Risk Management - Strategic Co-brand Initiatives Lead - Vice President

Location: Wilmington, DE, United States

Job Family: Risk Analytics/Modeling

About the Role

At JP Morgan Chase, we are at the forefront of redefining the future of financial services, and our Risk Management team plays a pivotal role in safeguarding our global operations. As a Vice President leading Strategic Co-brand Initiatives in Wilmington, DE, you will oversee high-impact partnerships that drive consumer engagement and portfolio growth. This role within the Risk Analytics/Modeling category involves providing expert oversight for co-brand credit card programs, ensuring robust risk decision frameworks that balance innovation with prudent risk management. You will collaborate with elite teams to analyze data-driven insights, mitigate potential exposures, and support JP Morgan's commitment to sustainable growth in the competitive financial landscape. Your primary focus will be on centralizing activities that underpin portfolio risk rules for co-brand initiatives, including those with major retail and brand partners. This entails leading the evaluation of strategic opportunities, developing advanced risk models, and integrating analytics to inform decision-making. In this dynamic environment, you will navigate complex regulatory landscapes, leverage cutting-edge tools for predictive modeling, and contribute to executive strategies that enhance JP Morgan's market position. The role demands a blend of technical expertise and strategic vision to foster resilient co-brand ecosystems that deliver value to customers and stakeholders alike. Joining JP Morgan Chase means becoming part of a world-class institution dedicated to innovation and integrity. This Vice President position offers the chance to influence transformative initiatives while benefiting from our collaborative culture and extensive resources. If you thrive in a fast-paced setting and are passionate about risk management in financial services, this role provides unparalleled opportunities for professional advancement and impact.

Key Responsibilities

• Provide strategic oversight for co-brand initiatives, ensuring alignment with JP Morgan Chase's risk appetite and business objectives
• Lead the development and maintenance of centralized portfolio risk decision rules for co-brand credit products
• Collaborate with cross-functional teams including product, marketing, and compliance to assess and mitigate risks in new initiatives
• Analyze portfolio performance data to identify trends, risks, and opportunities for optimization in co-brand programs
• Develop and implement risk management frameworks that support scalable growth in strategic partnerships
• Monitor regulatory changes and ensure co-brand activities comply with federal and state guidelines
• Mentor junior team members and foster a culture of risk awareness within the department
• Prepare executive-level reports and presentations on risk exposures and initiative performance
• Drive innovation in risk analytics to enhance decision-making for co-brand portfolio management

Required Qualifications

• Bachelor's degree in Finance, Economics, Business Administration, or a related quantitative field; advanced degree (MBA, Master's in Finance, or equivalent) preferred
• Minimum of 8-10 years of experience in risk management, credit analytics, or portfolio risk within the financial services industry
• Proven track record in leading strategic initiatives involving co-brand partnerships or consumer credit products
• Strong understanding of regulatory requirements such as Basel III, Dodd-Frank, and consumer protection laws applicable to credit card portfolios
• Experience with data analytics tools and risk modeling in a banking environment
• Demonstrated ability to manage cross-functional teams and influence senior stakeholders

Preferred Qualifications

• Experience working at a major financial institution like JP Morgan Chase or similar, with exposure to co-brand credit card programs
• Certification in risk management (e.g., FRM, PRM) or data analytics (e.g., CFA Level II or higher)
• Prior involvement in strategic partnerships with retailers or brands in the consumer finance space
• Knowledge of advanced analytics platforms used in JP Morgan's risk frameworks

Required Skills

• Risk assessment and modeling
• Data analytics and visualization (e.g., SQL, Python, Tableau)
• Strategic planning and initiative leadership
• Regulatory compliance knowledge in financial services
• Portfolio management and credit risk analysis
• Cross-functional collaboration and stakeholder management
• Financial modeling and forecasting
• Problem-solving and critical thinking
• Communication and presentation skills
• Project management methodologies (e.g., Agile, Waterfall)
• Advanced Excel and statistical software proficiency
• Understanding of consumer credit products and co-brand dynamics
• Leadership and team development
• Attention to detail in risk rule implementation
• Adaptability to evolving market and regulatory landscapes

Benefits

• Competitive base salary and performance-based annual bonus
• Comprehensive health, dental, and vision insurance plans
• 401(k) retirement savings plan with company matching contributions
• Generous paid time off, including vacation, sick days, and parental leave
• Professional development opportunities through JP Morgan's internal training programs and tuition reimbursement
• Employee stock purchase plan and other financial wellness benefits
• On-site fitness centers and wellness programs at select locations
• Flexible work arrangements, including hybrid options in Wilmington, DE

JP Morgan Chase is an equal opportunity employer.