Risk Management - Consumer and Community Banking - Risk Architecture- Senior Associate

Location: Wilmington, DE, United States

Job Family: Risk Support

About the Role

At JPMorgan Chase & Co., one of the world's leading financial services firms, we are seeking a Senior Associate in Risk Management for our Consumer and Community Banking division, specifically within the Risk Architecture team. Based in Wilmington, DE, this role is pivotal in enhancing the clarity and robustness of our risk frameworks to support strategic objectives in a dynamic regulatory environment. As a Senior Associate, you will lead efforts to design, implement, and optimize risk data architectures that ensure accurate risk assessment, compliance with key regulations like Basel III and CCAR, and seamless integration with business operations. This position offers the opportunity to contribute to innovative solutions that protect and grow our consumer banking portfolio, serving millions of customers with trusted financial products and services. In this role, you will collaborate closely with risk analysts, data engineers, and business leaders to identify architectural gaps, develop scalable data models, and promote best practices in risk management. Responsibilities include leading architecture enhancement projects, conducting thorough data quality assessments, and fostering a culture of strategic risk awareness across the organization. You will play a key role in translating complex regulatory requirements into practical architectural designs, ensuring our systems are resilient against emerging risks in the consumer banking sector. This is an ideal position for a seasoned professional passionate about leveraging technology to drive risk excellence in a global financial powerhouse. JPMorgan Chase is committed to creating a supportive and inclusive work environment where diverse perspectives fuel innovation. We offer competitive compensation, comprehensive benefits, and unparalleled opportunities for career growth. If you have a strong background in risk architecture and a drive to make a meaningful impact in financial services, join us in Wilmington, DE, to help shape the future of risk management at JPMorgan Chase.

Key Responsibilities

• Lead the design and enhancement of risk architecture frameworks to support Consumer and Community Banking operations
• Collaborate with cross-functional teams to ensure risk data models align with strategic business objectives
• Develop and maintain documentation for risk architecture standards and best practices
• Analyze and mitigate data quality issues in risk reporting and analytics
• Drive initiatives to improve clarity and efficiency in risk management processes
• Support regulatory compliance efforts by architecting robust risk data flows
• Mentor junior associates in risk architecture methodologies
• Evaluate emerging technologies for integration into risk systems
• Conduct gap analyses on current risk architectures and recommend improvements
• Participate in stakeholder meetings to align risk architecture with broader enterprise goals

Required Qualifications

• Bachelor's degree in Finance, Computer Science, Risk Management, or a related field
• Minimum of 5 years of experience in risk management, data architecture, or financial services technology
• Strong understanding of regulatory requirements such as Basel III, CCAR, and Dodd-Frank
• Proficiency in data modeling, database design, and risk analytics tools
• Experience with enterprise risk management frameworks in banking
• Ability to work collaboratively in cross-functional teams within a large financial institution
• Demonstrated project management skills with a track record of delivering complex initiatives on time

Preferred Qualifications

• Advanced degree (Master's or MBA) in Risk Management or Finance
• Certification in risk management (e.g., FRM or PRM)
• Experience in Consumer and Community Banking risk domains at a major bank
• Familiarity with JP Morgan Chase's internal risk systems and tools
• Prior leadership in agile methodologies for risk architecture projects

Required Skills

• Risk modeling and quantitative analysis
• Data architecture and ETL processes
• SQL and database management (e.g., Oracle, SQL Server)
• Regulatory compliance knowledge in banking
• Python or R for data analytics
• Agile project management
• Stakeholder communication and presentation skills
• Problem-solving and critical thinking
• Attention to detail in data governance
• Team collaboration and leadership
• Financial services domain expertise
• Risk assessment and mitigation techniques
• Business process modeling
• Technical documentation writing
• Adaptability to evolving regulatory landscapes

Benefits

• Competitive base salary and performance-based annual bonuses
• Comprehensive health, dental, and vision insurance plans
• 401(k) retirement savings plan with company matching contributions
• Generous paid time off, including vacation, sick days, and parental leave
• Professional development programs and tuition reimbursement for advanced education
• Employee stock purchase plan and financial wellness resources
• On-site fitness centers and wellness programs at select locations
• Flexible work arrangements, including hybrid options in Wilmington, DE

JP Morgan Chase is an equal opportunity employer.