Senior Home Lending Advisor - Allen TX - Stacy & US75/ Custer & Virginia

Location: Allen, TX, United States

Job Family: Originations

About the Role

At JPMorgan Chase, we are a leading global financial services firm with a proud history of helping clients achieve their dreams of homeownership. As a Senior Home Lending Advisor in our Allen, TX branch at Stacy & US75 / Custer & Virginia, you will play a pivotal role in our Originations team, guiding clients through personalized mortgage journeys while driving exceptional sales results. This position offers the opportunity to leverage Chase's vast resources, innovative digital tools, and market expertise to deliver first-class service in a dynamic, client-focused environment. You will build lasting relationships with homebuyers in the growing Allen community, originating loans that align with their financial goals and our commitment to responsible lending practices. Your day-to-day responsibilities will include prospecting for new business through local networks, analyzing client needs to recommend optimal mortgage products like conventional, FHA, or VA loans, and collaborating with Chase's underwriting and processing teams to ensure smooth closings. With a focus on compliance and ethical standards, you will educate clients on market trends, interest rates, and financing options, all while exceeding sales targets to contribute to Chase's leadership in the home lending sector. This role demands a proactive approach to lead generation and a deep understanding of the financial services landscape, particularly in the competitive Texas housing market. We value professionals who thrive in a supportive, high-performance culture. As a Senior Home Lending Advisor, you will benefit from ongoing training, mentorship opportunities, and access to Chase's proprietary platforms that streamline the lending process. Join us to make a meaningful impact on clients' lives while advancing your career in one of the world's most respected financial institutions. If you are passionate about home lending and ready to elevate your expertise in Allen, TX, this is your chance to shine at JPMorgan Chase.

Key Responsibilities

• Prospect and develop new client relationships through community events, referrals, and branch partnerships in the Allen, TX market, focusing on areas like Stacy & US75 and Custer & Virginia
• Guide clients through the home lending process, from initial consultation to loan closing, ensuring a seamless and personalized experience aligned with JPMorgan Chase's client-first philosophy
• Analyze client financial profiles to recommend tailored mortgage solutions, including fixed-rate, adjustable-rate, and refinancing options
• Collaborate with underwriters, processors, and internal Chase teams to expedite loan approvals while maintaining compliance with federal and state regulations
• Achieve and exceed sales goals by originating high-quality loans that contribute to Chase's market leadership in home lending
• Educate clients on mortgage products, market trends, and financial planning to build long-term relationships and generate repeat business
• Leverage Chase's digital tools and resources to streamline applications and enhance client satisfaction
• Monitor loan pipelines, manage documentation, and resolve issues to ensure timely closings and high client retention rates
• Participate in local networking and community initiatives to promote JPMorgan Chase's home lending services
• Stay updated on industry changes, regulatory updates, and Chase-specific policies to provide accurate advice

Required Qualifications

• Bachelor's degree in Finance, Business Administration, or a related field, or equivalent work experience
• Minimum of 5 years of experience in mortgage lending, home financing, or financial sales within the banking industry
• Active Mortgage Loan Originator (MLO) license with NMLS registration, compliant with state and federal regulations
• Proven track record of achieving sales targets in home lending, with demonstrated ability to originate loans exceeding $10 million annually
• In-depth knowledge of mortgage products, including conventional, FHA, VA, and jumbo loans, and compliance with Dodd-Frank and TILA regulations
• Strong understanding of credit analysis, underwriting processes, and risk assessment in the financial services sector
• Ability to work in a branch-based environment in Allen, TX, with flexibility for client meetings and networking events

Preferred Qualifications

• Advanced certifications such as Certified Mortgage Banker (CMB) or equivalent from the Mortgage Bankers Association
• Experience working with high-net-worth clients or in a Chase Private Client environment
• Bilingual proficiency in English and Spanish to serve diverse communities in the Allen, TX area
• Familiarity with digital lending platforms and CRM tools used at JPMorgan Chase
• Previous leadership experience mentoring junior advisors or managing a small team

Required Skills

• Expertise in mortgage origination and loan processing
• Proficiency in financial analysis and credit evaluation
• Strong sales and negotiation abilities
• Excellent verbal and written communication
• Customer relationship management (CRM) software proficiency, such as Salesforce
• Knowledge of regulatory compliance (e.g., RESPA, HMDA)
• Digital literacy with online banking and lending platforms
• Analytical thinking for risk assessment
• Time management and organizational skills
• Empathy and active listening for client consultations
• Networking and lead generation techniques
• Problem-solving in complex financial scenarios
• Adaptability to market fluctuations
• Team collaboration with internal stakeholders
• Attention to detail in documentation and reporting

Benefits

• Competitive base salary plus uncapped commission structure based on loan origination volume
• Comprehensive health, dental, and vision insurance plans with employer contributions
• 401(k) retirement savings plan with generous company matching up to 5% of eligible compensation
• Paid time off including vacation, sick days, and 15+ paid holidays annually
• Professional development programs, including tuition reimbursement for relevant certifications and leadership training
• Access to Chase's employee stock purchase plan and financial wellness resources
• Wellness incentives, including gym membership reimbursements and mental health support
• Relocation assistance if applicable, plus commuter benefits for the Allen, TX location

JP Morgan Chase is an equal opportunity employer.