Product Solutions, Payment Optimization-Vice President

Location: Plano, TX, United States

Job Family: Client Solutions

About the Role

At JP Morgan Chase, we are at the forefront of redefining the future of financial services, and our Client Solutions team in Plano, TX, is seeking a Product Solutions, Payment Optimization Vice President to join our dynamic group. As a strategic thinker with a passion for innovation, you will play a pivotal role in helping corporate clients optimize their payment processes, leveraging JP Morgan's world-class treasury and payment platforms. This position offers the opportunity to work on high-impact projects that drive efficiency and growth for some of the world's largest enterprises, all while contributing to a culture of excellence and client-centric innovation within one of the most respected names in global banking. In this role, you will partner closely with clients to diagnose pain points in their payment ecosystems and design bespoke solutions that integrate seamlessly with JP Morgan's offerings, such as real-time payments, cross-border transactions, and liquidity optimization tools. Your analytical expertise will be key in evaluating data-driven insights to recommend strategies that not only reduce operational costs but also enhance compliance and scalability. Collaborating with internal teams across product development, risk management, and sales, you will ensure that solutions align with evolving regulatory landscapes like those governed by the Federal Reserve and international standards, positioning JP Morgan Chase as the trusted partner for payment excellence. We value professionals who thrive in a fast-paced environment and are committed to continuous learning. This Vice President-level position reports to the Head of Payment Solutions and offers exposure to senior leadership, global projects, and career advancement opportunities within JP Morgan Chase's expansive network. If you are analytical, client-focused, and excited about transforming the payments industry, this is your chance to make a meaningful impact in Plano, TX, and beyond.

Key Responsibilities

• Develop and implement payment optimization strategies for corporate clients to enhance efficiency, reduce costs, and mitigate risks
• Collaborate with clients to assess current payment infrastructures and recommend tailored solutions using JP Morgan's suite of products
• Analyze market trends, regulatory changes, and technological advancements in payments to drive innovative product offerings
• Lead cross-functional teams including product managers, engineers, and sales to deliver end-to-end solutions
• Conduct financial impact assessments and ROI analyses for proposed optimization initiatives
• Build and maintain strong relationships with key stakeholders in treasury, finance, and operations at client organizations
• Support sales teams by providing technical expertise during client pitches and negotiations
• Monitor and report on key performance metrics for payment solutions, ensuring alignment with client objectives
• Stay abreast of industry best practices and contribute to internal knowledge sharing within JP Morgan Chase
• Identify opportunities for upselling additional JP Morgan services, such as liquidity management or trade finance

Required Qualifications

• Bachelor's degree in Finance, Business, Economics, or a related field; advanced degree (MBA or equivalent) preferred
• Minimum of 7-10 years of experience in financial services, with a focus on payments, treasury management, or product solutions
• Proven track record in client-facing roles, delivering payment optimization strategies and innovative financial solutions
• Strong analytical skills with experience in data analysis tools and financial modeling
• Knowledge of regulatory requirements in payments and banking, including PCI DSS, SWIFT, and AML compliance
• Experience working with enterprise clients in optimizing payment processes and reducing costs
• Ability to travel up to 20% for client meetings and industry conferences

Preferred Qualifications

• CFA, CPA, or FRM certification
• Experience with JP Morgan Chase's payment platforms or similar systems like Chase Connect or Treasury Center
• Background in fintech innovation or digital payment solutions
• Proficiency in agile methodologies for product development
• Prior leadership experience managing cross-functional teams in a global financial institution

Required Skills

• Strategic thinking and problem-solving
• Analytical and quantitative analysis
• Client relationship management
• Financial modeling and forecasting
• Knowledge of payment systems (e.g., ACH, wire transfers, real-time payments)
• Proficiency in data analytics tools (e.g., SQL, Python, Tableau)
• Project management and agile methodologies
• Regulatory compliance in financial services
• Communication and presentation skills
• Team collaboration and leadership
• Innovation in fintech solutions
• Risk assessment and mitigation
• Market research and trend analysis
• Negotiation and influencing skills
• Technical aptitude for financial software platforms

Benefits

• Competitive base salary and performance-based annual bonus
• Comprehensive health, dental, and vision insurance plans
• 401(k) retirement savings plan with company matching contributions
• Generous paid time off, including vacation, sick days, and parental leave
• Professional development programs, including tuition reimbursement and leadership training
• Employee stock purchase plan and financial wellness resources
• On-site fitness centers and wellness programs at JP Morgan Chase locations
• Flexible work arrangements, including hybrid options in Plano, TX

JP Morgan Chase is an equal opportunity employer.