Product Manager, Vice President - Card Pricing

Location: Wilmington, DE, United States

Job Family: Product Management

About the Role

At JPMorgan Chase, we are at the forefront of redefining the future of financial services, and our Consumer & Community Banking division is no exception. As a Product Manager, Vice President - Card Pricing in Wilmington, DE, you will play a pivotal role in shaping the pricing strategies for our industry-leading credit card products. This position demands accountability for the full product lifecycle, from conceptualizing innovative pricing models to executing high-impact initiatives that drive revenue growth and enhance customer value. You will lead efforts to balance profitability with competitive positioning in a dynamic market, leveraging JPMorgan Chase's vast data resources to deliver personalized and compliant pricing solutions that support millions of cardholders. In this VP-level role, you will collaborate closely with diverse teams across risk management, data analytics, legal, and marketing to ensure pricing decisions align with broader business goals and regulatory standards. Your responsibilities will include conducting in-depth market analysis, building financial models to forecast outcomes, and piloting new pricing structures such as tiered rewards or dynamic fees. At JPMorgan Chase, we value innovation and agility, so you will thrive in an environment that encourages experimentation while adhering to rigorous governance—empowering you to influence product roadmaps that directly impact our card portfolio's performance. We seek a strategic leader passionate about the financial services industry, with a deep understanding of consumer behavior and economic trends. Joining JPMorgan Chase means becoming part of a global team committed to excellence, where your contributions will help us maintain our position as a trusted partner in clients' financial journeys. This role offers unparalleled opportunities for professional growth in a supportive culture that prioritizes diversity, inclusion, and work-life balance.

Key Responsibilities

• Lead the end-to-end product lifecycle for card pricing initiatives, from strategy development to implementation and monitoring
• Develop and execute pricing strategies that optimize revenue, profitability, and customer acquisition in the credit card portfolio
• Collaborate with cross-functional teams including risk, compliance, marketing, and technology to align on pricing objectives
• Analyze market trends, competitor pricing, and customer data to inform pricing decisions and recommendations
• Conduct financial modeling and scenario analysis to assess the impact of pricing changes on key metrics like APR, fees, and rewards
• Ensure all pricing initiatives comply with regulatory requirements such as those from the CFPB and OCC
• Drive innovation in pricing models, including dynamic pricing and personalized offers for JPMorgan Chase cardholders
• Monitor post-launch performance of pricing strategies and iterate based on KPIs and feedback
• Partner with senior leadership to present pricing roadmaps and business cases for executive approval

Required Qualifications

• Bachelor's degree in Business, Finance, Economics, or a related field
• Minimum of 7 years of experience in product management, pricing strategy, or financial services
• Proven track record in leading cross-functional teams to deliver pricing initiatives in the consumer banking or credit card sector
• Strong understanding of financial modeling, risk assessment, and regulatory compliance in card products
• Experience with data analytics tools and pricing optimization methodologies
• Demonstrated ability to manage full product lifecycle from ideation to launch

Preferred Qualifications

• MBA or advanced degree in Finance or related discipline
• Prior experience at a major financial institution, preferably in credit card pricing or product development
• Knowledge of JPMorgan Chase's internal systems and processes for card products
• Certification in product management (e.g., PMP or Pragmatic Institute)

Required Skills

• Product management expertise
• Pricing strategy and optimization
• Financial modeling and analytics
• Data analysis and visualization (e.g., SQL, Excel, Tableau)
• Regulatory knowledge in financial services
• Cross-functional leadership and stakeholder management
• Strategic thinking and problem-solving
• Communication and presentation skills
• Agile methodologies and project management
• Customer-centric mindset
• Risk assessment and compliance
• Market research and competitive analysis
• Innovation in product development
• Technical proficiency in fintech tools
• Team collaboration and influence without authority

Benefits

• Competitive base salary and performance-based annual bonus
• Comprehensive health, dental, and vision insurance plans
• 401(k) retirement savings plan with company match
• Generous paid time off, including vacation, sick days, and parental leave
• Professional development opportunities, including tuition reimbursement and leadership training
• Employee stock purchase plan and financial wellness programs
• On-site fitness centers and wellness initiatives at JPMorgan Chase locations
• Flexible work arrangements and hybrid work options in Wilmington, DE

JP Morgan Chase is an equal opportunity employer.