Risk Management - Auto Risk Insights - Senior Associate

Location: Columbus, OH, United States

Job Family: Risk Analytics/Modeling

About the Role

At JP Morgan Chase, we are at the forefront of financial services innovation, and our Risk Management team plays a pivotal role in safeguarding our global operations. As a Senior Associate in Risk Management - Auto Risk Insights, you will lead efforts to deliver cutting-edge analytics and insights for our automotive finance portfolio. Based in Columbus, OH, this role within the Risk Analytics/Modeling category offers the opportunity to promote success and excellence by developing sophisticated models that assess and mitigate risks in auto lending. You will work in a dynamic environment where your expertise in quantitative analysis directly impacts business decisions, ensuring JP Morgan remains a leader in responsible and resilient financial practices. Your primary focus will be on innovating risk measurement techniques tailored to the unique challenges of auto finance, including credit defaults, market volatility, and operational disruptions. Collaborating with stakeholders across Chase's consumer banking division, you will analyze vast datasets to uncover actionable insights, conduct stress tests, and recommend strategies that align with our commitment to regulatory compliance and customer protection. This position demands a blend of technical prowess and strategic thinking, as you mentor teams and drive initiatives that enhance our risk framework, ultimately contributing to the firm's long-term stability and growth in the competitive financial services landscape. Joining JP Morgan Chase means becoming part of a world-class institution dedicated to fostering an inclusive culture of excellence. In this senior role, you will have access to unparalleled resources for professional development, including advanced training in emerging technologies like AI-driven risk tools. If you are passionate about leveraging data to navigate complex risks in automotive finance and thrive in a collaborative, high-impact setting, this opportunity allows you to shape the future of risk management at one of the world's most admired banks.

Key Responsibilities

• Lead the development and implementation of advanced risk analytics models for JP Morgan Chase's auto lending portfolio
• Provide insights into auto risk trends, identifying emerging risks and opportunities to mitigate them
• Collaborate with cross-functional teams including credit risk, compliance, and business units to ensure robust risk management practices
• Innovate risk measurement methodologies, incorporating data-driven approaches to enhance decision-making
• Conduct stress testing and scenario analysis for automotive finance exposures
• Monitor and report on key risk indicators, presenting findings to senior leadership
• Drive continuous improvement in risk processes, aligning with JP Morgan's commitment to excellence
• Mentor junior associates in risk analytics techniques and best practices
• Ensure adherence to regulatory standards and internal policies in all risk activities

Required Qualifications

• Bachelor's degree in Finance, Economics, Statistics, Mathematics, or a related quantitative field
• Minimum of 5 years of experience in risk management, analytics, or modeling within the financial services industry
• Proficiency in statistical modeling and data analysis techniques
• Strong understanding of automotive finance risks, including credit, operational, and market risks
• Experience with regulatory compliance in banking, such as Basel III or Dodd-Frank requirements
• Demonstrated ability to lead cross-functional teams in a high-stakes environment
• Advanced proficiency in programming languages used for risk analytics

Preferred Qualifications

• Master's degree or MBA in a quantitative discipline
• Prior experience at a major financial institution like JP Morgan Chase
• Certification in risk management (e.g., FRM or PRM)
• Knowledge of machine learning applications in risk assessment
• Experience with auto loan portfolios and consumer lending products

Required Skills

• Statistical modeling and predictive analytics
• Data visualization tools (e.g., Tableau, Power BI)
• Programming in Python, R, or SAS for risk analysis
• SQL for database querying and manipulation
• Knowledge of credit risk modeling and scoring
• Financial acumen in automotive and consumer lending
• Regulatory knowledge in banking and risk management
• Leadership and team collaboration skills
• Problem-solving and critical thinking
• Communication and presentation abilities
• Machine learning fundamentals
• Excel and advanced spreadsheet analysis
• Risk assessment and scenario planning
• Project management in fast-paced environments
• Attention to detail and analytical precision

Benefits

• Competitive base salary and performance-based annual bonuses
• Comprehensive health, dental, and vision insurance plans
• 401(k) retirement savings plan with generous company matching
• Paid time off including vacation, sick days, and parental leave
• Professional development opportunities through JP Morgan's learning programs
• Employee stock purchase plan and financial wellness resources
• On-site fitness centers and wellness programs at Columbus facilities
• Flexible work arrangements and hybrid options for work-life balance

JP Morgan Chase is an equal opportunity employer.