Risk Management – Home Lending Strategic Analytics - Vice President

Location: Plano, TX, United States

Job Family: Risk Analytics/Modeling

About the Role

At JPMorgan Chase, we are at the forefront of financial services innovation, and our Home Lending division plays a pivotal role in helping millions of customers achieve homeownership dreams while managing risks in a dynamic market. As a Vice President in Risk Management – Home Lending Strategic Analytics, you will join a high-impact team in Plano, TX, focused on leveraging advanced analytics to foresee potential risks, solve complex challenges, and drive strategic growth. This role is ideal for a seasoned risk expert passionate about the intersection of data science, finance, and consumer lending, where you'll contribute to one of the world's largest mortgage portfolios by developing models that balance opportunity with prudent risk management. In this position, you will lead the creation and refinement of sophisticated risk analytics frameworks tailored to home lending products, including mortgage origination, servicing, and securitization. Collaborating closely with business leaders, quants, and compliance teams, you'll analyze vast datasets from internal systems and external sources to predict credit behaviors, assess economic sensitivities, and recommend strategies that enhance portfolio resilience. Your work will directly influence key decisions at JPMorgan Chase, ensuring we stay ahead of regulatory requirements while innovating to exceed industry norms in risk foresight and mitigation. We value professionals who thrive in a collaborative, fast-paced environment and bring a blend of technical prowess and strategic vision. This role offers the chance to make a tangible impact on JPMorgan Chase's Home Lending objectives, fostering sustainable growth in a competitive landscape. If you're ready to push boundaries in risk management and contribute to our mission of powering the progress that matters, join us in Plano to shape the future of financial risk analytics.

Key Responsibilities

• Develop and enhance strategic analytics models to assess and mitigate risks in JPMorgan Chase's home lending portfolio, including credit risk forecasting and stress testing
• Analyze large-scale data to identify emerging risks and opportunities in the mortgage market, supporting business growth while ensuring regulatory compliance
• Collaborate with cross-functional teams in Risk Management, Home Lending, and Finance to design innovative risk solutions that drive sustainable profitability
• Perform advanced statistical modeling and scenario analysis to evaluate the impact of economic variables on home lending performance
• Lead the validation and ongoing monitoring of risk models, ensuring alignment with internal policies and external regulations such as those from the OCC and CFPB
• Provide strategic insights and recommendations to senior leadership on risk appetite, portfolio optimization, and product innovation in consumer lending
• Conduct ad-hoc analyses to support key initiatives, including merger integrations, product launches, and response to market disruptions
• Mentor junior analysts and contribute to the development of best practices in risk analytics within JPMorgan Chase's Home Lending division
• Stay abreast of industry trends, regulatory changes, and technological advancements to innovate beyond traditional risk management norms

Required Qualifications

• Bachelor's degree in Finance, Economics, Statistics, Mathematics, or a related quantitative field; advanced degree (Master's or PhD) preferred
• 8+ years of experience in risk management, analytics, or modeling within the financial services industry, with a focus on home lending or mortgage portfolios
• Proven expertise in developing and validating risk models for credit, market, or operational risks in consumer lending
• Strong proficiency in statistical software and programming languages such as SAS, R, Python, or SQL for data analysis and model building
• Experience with regulatory compliance frameworks like Basel III, CCAR, or Dodd-Frank, particularly in home lending risk assessment
• Demonstrated ability to manage complex datasets from sources like credit bureaus, loan origination systems, and economic indicators
• Excellent communication skills to present analytical findings to senior stakeholders and regulatory bodies

Preferred Qualifications

• Advanced certification such as FRM (Financial Risk Manager) or CFA (Chartered Financial Analyst)
• Prior experience at a major financial institution like JPMorgan Chase, working on home lending strategies
• Knowledge of machine learning techniques applied to predictive risk modeling in mortgage analytics
• Experience leading cross-functional teams in risk strategy development for consumer banking products

Required Skills

• Advanced statistical modeling and quantitative analysis
• Proficiency in Python, R, SAS, or SQL for data manipulation and analytics
• Expertise in credit risk assessment and mortgage lending metrics
• Strong understanding of financial regulations and compliance in banking
• Data visualization tools like Tableau or Power BI
• Machine learning algorithms for predictive modeling
• Econometric analysis and time-series forecasting
• Project management and stakeholder collaboration
• Problem-solving and critical thinking in high-pressure environments
• Excellent written and verbal communication for reporting
• Attention to detail in model validation and auditing
• Adaptability to evolving market and regulatory landscapes
• Leadership and team mentoring capabilities
• Knowledge of big data technologies like Hadoop or Spark

Benefits

• Competitive base salary and performance-based annual bonus, reflecting JPMorgan Chase's commitment to rewarding excellence
• Comprehensive health, dental, and vision insurance plans with employer contributions for employees and dependents
• 401(k) retirement savings plan with generous company matching to support long-term financial security
• Paid time off including vacation, sick days, and parental leave to promote work-life balance
• Professional development opportunities through JPMorgan Chase's internal training programs and tuition reimbursement
• Employee stock purchase plan and other financial wellness benefits tailored to the financial services industry
• On-site fitness centers, wellness programs, and mental health resources at JPMorgan Chase locations
• Relocation assistance for eligible roles, including support for moves to Plano, TX

JP Morgan Chase is an equal opportunity employer.