in payments and liquidity, such as real-time settlements and API-driven solutions, to deliver innovative products that enhance client value and operational efficiency. We seek a proactive professional passionate about fintech and product innovation. This role is ideal for someone with a strong foundation in banking products and a drive to contribute to JP Morgan Chase's leadership in global cash management. Based in our state-of-the-art London office, you will benefit from a collaborative culture, cutting-edge tools, and opportunities for career growth within one of the world's most influential financial institutions.

Key Responsibilities

• Develop and manage the product roadmap for cash concentration solutions within the Liquidity & Account Solutions team
• Collaborate with engineering, sales, and client-facing teams to define product requirements and enhancements
• Analyze market trends, client feedback, and competitive landscapes to innovate cash management products
• Lead cross-functional initiatives to launch new features for liquidity optimization and account sweeping
• Ensure products comply with regulatory standards including PSD2, GDPR, and UK financial regulations
• Conduct user research and testing to improve product usability for corporate treasury clients
• Monitor product performance metrics and drive continuous improvement in efficiency and client satisfaction
• Partner with global stakeholders to align cash concentration products with JP Morgan Chase's broader treasury services
• Support sales enablement by providing product expertise during client pitches and implementations
• Identify opportunities for integration with other JP Morgan platforms like digital banking and API solutions

Required Qualifications

• Bachelor's degree in Finance, Business, Computer Science, or a related field
• Minimum of 3-5 years of experience in product management, preferably in financial services or payments
• Strong understanding of cash management, liquidity solutions, and treasury operations in the banking sector
• Experience with agile methodologies and product development lifecycle in a fast-paced environment
• Proficiency in data analysis tools and financial modeling
• Excellent communication skills with the ability to collaborate across global teams
• Knowledge of regulatory requirements in liquidity and account solutions within the EU and UK markets

Preferred Qualifications

• Advanced degree (MBA or Master's) in Finance or related discipline
• Prior experience at a major financial institution like JP Morgan Chase or similar
• Familiarity with cash concentration products such as zero balance accounts and sweeps
• Certifications in product management (e.g., Certified Scrum Product Owner) or financial services (e.g., FRM)
• Experience working with cross-border payment systems and SWIFT protocols

Required Skills

• Product roadmap development
• Agile and Scrum methodologies
• Financial product knowledge in cash management
• Data analysis and visualization (e.g., SQL, Tableau)
• Stakeholder management and cross-functional collaboration
• Regulatory compliance in banking (e.g., AML, KYC)
• User experience design principles
• Market research and competitive analysis
• Project management tools (e.g., Jira, Confluence)
• Communication and presentation skills
• Problem-solving and critical thinking
• Technical aptitude for API integrations and fintech solutions
• Risk assessment in liquidity products
• Client relationship management
• Innovation in treasury services

Benefits

• Competitive base salary and performance-based annual bonus
• Comprehensive health, dental, and vision insurance coverage
• Generous 401(k) matching and pension contributions
• Paid time off including vacation, sick leave, and parental leave
• Professional development programs and tuition reimbursement
• Employee stock purchase plan and financial wellness resources
• On-site fitness centers and wellness initiatives at London offices
• Global mobility opportunities within JP Morgan Chase's international network

JP Morgan Chase is an equal opportunity employer.