Senior Home Lending Advisor - Fort Worth TX - Lake Worth & Ridgmar

Location: Fort Worth, TX, United States

Job Family: Originations

About the Role

At JP Morgan Chase, we are a leading global financial services firm committed to helping clients achieve their dreams of home ownership. As a Senior Home Lending Advisor in our Fort Worth, TX branch serving the Lake Worth and Ridgmar areas, you will play a pivotal role in our Originations team. This position offers the opportunity to leverage your expertise in mortgage lending to guide clients through personalized financing solutions, from initial consultation to closing. You will embody our client-first approach, delivering exceptional service while driving robust sales results in a dynamic market. With access to JP Morgan Chase's innovative tools and extensive product suite, you will empower clients to navigate the home buying journey with confidence and ease. Your primary focus will be on originating high-quality loans by prospecting within the local community, building strategic partnerships with real estate professionals, and providing tailored advice on our competitive mortgage offerings. You will conduct thorough financial analyses to structure optimal loan packages, ensuring compliance with all regulatory standards such as those set by the CFPB and Fannie Mae. Collaborating closely with internal teams, including underwriters and processors, you will streamline the approval process to meet client timelines. Success in this role requires a deep understanding of the Fort Worth housing market, where you will identify opportunities to grow our portfolio and exceed performance metrics. We value professionals who thrive in a supportive, high-achieving environment. As a Senior Home Lending Advisor, you will also contribute to team development by mentoring associates and sharing best practices. JP Morgan Chase offers unparalleled resources for career growth, including ongoing training in emerging lending technologies and market trends. Join us to make a meaningful impact on clients' lives while advancing your career in one of the world's most respected financial institutions.

Key Responsibilities

• Prospect, qualify, and engage potential homebuyers to guide them through the mortgage origination process
• Conduct comprehensive financial assessments to recommend suitable loan products from JP Morgan Chase's portfolio
• Build and maintain relationships with real estate agents, builders, and community partners in Fort Worth
• Deliver exceptional client service, ensuring a seamless journey to home ownership with clear communication
• Analyze client financial data to structure competitive loan offers while adhering to risk and compliance standards
• Collaborate with underwriting and processing teams to expedite loan approvals and closings
• Drive sales performance by meeting or exceeding monthly origination targets and portfolio growth goals
• Stay updated on lending regulations and market conditions to provide informed advice
• Participate in local events and networking to enhance JP Morgan Chase's brand presence in the community
• Mentor junior team members and contribute to branch-level sales strategies

Required Qualifications

• Bachelor's degree in Finance, Business Administration, or a related field
• Minimum of 5 years of experience in mortgage lending or home financing origination
• Active Mortgage Loan Originator (MLO) license in Texas, with NMLS registration
• Proven track record of achieving sales targets in a competitive financial services environment
• In-depth knowledge of federal and state lending regulations, including TRID and HMDA
• Strong understanding of credit analysis, underwriting processes, and loan structuring
• Ability to work independently in a branch-based setting while collaborating with internal teams

Preferred Qualifications

• Advanced certifications such as Certified Mortgage Banker (CMB) or equivalent
• Experience with JP Morgan Chase's proprietary lending platforms and tools
• Bilingual proficiency in English and Spanish to serve diverse client bases in Fort Worth
• Previous leadership experience mentoring junior advisors or managing client portfolios
• Familiarity with local real estate market trends in the Lake Worth and Ridgmar areas

Required Skills

• Expertise in mortgage products including conventional, FHA, VA, and jumbo loans
• Proficiency in financial modeling and credit risk assessment
• Strong sales acumen and negotiation skills in a client-facing role
• Excellent verbal and written communication for client consultations
• Analytical skills for evaluating financial statements and affordability metrics
• Technical proficiency with CRM systems like Salesforce and loan origination software
• Knowledge of compliance tools and regulatory reporting requirements
• Relationship-building and networking abilities in the real estate sector
• Time management and organizational skills to handle multiple client pipelines
• Adaptability to fast-paced environments and market fluctuations
• Empathy and customer service orientation for diverse client needs
• Data-driven decision-making using market analytics and performance metrics
• Leadership skills for team collaboration and mentoring
• Digital literacy in virtual meeting tools and online application platforms
• Problem-solving abilities to navigate complex lending scenarios

Benefits

• Competitive base salary plus uncapped commission structure for high earning potential
• Comprehensive health, dental, and vision insurance plans with employer contributions
• 401(k) retirement savings plan with generous company matching
• Paid time off, including vacation, sick days, and parental leave
• Professional development programs and tuition reimbursement for certifications
• Employee stock purchase plan and financial wellness resources
• Access to on-site fitness centers and wellness programs at select locations
• Relocation assistance for eligible roles and flexible work arrangements where applicable

JP Morgan Chase is an equal opportunity employer.