Risk Management - Credit Risk Associate - Technology, Media, and Telecom

Location: Plano, TX, United States

Job Family: Associates

About the Role

At JP Morgan Chase, we are a leading global financial services firm with a commitment to innovation and client success. As a Risk Management - Credit Risk Associate in our Technology, Media, and Telecom (TMT) team, you will play a pivotal role in safeguarding the firm's portfolio by identifying, measuring, and managing credit risks for corporate clients in dynamic sectors like software, telecommunications, and entertainment. Based in our state-of-the-art facility in Plano, Texas, this Associate-level position offers an opportunity to accelerate your career in a collaborative environment where your analytical expertise directly impacts business decisions. You will work closely with seasoned professionals to analyze financial health, assess emerging risks from technological disruptions, and contribute to sustainable lending practices that support JP Morgan Chase's global operations. In this role, your day-to-day responsibilities will include performing in-depth credit reviews, building sophisticated financial models, and monitoring portfolio performance amid volatile TMT market conditions. You will evaluate factors such as revenue volatility from streaming services, capital-intensive 5G deployments, and cybersecurity threats in tech firms, ensuring alignment with the firm's risk appetite. By leveraging JP Morgan Chase's advanced risk management tools and data resources, you will provide actionable insights to mitigate potential losses and optimize credit strategies. This position demands a blend of technical proficiency and industry knowledge, allowing you to grow within a firm renowned for its leadership in financial risk management. Joining JP Morgan Chase means becoming part of a culture that values diversity, integrity, and professional development. As an Associate, you will have access to mentorship programs, cutting-edge training in credit risk methodologies, and opportunities to engage in high-impact projects that shape the future of TMT financing. We foster an inclusive workplace where your contributions drive real-world outcomes, from supporting innovative startups to advising on major media mergers. If you are passionate about the intersection of finance and technology, this role in Plano, TX, offers a rewarding path to build a lasting career at one of the world's most respected financial institutions.

Key Responsibilities

• Conduct thorough credit analysis and risk assessments for corporate clients in the Technology, Media, and Telecom (TMT) sectors
• Identify, measure, and monitor credit risks associated with lending and investment portfolios
• Develop and maintain financial models to evaluate borrower creditworthiness and potential default risks
• Collaborate with cross-functional teams, including relationship managers and portfolio officers, to provide risk insights
• Prepare credit risk reports and recommendations for senior management and risk committees
• Monitor industry trends and macroeconomic factors impacting TMT sectors to inform risk strategies
• Support the implementation of risk mitigation strategies and portfolio optimization initiatives
• Ensure compliance with internal policies, regulatory standards, and Basel requirements
• Participate in due diligence processes for new business opportunities in TMT
• Contribute to the continuous improvement of credit risk methodologies and tools at JP Morgan Chase

Required Qualifications

• Bachelor's degree in Finance, Economics, Business Administration, or a related field
• 2-5 years of experience in credit risk analysis, preferably in the technology, media, and telecom sectors
• Strong understanding of financial statements, credit analysis, and risk assessment methodologies
• Proficiency in financial modeling and quantitative analysis
• Knowledge of regulatory requirements in banking and credit risk management
• Excellent analytical and problem-solving abilities
• Ability to work collaboratively in a fast-paced team environment

Preferred Qualifications

• Advanced degree (MBA or Master's in Finance) or relevant certifications like CFA or FRM
• Experience with TMT industry-specific risks, such as rapid technological changes and content monetization
• Prior exposure to JP Morgan Chase's risk management frameworks or similar large financial institutions
• Familiarity with data analytics tools for credit portfolio management
• Demonstrated experience in stress testing and scenario analysis for corporate credits

Required Skills

• Credit risk assessment and financial analysis
• Quantitative modeling and Excel proficiency
• Knowledge of TMT industry dynamics
• Regulatory compliance and Basel accords
• Data analytics and visualization tools (e.g., Tableau, SQL)
• Strong written and verbal communication
• Attention to detail and accuracy
• Problem-solving and critical thinking
• Team collaboration and stakeholder management
• Time management in high-pressure environments
• Understanding of corporate finance principles
• Risk mitigation strategy development
• Report writing and presentation skills
• Adaptability to evolving market conditions
• Ethical judgment in financial decision-making

Benefits

• Competitive base salary and performance-based annual bonuses
• Comprehensive health, dental, and vision insurance plans
• 401(k) retirement savings plan with company matching contributions
• Generous paid time off, including vacation, sick days, and parental leave
• Professional development programs and tuition reimbursement for advanced education
• Employee stock purchase plan and financial wellness resources
• On-site fitness centers and wellness programs at JP Morgan Chase facilities
• Flexible work arrangements and hybrid work options in Plano, TX

JP Morgan Chase is an equal opportunity employer.