Risk Management - Auto Risk Data and Reporting - Vice President

Location: Plano, TX, United States

Job Family: Risk Analytics/Modeling

About the Role

At JPMorgan Chase, we are at the forefront of financial services innovation, and our Risk Management and Compliance teams play a pivotal role in safeguarding the firm's resilience. As a Vice President in Risk Management - Auto Risk Data and Reporting, you will join the Consumer & Community Banking division in Plano, TX, focusing on the automotive finance sector. This role is central to analyzing and reporting on risk data for auto loans and leases, ensuring that our extensive portfolio remains robust against market volatilities and regulatory demands. You will leverage cutting-edge analytics to provide insights that drive informed decision-making across the organization, contributing to JPMorgan Chase's commitment to ethical and sustainable banking practices. In this position, you will lead the development of sophisticated data pipelines and reporting mechanisms tailored to auto risk metrics, collaborating closely with data scientists, compliance officers, and business leaders. Your work will involve dissecting complex datasets to uncover patterns in credit risk, operational challenges, and portfolio performance specific to the automotive industry. By integrating advanced tools and methodologies, you will enhance the accuracy of risk assessments, support stress testing under frameworks like CCAR, and ensure adherence to global standards such as Basel III. This is an opportunity to influence strategic risk strategies at one of the world's largest financial institutions, where your expertise directly impacts billions in auto financing activities. JPMorgan Chase values a culture of inclusion and innovation, offering you the chance to grow within a dynamic team environment. You will mentor emerging talent, drive process improvements, and engage in cross-functional projects that span technology and finance. With access to world-class resources and professional development, this role not only challenges you to excel in risk analytics but also positions you for broader leadership opportunities in our global risk ecosystem. Join us in Plano, TX, to help build a stronger, more resilient future for JPMorgan Chase and our clients in the evolving automotive finance landscape.

Key Responsibilities

• Develop and maintain automated reporting frameworks for auto risk data, ensuring accuracy and timeliness for regulatory and internal stakeholders
• Analyze large volumes of auto loan and lease data to identify emerging risks and trends in the automotive finance portfolio
• Collaborate with risk modeling teams to integrate data insights into predictive models for credit and operational risk
• Ensure compliance with JPMorgan Chase's data governance standards and regulatory requirements in auto finance reporting
• Lead initiatives to enhance data quality and visualization tools, such as dashboards using Tableau or Power BI
• Partner with business units in Consumer & Community Banking to provide actionable risk insights for auto lending decisions
• Conduct stress testing and scenario analysis on auto risk exposures to support enterprise-wide risk management
• Mentor junior analysts and contribute to the continuous improvement of risk reporting processes
• Monitor key risk indicators (KRIs) specific to automotive financing and escalate issues as needed
• Support ad-hoc reporting requests from senior management and regulatory bodies

Required Qualifications

• Bachelor's degree in Finance, Mathematics, Statistics, Computer Science, or a related quantitative field
• Minimum of 7 years of experience in risk management, data analytics, or reporting within the financial services industry
• Proven expertise in automotive finance risk assessment and data management
• Strong proficiency in SQL, Python, or R for data manipulation and analysis
• Experience with regulatory reporting requirements such as Basel III, CCAR, or Dodd-Frank
• Demonstrated ability to handle large datasets and ensure data accuracy in high-stakes environments
• Excellent communication skills with the ability to present complex risk data to senior stakeholders

Preferred Qualifications

• Advanced degree (Master's or PhD) in a quantitative discipline
• Experience in auto loan portfolio risk modeling at a major financial institution
• Familiarity with JPMorgan Chase's internal risk management systems and tools
• Certification in risk management (e.g., FRM or PRM)
• Prior leadership experience in cross-functional teams focused on data governance

Required Skills

• Advanced SQL querying and database management
• Proficiency in Python or R for data analysis and scripting
• Expertise in data visualization tools like Tableau or Power BI
• Knowledge of risk modeling techniques and statistical analysis
• Understanding of automotive finance products and credit risk
• Strong analytical and problem-solving abilities
• Excellent attention to detail for data accuracy
• Effective communication and presentation skills
• Project management and stakeholder collaboration
• Familiarity with regulatory frameworks in banking
• Experience with big data technologies like Hadoop or Spark
• Ability to work under tight deadlines in a fast-paced environment
• Team leadership and mentoring capabilities
• Proficiency in Microsoft Excel and advanced financial modeling
• Adaptability to evolving risk management technologies

Benefits

• Comprehensive health, dental, and vision insurance plans with employer contributions
• 401(k) retirement savings plan with generous company matching
• Paid time off including vacation, sick days, and parental leave
• Professional development programs and tuition reimbursement for advanced education
• Employee stock purchase plan and performance-based bonuses
• Wellness programs including gym memberships and mental health support
• Flexible work arrangements and hybrid options in Plano, TX
• Access to JPMorgan Chase's global mobility and career advancement opportunities

JP Morgan Chase is an equal opportunity employer.