Senior Home Lending Advisor-Joliet, IL-Shorewood

Location: Joliet, IL, United States

Job Family: Originations

About the Role

At JP Morgan Chase, we are a leading global financial services firm committed to helping clients achieve their homeownership dreams through innovative lending solutions. As a Senior Home Lending Advisor in our Joliet, IL - Shorewood branch, you will play a pivotal role in our Originations team, guiding clients through the mortgage process with expertise and personalized service. This position offers the opportunity to leverage your lending experience in a dynamic environment, focusing on building lasting client relationships while driving exceptional sales results in the competitive Illinois housing market. Your primary focus will be on originating high-quality mortgage loans, from initial consultation to closing, while ensuring compliance with all federal and state regulations. You will prospect for new business through community networking, real estate partnerships, and referrals, utilizing JP Morgan Chase's robust suite of home lending products, including fixed-rate mortgages, adjustable-rate options, and home equity lines of credit. By analyzing clients' financial profiles and market conditions, you will recommend the best solutions to secure their financial future, all while mentoring team members and contributing to our branch's growth objectives. We value professionals who thrive in a client-centric culture and are passionate about financial services. Joining JP Morgan Chase means access to cutting-edge technology, ongoing training, and a supportive network that empowers you to excel. If you are a results-oriented advisor with a commitment to integrity and excellence, this role in Joliet offers a rewarding path to advance your career in home lending.

Key Responsibilities

• Prospect, develop, and maintain a robust pipeline of mortgage and home lending clients in the Joliet, IL and Shorewood areas
• Conduct comprehensive financial consultations to assess client needs and recommend tailored home lending solutions, including conventional, FHA, VA, and jumbo loans
• Collaborate with internal partners such as underwriters, processors, and branch teams to ensure seamless loan origination and closing processes
• Drive sales performance by achieving or exceeding monthly and quarterly lending targets while adhering to JP Morgan Chase's risk and compliance standards
• Build and nurture long-term relationships with real estate agents, builders, and community organizations to generate high-quality referrals
• Stay abreast of market trends, interest rate fluctuations, and regulatory changes to provide expert advice to clients
• Utilize CRM tools to track client interactions, document loan applications, and report on sales activities
• Mentor junior lending advisors and contribute to team training on JP Morgan Chase's home lending products
• Ensure all lending activities comply with fair lending practices and anti-discrimination laws
• Participate in local community events to enhance JP Morgan Chase's brand presence in Joliet and surrounding areas

Required Qualifications

• Bachelor's degree in Finance, Business, or a related field, or equivalent work experience
• Minimum of 5 years of experience in mortgage lending, home equity, or consumer lending within the financial services industry
• Active Mortgage Loan Originator (MLO) license with NMLS registration, or ability to obtain within 90 days
• Proven track record of achieving sales targets in a competitive lending environment
• Strong understanding of federal and state lending regulations, including Truth in Lending Act (TILA) and RESPA
• Excellent credit history and ability to pass a comprehensive background check
• Proficiency in mortgage origination software and CRM systems used in financial services

Preferred Qualifications

• Advanced certifications such as Certified Mortgage Banker (CMB) or equivalent
• Experience working in a branch-based or community-focused lending role at a major bank
• Bilingual proficiency in Spanish or another language spoken in the Joliet, IL community
• Previous leadership experience mentoring junior advisors or managing a small team
• Familiarity with JP Morgan Chase's proprietary lending platforms and products

Required Skills

• Expertise in mortgage products and lending processes
• Strong sales and negotiation abilities
• Proficiency in financial analysis and credit assessment
• Excellent communication and interpersonal skills
• Customer relationship management (CRM) software proficiency
• Knowledge of regulatory compliance in banking
• Analytical thinking for risk evaluation
• Time management and organizational skills
• Problem-solving in complex financial scenarios
• Team collaboration and leadership
• Digital literacy with tools like Microsoft Office and loan origination systems
• Adaptability to market changes
• Ethical decision-making
• Networking and referral generation
• Attention to detail in documentation

Benefits

• Competitive base salary plus uncapped commission structure based on loan volume and performance
• Comprehensive medical, dental, and vision insurance plans with multiple coverage options
• 401(k) retirement savings plan with company matching contributions up to 5% of eligible pay
• Generous paid time off, including vacation, sick days, and parental leave
• Professional development opportunities, including tuition reimbursement and access to JP Morgan Chase's internal training programs
• Employee stock purchase plan and other financial wellness benefits
• Health and wellness programs, including gym memberships and mental health support
• Relocation assistance if applicable for the Joliet, IL location

JP Morgan Chase is an equal opportunity employer.