Risk Management - Auto Acquisitions Analyst, Vice President

Location: Plano, TX, United States

Job Family: Risk Analytics/Modeling

About the Role

At JPMorgan Chase, we are at the forefront of financial innovation, and our Risk Management team plays a pivotal role in safeguarding our operations while driving strategic growth. As a Vice President and Auto Acquisitions Analyst in our Plano, TX office, you will shape risk strategies for our auto finance portfolio, focusing on acquisitions to ensure robust credit decisions and process efficiencies. This role within the Risk Analytics/Modeling category involves partnering with business lines to assess and mitigate risks in auto loan originations, leveraging data-driven insights to support sustainable lending practices in a dynamic market. Your key contributions will include developing advanced risk models for auto acquisitions, analyzing portfolio performance under stress scenarios, and promoting continuous improvements in underwriting processes. You will collaborate with teams across Consumer & Community Banking to integrate regulatory compliance into daily operations, ensuring alignment with JPMorgan Chase's commitment to ethical and responsible finance. By identifying emerging risks in the auto sector—such as interest rate fluctuations or supply chain impacts—you'll help protect the firm's assets while enabling business expansion. This position offers the opportunity to work in a collaborative, high-impact environment at one of the world's leading financial institutions. With access to cutting-edge analytics tools and mentorship from seasoned risk professionals, you'll contribute to initiatives that influence millions of customers. If you thrive in a role that combines quantitative rigor with strategic influence, join JPMorgan Chase to advance your career in risk management and make a tangible difference in the financial services landscape.

Key Responsibilities

• Develop and implement risk strategies for auto loan acquisitions to mitigate credit and operational risks
• Analyze acquisition pipelines, perform due diligence on auto finance portfolios, and recommend approval thresholds
• Collaborate with cross-functional teams including underwriting, sales, and compliance to enhance risk processes
• Monitor key risk indicators (KRIs) and stress test auto loan models under various economic scenarios
• Identify opportunities for process improvements and automation in risk assessment workflows
• Prepare and present risk reports to senior management and regulatory bodies
• Ensure adherence to JPMorgan Chase's risk policies and industry standards in auto lending
• Support the integration of advanced analytics and AI in auto risk decision-making
• Conduct peer reviews of risk models and provide guidance on best practices

Required Qualifications

• Bachelor's degree in Finance, Economics, Mathematics, Statistics, or a related quantitative field
• Minimum of 7-10 years of experience in risk management, credit risk analysis, or auto finance within the financial services industry
• Proven expertise in analyzing auto loan acquisitions, including underwriting and portfolio risk assessment
• Strong understanding of regulatory requirements such as Basel III, Dodd-Frank, and consumer lending regulations
• Experience with data analytics tools and risk modeling in a banking environment
• Ability to work collaboratively in a fast-paced, matrixed organization like JPMorgan Chase

Preferred Qualifications

• Advanced degree (Master's or MBA) in Finance, Risk Management, or a quantitative discipline
• Certification in risk management (e.g., FRM or CFA)
• Prior experience in auto finance or consumer lending at a major financial institution
• Familiarity with JPMorgan Chase's risk frameworks and internal processes
• Hands-on experience with machine learning applications in credit risk modeling

Required Skills

• Proficiency in SQL, Python, or R for data analysis and modeling
• Expertise in Excel and advanced financial modeling techniques
• Knowledge of credit risk metrics such as PD, LGD, and EAD
• Strong analytical and problem-solving abilities
• Experience with risk management software like SAS or Moody's Analytics
• Excellent communication skills for stakeholder presentations
• Attention to detail in regulatory compliance and reporting
• Project management skills for leading risk initiatives
• Understanding of machine learning and predictive analytics
• Ability to handle large datasets and perform statistical analysis
• Team collaboration and leadership in a corporate environment
• Adaptability to evolving financial regulations and market conditions
• Proficiency in visualization tools like Tableau or Power BI

Benefits

• Comprehensive health, dental, and vision insurance plans
• 401(k) retirement savings plan with company matching contributions
• Generous paid time off, including vacation, sick leave, and parental leave
• Professional development programs and tuition reimbursement for advanced education
• Employee stock purchase plan and performance-based bonuses
• Wellness programs, including gym memberships and mental health support
• Flexible work arrangements, including hybrid options in Plano, TX
• Access to JPMorgan Chase's global mobility and career advancement opportunities

JP Morgan Chase is an equal opportunity employer.