Senior Home Lending Advisor - Baytown TX

Location: Baytown, TX, United States

Job Family: Originations

About the Role

At JPMorgan Chase & Co., one of the world's leading financial services firms, we are seeking a Senior Home Lending Advisor to join our dynamic team in Baytown, TX. As a Senior Home Lending Advisor, you will play a pivotal role in helping clients achieve their dream of homeownership while driving exceptional sales results. You will leverage your expertise in mortgage origination to provide tailored financing solutions, drawing on JPMorgan Chase's robust portfolio of lending products including fixed-rate, adjustable-rate, and government-backed loans. This position offers the opportunity to work in a supportive branch environment, fostering long-term client relationships and contributing to the growth of our Home Lending division in the competitive Texas market. Your day-to-day responsibilities will involve prospecting for new business through networking events, online platforms, and referrals within the Baytown community, while guiding clients through every step of the lending process—from pre-approval to closing. You will analyze financial documents, assess creditworthiness, and recommend the best loan options to meet clients' needs, all while ensuring adherence to federal regulations like the Dodd-Frank Act and JPMorgan Chase's stringent compliance standards. Collaboration with cross-functional teams, including appraisers, underwriters, and title companies, will be essential to deliver efficient and transparent service, ultimately aiming to exceed quarterly origination goals and maintain top-tier customer satisfaction ratings. We value professionals who thrive in a fast-paced, client-centric environment and are passionate about financial education. As a Senior Home Lending Advisor, you will also mentor emerging talent, participate in local market initiatives, and stay abreast of industry trends to position JPMorgan Chase as the preferred lender in Baytown. This role not only offers substantial earning potential through performance-based incentives but also the chance to advance your career within a global institution committed to innovation and integrity in financial services.

Key Responsibilities

• Prospect and develop new client relationships through community events, referrals, and digital marketing in the Baytown, TX area
• Guide clients through the home lending process, from initial consultation to loan closing, ensuring a seamless and personalized experience
• Analyze client financial profiles to recommend suitable mortgage products, including conventional, FHA, VA, and jumbo loans
• Collaborate with internal teams, including underwriters and processors, to expedite loan approvals and resolve issues efficiently
• Meet or exceed monthly sales targets for loan originations while maintaining high customer satisfaction scores
• Stay updated on market trends, interest rates, and JP Morgan Chase lending policies to provide expert advice
• Conduct educational seminars and workshops on home financing to build community trust and generate leads
• Ensure all lending activities comply with JP Morgan Chase's ethical standards and regulatory requirements
• Utilize CRM tools to track client interactions, pipeline progress, and performance metrics
• Mentor junior advisors and contribute to team sales strategies in the Baytown branch

Required Qualifications

• Bachelor's degree in Finance, Business Administration, or a related field, or equivalent work experience
• Minimum of 5 years of experience in mortgage lending, home financing, or related financial services sales
• Active Mortgage Loan Originator (MLO) license with NMLS registration, or ability to obtain within 90 days
• Proven track record of achieving sales targets in a competitive lending environment
• Strong understanding of federal and state lending regulations, including Truth in Lending Act (TILA) and RESPA
• Excellent credit history and ability to pass a comprehensive background check
• Proficiency in mortgage origination software and CRM systems used in the financial services industry

Preferred Qualifications

• Advanced certifications such as Certified Mortgage Banker (CMB) or equivalent
• Experience working with diverse client bases in the Texas housing market
• Bilingual proficiency in English and Spanish to serve the Baytown community
• Previous leadership experience mentoring junior lending advisors
• Familiarity with JP Morgan Chase's proprietary lending platforms and processes

Required Skills

• Expertise in mortgage products and lending regulations
• Strong sales and negotiation abilities
• Proficiency in financial analysis and credit assessment
• Excellent verbal and written communication
• Customer relationship management (CRM) software proficiency
• Active listening and empathy for client needs
• Time management and organizational skills
• Problem-solving in high-pressure environments
• Knowledge of local real estate market in Baytown, TX
• Digital marketing and lead generation techniques
• Team collaboration and leadership
• Attention to detail in documentation and compliance
• Adaptability to changing interest rates and policies
• Ethical decision-making in financial advising
• Bilingual communication skills (preferred)

Benefits

• Competitive base salary plus uncapped commission structure based on loan volume
• Comprehensive health, dental, and vision insurance with low employee premiums
• 401(k) retirement savings plan with generous company matching contributions
• Paid time off including vacation, sick days, and parental leave
• Professional development programs, including tuition reimbursement for relevant certifications
• Employee stock purchase plan and access to JP Morgan Chase's wealth management resources
• Wellness programs with gym memberships, mental health support, and financial wellness coaching
• Relocation assistance for eligible candidates moving to the Baytown area

JP Morgan Chase is an equal opportunity employer.