Regulatory Change Lawyer – Vice President

Location: LONDON, LONDON, United Kingdom

Job Family: Counsel

About the Role

At JP Morgan Chase, the Legal team plays a pivotal role in navigating the complexities of digital disruption and regulatory evolution within our International Consumer Business (ICB), which includes Chase UK and JPM Personal Investing. As a Regulatory Change Lawyer – Vice President, you will be at the forefront of ensuring our consumer banking operations remain compliant and innovative in a rapidly changing financial services landscape. Based in our London office, this role demands a deep understanding of UK and EU regulations, with a focus on how they intersect with digital transformation initiatives. You will partner closely with business leaders, compliance officers, and external regulators to interpret and implement changes that safeguard our clients and drive sustainable growth. Your primary focus will be on monitoring and analyzing regulatory developments from key authorities such as the Financial Conduct Authority (FCA), Prudential Regulation Authority (PRA), and European Supervisory Authorities (ESAs). This involves conducting impact assessments on new rules affecting consumer lending, payments, and investment services, and translating complex legal requirements into actionable strategies for the ICB. You will draft legal opinions, update internal policies, and lead cross-functional projects to embed regulatory changes seamlessly into our operations, all while mitigating risks in a high-stakes environment. Collaboration is key; you'll engage with global teams to align on cross-border implications, ensuring JP Morgan Chase's reputation as a trusted financial leader remains intact. This position offers a unique opportunity to contribute to groundbreaking work in fintech and consumer finance at one of the world's largest banks. Ideal candidates thrive in dynamic settings, combining legal acumen with business savvy to influence strategic decisions. Join us to shape the future of banking compliance and be part of a supportive culture that values innovation, diversity, and professional growth.

Key Responsibilities

• Advise on regulatory changes impacting JP Morgan Chase's International Consumer Business, including Chase UK and JPM Personal Investing
• Assess and implement updates to policies and procedures in response to new UK, EU, and global financial regulations
• Collaborate with compliance, risk, and business teams to ensure regulatory adherence in digital banking initiatives
• Draft and review legal documents, opinions, and guidance on regulatory matters
• Monitor regulatory developments from bodies like the FCA, PRA, and ESMA, providing proactive insights
• Support internal training and awareness programs on regulatory changes
• Manage stakeholder engagement with regulators and external counsel on change initiatives
• Contribute to the firm's response to regulatory consultations and enforcement actions
• Identify and mitigate legal risks arising from business expansions in consumer finance

Required Qualifications

• Qualified lawyer with at least 7-10 years of post-qualification experience in regulatory law, preferably in financial services
• Admitted to practice in the UK or another common law jurisdiction, with strong knowledge of UK and EU financial regulations
• Proven experience advising on regulatory change management, including impacts from FCA, PRA, and EU directives
• Bachelor's degree in Law or equivalent, with additional qualifications such as a Master's in Financial Law or regulatory compliance
• Experience working in a global financial institution, handling cross-border regulatory issues
• Demonstrated ability to manage complex legal projects in a fast-paced environment

Preferred Qualifications

• Prior experience at a bulge-bracket bank like JP Morgan Chase, focusing on consumer banking regulations
• Knowledge of digital disruption in financial services, including fintech and open banking initiatives
• Familiarity with Chase UK operations and JPM Personal Investing regulatory landscape
• Advanced certifications in anti-money laundering (AML) or data protection (GDPR)

Required Skills

• Expertise in UK financial regulations (FCA, PRA)
• Strong analytical and legal research skills
• Excellent written and verbal communication
• Project management and organizational abilities
• Knowledge of EU regulatory frameworks (e.g., MiFID II, PSD2)
• Risk assessment and mitigation techniques
• Stakeholder management and negotiation
• Proficiency in legal drafting and contract review
• Understanding of digital banking and fintech trends
• Attention to detail and problem-solving
• Team collaboration in multidisciplinary environments
• Adaptability to evolving regulatory landscapes
• Data privacy knowledge (GDPR compliance)

Benefits

• Competitive base salary and performance-based annual bonus
• Comprehensive health and wellness benefits, including medical, dental, and mental health support
• Generous retirement savings plan with company matching contributions
• Paid time off, including vacation, sick leave, and parental leave
• Professional development opportunities, such as tuition reimbursement and leadership training
• Employee stock purchase plan and financial planning services
• Flexible working arrangements, including hybrid work options in London
• Access to JP Morgan's global mobility programs and career advancement paths

JP Morgan Chase is an equal opportunity employer.