Senior Associate New Payment Rails - Strategy and Planning

Location: New York, NY, United States

Job Family: Product

About the Role

At JPMorgan Chase, we are at the forefront of reimagining the future of payments through our New Payment Rails initiatives. As a Senior Associate in Strategy and Planning, you will play a pivotal role in driving operational excellence and supporting the leadership team in shaping the strategic direction of our innovative payment solutions. This position within the Product category is based in our dynamic New York, NY office, where you'll contribute to transformative projects that enhance global payment efficiency, security, and accessibility for millions of clients. Your work will directly impact how the world's leading financial institution adapts to digital disruptions like real-time payments, blockchain integrations, and cross-border transactions. In this role, you will partner closely with senior executives to analyze market trends, develop actionable strategies, and optimize operational workflows. Expect to dive deep into the complexities of payment rails, leveraging data to inform decisions that align with JPMorgan Chase's commitment to innovation and client-centric solutions. You'll facilitate collaboration across teams in technology, risk, and compliance, ensuring that our payment strategies not only meet regulatory standards but also drive competitive advantage in the fast-evolving financial services landscape. We seek a proactive professional passionate about fintech who thrives in a collaborative environment. Joining JPMorgan Chase means access to unparalleled resources, mentorship from industry leaders, and opportunities to grow within a firm renowned for its stability and forward-thinking culture. If you're ready to influence the next generation of payment technologies, this is your chance to make a lasting impact.

Key Responsibilities

• Collaborate with the New Payment Rails leadership team to develop and execute strategic plans
• Drive operational excellence by identifying process improvements and implementing best practices
• Conduct market analysis on emerging payment technologies and competitive landscapes
• Support budgeting, forecasting, and resource allocation for strategic initiatives
• Prepare executive-level reports, presentations, and recommendations for senior stakeholders
• Facilitate cross-functional partnerships to ensure alignment on payment rail strategies
• Monitor key performance metrics and provide insights to optimize operations
• Assist in risk assessment and compliance efforts related to new payment systems
• Lead ad-hoc projects to support innovation in digital payments and fintech integrations

Required Qualifications

• Bachelor's degree in Finance, Business Administration, Economics, or a related field
• 5+ years of experience in strategy, planning, or operations within the financial services industry
• Proven track record in supporting leadership teams on strategic initiatives
• Strong understanding of payment systems, fintech innovations, and regulatory landscapes
• Excellent analytical and problem-solving skills with experience in data-driven decision making
• Ability to manage multiple priorities in a fast-paced environment

Preferred Qualifications

• MBA or advanced degree in a relevant discipline
• Experience in payment rails, blockchain, or digital currency technologies
• Prior work at a major financial institution like JPMorgan Chase
• Knowledge of global payment regulations such as ISO 20022 or PSD2

Required Skills

• Strategic planning and execution
• Financial modeling and analysis
• Project management
• Data analytics and visualization (e.g., Excel, Tableau)
• Stakeholder communication and presentation skills
• Problem-solving and critical thinking
• Knowledge of payment processing systems
• Regulatory compliance in finance
• Cross-functional collaboration
• Time management and prioritization
• Research on fintech trends
• Risk management
• Leadership and team coordination
• Adaptability to emerging technologies
• Proficiency in Microsoft Office Suite

Benefits

• Competitive base salary and performance-based annual bonuses
• Comprehensive health, dental, and vision insurance plans
• 401(k) retirement savings plan with company matching contributions
• Generous paid time off, including vacation, sick days, and parental leave
• Professional development opportunities through JPMorgan Chase's learning programs
• Employee stock purchase plan and financial wellness resources
• On-site fitness centers and wellness programs at New York locations
• Flexible work arrangements and hybrid work options where applicable

JP Morgan Chase is an equal opportunity employer.