Senior Home Lending Advisor - Huntington WV

Location: Huntington, WV, United States

Job Family: Originations

About the Role

At JP Morgan Chase, we are a leading global financial services firm committed to helping clients achieve their dreams of homeownership. As a Senior Home Lending Advisor in our Huntington, WV branch, you will play a pivotal role in our Originations team, guiding clients through personalized mortgage solutions while driving exceptional sales results. This position offers the opportunity to leverage your expertise in the financial services industry to deliver first-class service, utilizing JP Morgan Chase's robust resources and innovative lending technologies to make home buying accessible and efficient for diverse clients in the local community. In this senior-level role, you will engage directly with prospective homebuyers, conducting in-depth consultations to understand their financial goals and recommend tailored products from our comprehensive portfolio, including fixed-rate mortgages, adjustable-rate options, and government-backed loans. You will build and nurture a strong network of referrals through proactive outreach, community involvement, and collaboration with JP Morgan Chase's retail banking teams. Success in this position requires not only meeting ambitious sales targets but also ensuring every client interaction upholds our commitment to integrity, compliance, and excellence in the competitive home lending market. Joining JP Morgan Chase means becoming part of a dynamic organization that values innovation, diversity, and professional growth. You will have access to cutting-edge tools, ongoing training, and a supportive culture that empowers you to thrive. If you are a seasoned professional passionate about financial services and ready to make a meaningful impact in Huntington, WV, this role offers the platform to advance your career while contributing to clients' most significant life milestones.

Key Responsibilities

• Prospect, qualify, and counsel clients on mortgage products to guide them through the homeownership process, ensuring a seamless experience aligned with JP Morgan Chase standards
• Conduct comprehensive financial assessments to recommend suitable home lending solutions, including conventional, FHA, VA, and jumbo loans
• Build and maintain a robust pipeline of mortgage leads through networking, referrals, and community engagement in the Huntington, WV area
• Collaborate with internal teams, including underwriters and processors, to facilitate timely loan approvals and closings
• Deliver exceptional sales performance by meeting or exceeding monthly and quarterly lending targets set by JP Morgan Chase
• Ensure full compliance with federal and state lending regulations, including Truth in Lending Act (TILA) and RESPA
• Educate clients on financing options, interest rates, and market trends to empower informed decision-making
• Leverage JP Morgan Chase's digital tools and resources to streamline the application and approval process
• Participate in branch events and local outreach to promote home lending services and strengthen community ties
• Monitor loan portfolios for opportunities to upsell additional financial products, such as refinancing or wealth management services

Required Qualifications

• Bachelor's degree in Finance, Business Administration, or a related field, or equivalent work experience
• Minimum of 5 years of experience in mortgage lending, home financing, or financial sales within the banking industry
• Active Mortgage Loan Originator (MLO) license with NMLS registration, compliant with SAFE Act requirements
• Proven track record of achieving sales targets in home lending or consumer finance products
• In-depth knowledge of mortgage products, regulations, and lending practices in the U.S. financial services sector
• Ability to work independently in a branch-based environment while adhering to JP Morgan Chase compliance standards
• Strong client relationship management experience in a retail banking setting

Preferred Qualifications

• Advanced certifications such as Certified Mortgage Banker (CMB) or equivalent
• Experience with digital lending platforms and CRM tools used in financial services
• Previous role in a senior advisory position at a major financial institution
• Familiarity with West Virginia-specific real estate and lending regulations
• Bilingual proficiency in English and Spanish to serve diverse client bases

Required Skills

• Expertise in mortgage origination and underwriting processes
• Proficiency in financial analysis and credit evaluation
• Strong sales and negotiation abilities in a competitive financial market
• Excellent communication and interpersonal skills for client consultations
• Knowledge of federal lending laws and compliance requirements
• Technical proficiency with loan origination software (e.g., Encompass or similar)
• Analytical skills for assessing client financial profiles and market conditions
• Relationship-building expertise to foster long-term client loyalty
• Time management and organizational skills for handling multiple loan pipelines
• Adaptability to evolving regulatory and economic landscapes in banking
• Digital literacy in using CRM systems and online banking platforms
• Problem-solving abilities to address complex financing challenges
• Team collaboration skills for cross-functional partnerships within JP Morgan Chase
• Customer service orientation focused on empathy and trust-building
• Data-driven decision-making using sales metrics and performance analytics

Benefits

• Competitive base salary plus uncapped commission structure based on sales performance
• Comprehensive health, dental, and vision insurance plans with employer contributions
• 401(k) retirement savings plan with generous company matching up to 6%
• Paid time off including vacation, sick days, and 16 weeks of paid parental leave
• Professional development opportunities through JP Morgan Chase's internal training programs and tuition reimbursement
• Employee stock purchase plan and access to financial wellness resources
• Flexible work arrangements and support for work-life balance
• Exclusive perks such as gym memberships, childcare assistance, and employee discounts on banking products

JP Morgan Chase is an equal opportunity employer.