Product Manager, Vice President - Deposits 2.0

Location: Columbus, OH, United States

Job Family: Product Management

About the Role

At JP Morgan Chase, we are redefining the future of consumer banking through innovative products that empower our customers. As a Product Manager, Vice President on the Deposits 2.0 team within our Consumer Bank, you will play a pivotal role in developing next-generation deposit solutions that enhance accessibility, security, and personalization for millions of clients. Based in Columbus, OH, this position offers the opportunity to lead transformative initiatives in a dynamic environment where cutting-edge technology meets robust financial services. You will drive the end-to-end product lifecycle, from concept validation to market launch, ensuring our deposit offerings remain competitive in an evolving fintech landscape while adhering to stringent regulatory standards set by bodies like the FDIC and OCC. Your responsibilities will include collaborating closely with engineering, design, data science, and compliance teams to ideate and prototype features that address key customer pain points, such as seamless digital onboarding and intelligent savings tools. Leveraging JP Morgan Chase's vast data resources, you will analyze user behavior and market trends to inform product decisions, optimizing for metrics like customer acquisition, retention, and deposit growth. This role demands a strategic mindset to balance innovation with risk management, ensuring all products align with our commitment to ethical banking and client trust. You will also engage with senior leadership to shape the strategic direction of Deposits 2.0, contributing to broader Consumer Bank objectives like digital transformation and sustainable growth. Joining JP Morgan Chase means becoming part of a global leader in financial services, with unparalleled resources for professional growth and impact. We value diverse perspectives and foster an inclusive culture where your ideas can shape the banking experience for generations. If you are passionate about product management in finance and ready to innovate at the intersection of technology and consumer needs, this Vice President role on the Deposits 2.0 team is your chance to make a lasting difference.

Key Responsibilities

• Lead the development and execution of innovative deposit products within the Deposits 2.0 initiative, focusing on enhancing customer experience and driving growth in JP Morgan Chase's Consumer Bank
• Collaborate with cross-functional teams including engineering, design, marketing, and compliance to define product roadmaps and prioritize features
• Conduct market research and competitive analysis to identify opportunities for new deposit solutions tailored to consumer needs
• Define product requirements, user stories, and success metrics to ensure alignment with business objectives and regulatory standards
• Oversee product launches, monitor performance using KPIs, and iterate based on customer feedback and data analytics
• Partner with senior stakeholders to align Deposits 2.0 strategies with broader Consumer Bank goals, including digital transformation and personalization
• Manage risks associated with product development, ensuring adherence to JP Morgan Chase's risk management and ethical standards
• Mentor junior product managers and foster a culture of innovation within the team
• Stay abreast of industry trends, fintech advancements, and regulatory changes impacting deposit products

Required Qualifications

• Bachelor's degree in Business, Finance, Computer Science, or a related field
• Minimum of 7 years of experience in product management, preferably in financial services or consumer banking
• Proven track record of leading cross-functional teams to deliver innovative products from ideation to launch
• Strong understanding of deposit products, consumer banking regulations, and market trends in the financial industry
• Experience with agile methodologies and product lifecycle management tools
• Excellent analytical skills with the ability to interpret data and derive actionable insights

Preferred Qualifications

• MBA or advanced degree in a relevant discipline
• Prior experience at a major financial institution like JP Morgan Chase
• Knowledge of emerging technologies such as AI, machine learning, or blockchain in banking
• Familiarity with regulatory frameworks like FDIC, OCC, and consumer protection laws

Required Skills

• Product strategy and roadmap development
• Agile and Scrum methodologies
• Data analysis and visualization tools (e.g., SQL, Tableau)
• User experience (UX) design principles
• Financial modeling and forecasting
• Stakeholder management and communication
• Regulatory compliance in banking
• Market research and competitive intelligence
• Project management software (e.g., Jira, Confluence)
• Customer-centric problem-solving
• Leadership and team collaboration
• Innovation and creative thinking
• Risk assessment and mitigation
• Digital product lifecycle management
• Technical aptitude for fintech integrations

Benefits

• Competitive base salary and performance-based annual bonuses
• Comprehensive health, dental, and vision insurance plans
• 401(k) retirement savings plan with generous company matching
• Paid time off, including vacation, sick days, and parental leave
• Professional development opportunities, including tuition reimbursement and leadership training
• Employee stock purchase plan and financial wellness programs
• On-site fitness centers and wellness initiatives at JP Morgan Chase locations
• Flexible work arrangements and hybrid options in Columbus, OH

JP Morgan Chase is an equal opportunity employer.