Senior Home Lending Advisor- Fort Collins, CO

Location: Fort Collins, CO, United States

Job Family: Originations

About the Role

At JP Morgan Chase, we are a leading global financial services firm committed to helping clients achieve their dreams of home ownership. As a Senior Home Lending Advisor in our Fort Collins, CO branch, you will play a pivotal role in our Originations team, guiding clients through personalized mortgage solutions while driving exceptional sales performance. This position offers the opportunity to leverage your expertise in a dynamic market, serving the growing Northern Colorado community with innovative products from one of the world's most trusted banks. You will embody our client-first culture, ensuring every interaction reflects JP Morgan Chase's high standards of integrity and excellence. In this senior role, you will prospect for new business by cultivating relationships with real estate professionals, community organizations, and existing clients in the Fort Collins area. Your days will involve conducting in-depth financial consultations, structuring competitive loan packages, and navigating the full lifecycle of mortgage applications—from initial pre-approval to seamless closings. You will collaborate closely with JP Morgan Chase's robust support teams, utilizing cutting-edge technology and data analytics to streamline processes and mitigate risks. Achieving sales targets is key, but so is fostering long-term client loyalty through transparent advice on products like fixed-rate mortgages, adjustable-rate options, and specialized programs for first-time buyers or veterans. We value professionals who thrive in a goal-oriented environment and are passionate about financial empowerment. As a Senior Home Lending Advisor, you will also mentor emerging talent, contribute to branch initiatives, and stay ahead of industry regulations to deliver compliant, high-quality service. Join JP Morgan Chase to advance your career in a supportive setting that rewards innovation and results, all while making a tangible impact on families pursuing the American dream in Fort Collins.

Key Responsibilities

• Prospect and develop new client relationships through networking, referrals, and community events in Fort Collins
• Guide clients through the home lending process, from pre-qualification to closing, ensuring a seamless experience
• Analyze client financial profiles to recommend tailored mortgage products, including conventional, FHA, VA, and jumbo loans
• Collaborate with internal JP Morgan Chase teams, such as underwriters and processors, to expedite loan approvals
• Meet or exceed monthly sales goals while maintaining high customer satisfaction scores
• Stay updated on market trends, interest rates, and JP Morgan Chase product offerings to provide expert advice
• Conduct educational seminars and workshops on home financing for potential buyers in the Fort Collins area
• Ensure compliance with all regulatory requirements and JP Morgan Chase policies in every transaction
• Build partnerships with local real estate agents, builders, and financial advisors to generate leads
• Monitor loan pipelines and follow up on applications to minimize drop-offs and maximize conversions

Required Qualifications

• Bachelor's degree or equivalent experience in finance, business, or related field
• Minimum of 5 years of experience in mortgage lending or home financing origination
• Active Mortgage Loan Originator (MLO) license with NMLS registration
• Proven track record of achieving sales targets in a competitive financial services environment
• Strong understanding of federal and state lending regulations, including TRID and HMDA
• Ability to build and maintain relationships with real estate professionals and referral sources
• Excellent credit history and ability to pass background checks required for financial roles

Preferred Qualifications

• Advanced certifications such as Certified Mortgage Banker (CMB) or equivalent
• Experience working with high-net-worth clients or jumbo loan products at a major bank
• Familiarity with JP Morgan Chase's proprietary lending platforms and tools
• Bilingual proficiency in English and Spanish to serve diverse client bases in Colorado
• Previous leadership experience mentoring junior advisors in a branch setting

Required Skills

• Expertise in mortgage products and lending processes
• Strong sales and negotiation abilities
• Proficiency in financial analysis and credit assessment
• Knowledge of CRM software like Salesforce or Encompass
• Excellent verbal and written communication
• Relationship-building and networking skills
• Attention to detail for compliance and documentation
• Analytical thinking for market trend evaluation
• Customer service orientation with empathy
• Time management and organizational skills
• Adaptability to fast-paced financial environments
• Technical proficiency in Microsoft Office Suite and digital lending tools
• Problem-solving in complex client scenarios
• Team collaboration across departments
• Ethical decision-making in high-stakes transactions

Benefits

• Competitive base salary plus uncapped commission structure based on loan volume
• Comprehensive health, dental, and vision insurance with employer contributions
• 401(k) retirement savings plan with generous company matching up to 6%
• Paid time off including vacation, sick days, and parental leave
• Professional development opportunities through JP Morgan Chase's learning programs and certifications
• Employee stock purchase plan and access to financial wellness resources
• Relocation assistance if applicable, plus commuter benefits for Fort Collins location
• Wellness programs including gym memberships and mental health support

JP Morgan Chase is an equal opportunity employer.