Securitized Products Group – Asset-Backed Securities Banking – Associate

Location: New York, NY, United States

Job Family: Associates

About the Role

JPMorgan Chase & Co. is a leading global financial services firm with assets of $3.9 trillion and operations worldwide. The Securitized Products Group within the Investment Banking division plays a pivotal role in providing innovative financing solutions for asset-backed securities (ABS). As an Associate in the Asset-Backed Securities Banking team, you will be at the forefront of executing warehouse lending and term ABS transactions for commercial and nontraditional asset classes, such as commercial real estate, consumer loans, and alternative investments. Based in our New York office, this role offers the opportunity to work on high-profile deals that drive client success and contribute to the firm's leadership in structured finance. In this position, you will support the origination, structuring, and execution of complex ABS transactions, collaborating closely with cross-functional teams including sales, trading, and legal. Key responsibilities include performing due diligence on asset pools, building sophisticated financial models to evaluate risks and returns, and negotiating terms with clients to ensure optimal outcomes. You will also monitor regulatory developments in the securitized products space and leverage JPMorgan's proprietary tools to identify market opportunities, helping to expand our footprint in emerging asset classes. This role demands a blend of technical expertise and commercial acumen, allowing you to grow within a dynamic environment that values innovation and client-centric solutions. JPMorgan Chase is committed to fostering an inclusive culture where diverse perspectives drive excellence. As an Associate, you will benefit from mentorship programs, exposure to senior leadership, and access to cutting-edge training resources. This position is ideal for motivated professionals seeking to advance their career in investment banking, with opportunities to contribute to landmark transactions that shape the global financial landscape. Join us to make an impact in the evolving world of securitized products.

Key Responsibilities

• Execute warehouse lending transactions for commercial real estate and other asset classes
• Structure and negotiate term ABS deals, including pricing and documentation
• Conduct due diligence on asset portfolios to assess credit and market risks
• Collaborate with sales, trading, and risk management teams to originate new business
• Develop financial models to value securitized products and forecast cash flows
• Monitor market trends in securitized products and advise on strategic opportunities
• Prepare client presentations and pitch books for ABS financing solutions
• Ensure compliance with internal policies and regulatory standards in all transactions
• Support senior team members in complex deal negotiations and closings
• Contribute to the development of innovative financing structures for nontraditional assets

Required Qualifications

• Bachelor's degree in Finance, Economics, Business, or a related field
• 3-5 years of experience in structured finance, securitization, or asset-backed securities
• Strong understanding of warehouse lending facilities and term ABS transactions
• Proficiency in financial modeling and valuation of commercial and nontraditional asset classes
• Knowledge of regulatory requirements in the securitized products market
• Series 7 and 63 licenses or equivalent
• Ability to work in a fast-paced, high-stakes banking environment

Preferred Qualifications

• MBA or advanced degree in Finance
• Experience at a bulge-bracket investment bank like JP Morgan Chase
• Prior involvement in nontraditional asset classes such as consumer loans or alternative investments
• Familiarity with JPMorgan's internal systems and risk management frameworks
• CFA or FRM certification

Required Skills

• Financial modeling and Excel proficiency
• Knowledge of securitization structures and ABS markets
• Credit analysis and risk assessment
• Negotiation and deal structuring
• Regulatory compliance in banking
• Client relationship management
• Analytical thinking and problem-solving
• Attention to detail in documentation
• Team collaboration and communication
• Market research and trend analysis
• Proficiency in Bloomberg or similar financial tools
• Time management in high-pressure environments
• Adaptability to evolving financial regulations
• Quantitative analysis for asset valuation
• Presentation and pitching skills

Benefits

• Competitive base salary and performance-based bonuses
• Comprehensive health, dental, and vision insurance plans
• 401(k) retirement savings plan with company matching
• Generous paid time off and flexible work arrangements
• Professional development programs and tuition reimbursement
• Employee stock purchase plan and financial wellness resources
• Access to JPMorgan's global mobility and career advancement opportunities
• Wellness programs including gym memberships and mental health support

JP Morgan Chase is an equal opportunity employer.